Hillsborough County property record for 5212 Reflections Blvd, Lutz, FL 33558
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4 ba · 3,316 sqft · built 1998 |
| Lot Size | 0.343 acres (14,952 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $830,000 (Jun 2023) |
| Tax Bill | $9,987 (2025) |
| Deeds & Mortgages | Jun 2023 Sale & Mortgage Sep 2021 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 0129315712 |
| Primary APN | 0129315712 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4 Baths |
| Stories | 2 Stories |
| Building Area | 3,316 sqft Heated Area |
| 1st Floor Area | 2,848 sqft |
| Upper Floors Area | 468 sqft |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1998 |
|---|---|
| Effective Year Built | Effective 2011 |
| Architectural Style | Contemporary |
| Exterior Material | Stucco |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 14,952 sqft (0.343 acres) |
| Lot Dimensions | 168 ft deep x 89 ft wide |
| Garage Area | 658 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 392 sqft |
|---|---|
| Porch | Open Porch |
| Porch Area | 356 sqft |
| Patio Area | 99 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Electric |
| Account Number | 0129315712 |
|---|---|
| Street Address | 5212 REFLECTIONS BLVD |
| City | LUTZ |
| State | FL |
| Zip | 33558-9023 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PD |
| Legal Description | VILLAROSA PHASE 2 LOT 6 BLOCK 1 |
| Legal Range | 18E |
| Legal Township | 27S |
| Legal Section | 05 |
| Legal Subdivision | VILLAROSA PHASE 2 |
| Legal Phase | 2 |
| Legal Block | 1 |
| Legal Lot Number | 6 |
| Jurisdiction | HILLSBOROUGH FL |
| Township / Civil Division | KEYSTONE-CITRUS PARK |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 11509 |
Source: Hillsborough County records, as of December 17, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 5212 REFLECTIONS BLVD, LUTZ, FL 33558-9023 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 13, 2023 | Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Sep 29, 2021 | Warranty Deed, Transfer · Conventional Mortgage RELIANT BANK |
| Jun 19, 2020 | Deed of Trust, Mortgage IBERIABANK |
| Jun 4, 2019 | Warranty Deed, Transfer KEYBANK USA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 13, 2023 · Amount on Record |
| Deed Sale | Jun 13, 2023 · Amount on Record |
| Prior Sale | Sep 29, 2021 · Amount on Record |
| Deed Document Number | 2023256350 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HILLSBOROUGH FL |
| Recording Date | Jun 13, 2023 |
| Property Address | 5212 REFLECTIONS BLVD, LUTZ, FL 33558-9023 |
| Document Number | 0000256350 |
| Map Reference | MB 79 PG 15 |
| Instrument Date | Jun 9, 2023 |
| Instrument | 2023256350 |
| Transaction Type | Transfer |
| Record Updated | Jul 5, 2023 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $5,810.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 9205 MANOR CREST LN, KNOXVILLE, TN 37922-4271 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 5212 REFLECTIONS BLVD, LUTZ, FL 33558-9023 |
| Document Number | 0000256351 |
|---|---|
| Date | Jun 13, 2023 |
| Instrument | 2023256351 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HILLSBOROUGH FL |
| Recording Date | Sep 29, 2021 |
| Property Address | 5212 REFLECTIONS BLVD, LUTZ, FL 33558-9023 |
| Document Number | 2021490273 |
| Map Reference | MB 79 PG 15 |
| Instrument Date | Sep 28, 2021 |
| Instrument | 2021490273 |
| Transaction Type | Transfer |
| Record Updated | Oct 12, 2021 |
| Title Company | BROKERS TITLE OF TAMPA LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $4,565.40 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 8725 PLACIDA RD # RD7-424, 8725, PLACIDA, FL 33946-2429 |
| Name | Verified Name |
|---|---|
| Address | 5212 REFLECTIONS BLVD, LUTZ, FL 33558-9023 |
| Document Number | 2021490274 |
|---|---|
| Date | Sep 29, 2021 |
| Instrument | 2021490274 |
| Name | RELIANT BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HILLSBOROUGH FL |
| Property Address | 5212 REFLECTIONS BLVD, LUTZ, FL 33558-9023 |
| Document Number | 0000267136 |
| Instrument Date | Jun 19, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jul 24, 2020 |
| Title Company | BROKERS TITLE/TAMPA LLC |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 5212 REFLECTIONS BLVD LUTZ FL 335589023, LUTZ, FL 33558-9023 |
| Document Number | 0000267136 |
|---|---|
| Date | Jun 29, 2020 |
| Instrument | 267136 |
| Name | IBERIABANK |
|---|---|
| Type | Bank |
| Address | LAFAYETTE, LA 70501 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Jun 28, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HILLSBOROUGH FL |
| Recording Date | Jun 4, 2019 |
| Property Address | 5212 REFLECTIONS BLVD, LUTZ, FL 33558-9023 |
| Document Number | 0266730720 |
| Book / Page | 026673 / 000720 |
| Instrument Date | May 31, 2019 |
| Instrument | 234952 |
| Transaction Type | Transfer |
| Record Updated | Jun 25, 2019 |
| Title Company | BROKERS TITLE/TAMPA LLC |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,569.30 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 5212 REFLECTIONS BLVD LUTZ FL 335589023, LUTZ, FL 33558-9023 |
| Document Number | 266730721 |
|---|---|
| Date | Jun 4, 2019 |
| Book Page | 026673/000721 |
| Instrument | 234953 |
| Name | KEYBANK USA |
|---|---|
| Type | Bank |
| Address | CLEVELAND, OH 44114-1306 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Jun 3, 2049 |
Source: Hillsborough County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Hillsborough County |
| Unified School District | Hillsborough County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $9,987.00 (+6.32%) Homeowner's exemption | $556,305 (+0.73%) | $625,660 (+4.41%) Land $157,811 Building $467,849 |
| 2023 | $9,393.00 (+3.42%) Homeowner's exemption | $552,267 (+3%) | $599,214 (+11.76%) Land $149,505 Building $449,709 |
| 2022 | $9,082.00 Homeowner's exemption | $536,182 Land $99,670 Building $436,512 | $536,182 Land $99,670 Building $436,512 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 72 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 72 in force |
| Nearby Flood Claims | 8 (1988–2024) |
| Claims Outside the SFHA | 7 of 8 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 61% of the US · lower than 63% of Florida |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HCWRC/NORTHWEST UTILITIES serves 208,982 people · EPA ID FL6290388 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Sep 2025 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 182 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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