5305 Chestnut Bluff Ter, Midlothian, VA 23112 Property Records

Chesterfield County property record for 5305 Chestnut Bluff Ter, Midlothian, VA 23112

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,274 sqft · built 1991
Lot Size	0.251 acres (10,934 sqft)
Owner	Individual Name on Record
Last Sale	$187,000 (Jan 2003)
Tax Bill	$3,913 (2026)
Deeds & Mortgages	Mar 2021 Refinance May 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`720-67-94-89-200-000`

Property Details

APN / Parcel Number

Primary APN	`720-67-94-89-200-000`
Alternative APN	`287316001`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,274 sqft Finished Area
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1991
Architectural Style	Traditional
Exterior Material	Wood Siding
Construction Type	Frame
Foundation Type	Masonry
Roof Material	Composition Shingle
Lot Area	10,934 sqft (0.251 acres)
Garage Area	368 sqft
Parking Spaces	1 Parking Space
Porch	Patio
Porch Area	378 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating Fuel	Gas
Sewer	Septic

Location & Zoning

Account Number	287316001
Street Address	5305 CHESTNUT BLUFF TER
City	MIDLOTHIAN
State	VA
Zip	23112-6312
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R9 - SINGL
Legal Description	CHESTNUT BLUFF 000-024
Legal Subdivision	CHESTNUT BLUFF
Legal Lot Number	24
Jurisdiction	CHESTERFIELD VA
Township / Civil Division	MATOACA
Census Block Group	1
Census Block	1007
Census Tract	101007

Owner

Source: Chesterfield County records, as of June 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	5305 CHESTNUT BLUFF TER, MIDLOTHIAN, VA 23112-6312
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 18, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance LOANDEPOT.COM LLC
May 26, 2020	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 23, 2003 · Amount on Record
Deed Sale	Jan 23, 2003 · Amount on Record
Prior Sale	Jun 27, 1997 · Amount on Record
Deed Book / Page	4877 / 995
Record Updated	Oct 29, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESTERFIELD VA
Property Address	5305 CHESTNUT BLUFF TER, MIDLOTHIAN, VA 23112-6312
Transaction Type	Mortgage
Record Updated	May 7, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	013308-282
Date	Mar 18, 2021
Book Page	13308/282
Instrument	2021017856

Lender

Name	LOANDEPOT.COM LLC

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

Interest

Rate Type	Fixed Rate

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESTERFIELD VA
Property Address	5305 CHESTNUT BLUFF TER, MIDLOTHIAN, VA 23112-6312
Document Number	12784254
Instrument Date	May 26, 2020
Transaction Type	Mortgage
Record Updated	Jun 23, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5305 CHESTNUT BLUFF TER MIDLOTHIAN VA 231126312, MIDLOTHIAN, VA 23112-6312

Mortgage

Document Number	12784254
Date	Jun 8, 2020
Book Page	012784/000254
Instrument	26174

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 7, 2050

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Chesterfield County assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Chesterfield County
Unified School District	Chesterfield County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,913.00 (+9.06%)	$436,900 (+2.75%) Land $77,000 Building $359,900	$436,900 (+2.75%) Land $77,000 Building $359,900
2025		$425,200 (+8.58%) Land $75,000 Building $350,200	$425,200 (+8.58%) Land $75,000 Building $350,200
2023	$3,588.00	$391,600 Land $70,000 Building $321,600	$391,600 Land $70,000 Building $321,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 96% of Virginia
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHESTERFIELD CO CENTRAL WATER SYSTEM serves 389,897 people · EPA ID VA4041845
Water Source	Surface water
Last State Inspection	Aug 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 332 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fiber	980 / 880

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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