Hillsborough County property record for 5313 Reflections Blvd, Lutz, FL 33558
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,801 sqft · built 1998 |
| Lot Size | 0.568 acres (24,725 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $450,000 (Nov 2018) |
| Tax Bill | $9,997 (2025) |
| Deeds & Mortgages | May 2020 Mortgage Jan 2020 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 012931-5772 |
| Primary APN | 012931-5772 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 2,801 sqft Living Area |
| Gross Area | 3,872 sqft |
| 1st Floor Area | 2,801 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1998 |
|---|---|
| Effective Year Built | Effective 2012 |
| Architectural Style | Contemporary |
| Exterior Material | Brick/Stone |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 24,725 sqft (0.568 acres) |
| Lot Dimensions | 224 ft deep x 78 ft wide |
| Garage Type | Attached |
| Garage Area | 647 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Type | Spa / Hot Tub (No Pool) |
|---|---|
| Pool Area | 390 sqft |
| Porch | Open Porch |
| Porch Area | 424 sqft |
| Patio Area | 120 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 0129315772 |
|---|---|
| Street Address | 5313 REFLECTIONS BLVD |
| City | LUTZ |
| State | FL |
| Zip | 33558-9024 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PD |
| Legal Description | VILLAROSA PHASE 2 LOT 1 BLOCK 4 |
| Legal Range | 18E |
| Legal Township | 27S |
| Legal Section | 05 |
| Legal Subdivision | VILLAROSA PHASE 2 |
| Legal Phase | 2 |
| Legal Tract | HF |
| Legal Block | 4 |
| Legal Lot Number | 1 |
| Jurisdiction | HILLSBOROUGH FL |
| Township / Civil Division | KEYSTONE-CITRUS PARK |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 11509 |
Source: Hillsborough County records, as of September 30, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 5313 REFLECTIONS BLVD, LUTZ, FL 33558-9024 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 22, 2020 | Deed of Trust, Mortgage · Conventional Mortgage MORTGAGE FIRM |
| Jan 16, 2020 | Deed of Trust, Mortgage · Line of Credit PNC BK |
| Nov 17, 2018 | Warranty Deed, Transfer · Conventional Mortgage MORTGAGE FIRM |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 17, 2018 · Amount on Record |
| Deed Sale | Nov 17, 2018 · Amount on Record |
| Prior Sale | Mar 7, 2013 · Amount on Record |
| Deed Document Number | 2018465563 |
| Deed Book / Page | 26214 / 723 |
| Prior Transfer Date | Sep 5, 2007 |
| Prior Transfer Doc | 0000415149 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HILLSBOROUGH FL |
| Property Address | 5313 REFLECTIONS BLVD, LUTZ, FL 33558-9024 |
| Document Number | 0000224436 |
| Instrument Date | May 22, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jun 24, 2020 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 5313 REFLECTIONS BLVD LUTZ FL 335589024, LUTZ, FL 33558-9024 |
| Document Number | 0000224436 |
|---|---|
| Date | Jun 3, 2020 |
| Instrument | 224436 |
| Name | MORTGAGE FIRM |
|---|---|
| Type | Mortgage Company |
| Address | ALTAMONTE SPRINGS, FL 32714 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 2, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HILLSBOROUGH FL |
| Property Address | 5313 REFLECTIONS BLVD, LUTZ, FL 33558-9024 |
| Document Number | 0000055670 |
| Instrument Date | Jan 16, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Apr 9, 2020 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Address | 5313 REFLECTIONS BLVD LUTZ FL 335589024, LUTZ, FL 33558-9024 |
| Document Number | 0000055670 |
|---|---|
| Date | Feb 18, 2020 |
| Instrument | 55670 |
| Name | PNC BK |
|---|---|
| Type | Bank |
| Address | TAMPA, FL 33634 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 480 Months |
| Due | Feb 17, 2060 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HILLSBOROUGH FL |
| Recording Date | Nov 17, 2018 |
| Property Address | 5313 REFLECTIONS BLVD, LUTZ, FL 33558-9024 |
| Document Number | 0262140723 |
| Book / Page | 026214 / 000723 |
| Instrument Date | Nov 6, 2018 |
| Instrument | 465563 |
| Transaction Type | Transfer |
| Record Updated | Dec 12, 2018 |
| Title Company | ENTERPRISE TITLE/TAMPA BAY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,150.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 5313 REFLECTIONS BLVD LUTZ FL 335589024, LUTZ, FL 33558-9024 |
| Document Number | 262140726 |
|---|---|
| Date | Nov 17, 2018 |
| Book Page | 026214/000726 |
| Instrument | 465564 |
| Name | MORTGAGE FIRM |
|---|---|
| Type | Mortgage Company |
| Address | ALTAMONTE SPRINGS, FL 32714 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 16, 2048 |
Source: Hillsborough County assessment roll, as of September 29, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Hillsborough County |
| Unified School District | Hillsborough County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $573,190 (+2.7%) | $605,590 (+0.61%) Land $192,192 Building $413,398 | |
| 2025 | $9,997.00 (+11.71%) Homeowner's exemption | $558,121 (+5.99%) | $601,900 (+3.44%) Land $182,582 Building $419,318 |
| 2023 | $8,949.00 (+3.4%) Homeowner's exemption | $526,594 (+3%) | $581,910 (+13.82%) Land $172,973 Building $408,937 |
| 2022 | $8,655.00 Homeowner's exemption | $511,256 Land $115,315 Building $395,941 | $511,256 Land $115,315 Building $395,941 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 72 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 72 in force |
| Nearby Flood Claims | 8 (1988–2024) |
| Claims Outside the SFHA | 7 of 8 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 61% of the US · lower than 63% of Florida |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HCWRC/NORTHWEST UTILITIES serves 208,982 people · EPA ID FL6290388 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Sep 2025 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 182 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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