5300 Chestnut Bluff Ter, Midlothian, VA 23112 Property Records

Chesterfield County property record for 5300 Chestnut Bluff Ter, Midlothian, VA 23112

Property Summary

Property Type	Single Family Home
Details	5 bd · 3.5 ba · 3,287 sqft · built 1990
Lot Size	0.233 acres (10,149 sqft)
Owner	Individual Name on Record
Last Sale	$390,000 (Jun 2021)
Tax Bill	$4,630 (2026)
Deeds & Mortgages	Apr 2024 Line of Credit Jun 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`720-68-03-10-700-000`

Property Details

APN / Parcel Number

Primary APN	`720-68-03-10-700-000`
Alternative APNs	`061010900000027` `425073000`

Interior

Bedrooms	5 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	3,287 sqft Finished Area
Basement Area	999 sqft
Finished Basement	999 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Architectural Style	Traditional
Exterior Material	Wood Siding
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	10,149 sqft (0.233 acres)
Garage Area	368 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Patio
Porch Area	32 sqft
Deck Area	144 sqft
Patio Area	144 sqft
Balcony Area	14 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating Fuel	Gas
Sewer	Septic

Location & Zoning

Account Number	425073000
Street Address	5300 CHESTNUT BLUFF TER
City	MIDLOTHIAN
State	VA
Zip	23112-6311
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R9 - SINGL
Legal Description	CHESTNUT BLUFF 000-027
Legal Subdivision	CHESTNUT BLUFF
Legal Lot Number	27
Jurisdiction	CHESTERFIELD VA
Township / Civil Division	MATOACA
Census Block Group	1
Census Block	1003
Census Tract	101007

Owner

Source: Chesterfield County records, as of June 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	5300 CHESTNUT BLUFF TER, MIDLOTHIAN, VA 23112-6311
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 4, 2024	Deed of Trust, Mortgage · Line of Credit LAFAYETTE FEDERAL CREDIT UNION
Jun 2, 2021	Warranty Deed, Transfer · FHA Mortgage QUICKEN LOANS LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 2, 2021 · Amount on Record
Deed Sale	Jun 2, 2021 · Amount on Record
Deed Document Number	202135945
Deed Book / Page	13448 / 533
Record Updated	Sep 20, 2026

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESTERFIELD VA
Property Address	5300 CHESTNUT BLUFF TER, MIDLOTHIAN, VA 23112-6311
Transaction Type	Mortgage
Record Updated	Apr 17, 2024
Title Company	RES/TITLE INC, RES TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	014521-442
Date	Apr 4, 2024
Book Page	14521/442
Instrument	2024009566

Lender

Name	LAFAYETTE FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Apr 30, 2054

Interest

Rate Type	Adjustable Rate

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHESTERFIELD VA
Recording Date	Jun 2, 2021
Property Address	5300 CHESTNUT BLUFF TER, MIDLOTHIAN, VA 23112-6311
Document Number	13448-533
Book / Page	13448 / 533
Instrument Date	May 13, 2021
Instrument	2021035945
Transaction Type	Transfer
Record Updated	Jun 23, 2021
Title Company	ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5300 CHESTNUT BLUFF TER, MIDLOTHIAN, VA 23112-6311

Mortgage

Document Number	013448-537
Date	Jun 2, 2021
Book Page	13448/537
Instrument	2021035946

Lender

Name	QUICKEN LOANS LLC

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2051

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Chesterfield County assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Chesterfield County
Unified School District	Chesterfield County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,630.00 (+15.98%)	$517,500 (+5.29%) Land $77,000 Building $440,500	$517,500 (+5.29%) Land $77,000 Building $440,500
2025		$491,500 (+12.73%) Land $75,000 Building $416,500	$491,500 (+12.73%) Land $75,000 Building $416,500
2023	$3,992.00	$436,000 Land $70,000 Building $366,000	$436,000 Land $70,000 Building $366,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 96% of Virginia
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHESTERFIELD CO CENTRAL WATER SYSTEM serves 389,897 people · EPA ID VA4041845
Water Source	Surface water
Last State Inspection	Aug 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 332 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fiber	980 / 880

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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