5309 Chestnut Bluff Ter, Midlothian, VA 23112 Property Records

Chesterfield County property record for 5309 Chestnut Bluff Ter, Midlothian, VA 23112

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,967 sqft · built 1990
Lot Size	0.238 acres (10,367 sqft)
Owner	2 Individual Names on Record
Last Sale	$172,000 (May 2003)
Tax Bill	$3,509 (2026)
Deeds & Mortgages	May 2021 Refinance Oct 2021 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`720-67-94-67-700-000`

Property Details

APN / Parcel Number

Primary APN	`720-67-94-67-700-000`
Alternative APN	`289818001`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,967 sqft Finished Area
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Architectural Style	Traditional
Exterior Material	Wood Siding
Construction Type	Frame
Foundation Type	Masonry
Roof Material	Composition Shingle
Lot Area	10,367 sqft (0.238 acres)
Garage Area	322 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Patio
Porch Area	239 sqft
Deck Area	132 sqft
Patio Area	132 sqft
Balcony Area	12 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating Fuel	Gas
Sewer	Septic

Location & Zoning

Account Number	289818001
Street Address	5309 CHESTNUT BLUFF TER
City	MIDLOTHIAN
State	VA
Zip	23112-6312
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R9 - SINGL
Legal Description	CHESTNUT BLUFF 000-022
Legal Subdivision	CHESTNUT BLUFF
Legal Lot Number	22
Jurisdiction	CHESTERFIELD VA
Township / Civil Division	MATOACA
Census Block Group	1
Census Block	1007
Census Tract	101007

Owner

Source: Chesterfield County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	5309 CHESTNUT BLUFF TER, MIDLOTHIAN, VA 23112-6312
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 24, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance ALCOVA MORTGAGE LLC
Oct 15, 2021	Deed of Trust, Mortgage · Line of Credit VIRGINIA CREDIT UNION INC
Jul 12, 2019	Deed of Trust, Mortgage · Line of Credit VIRGINIA CU
Jan 13, 2017	Deed of Trust, Mortgage · Conventional Mortgage DITECH FIN'L

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 16, 2003 · Amount on Record
Deed Sale	May 16, 2003 · Amount on Record
Prior Sale	May 16, 2003 · Amount on Record
Deed Book / Page	5094 / 898
Record Updated	Oct 29, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESTERFIELD VA
Property Address	5309 CHESTNUT BLUFF TER, MIDLOTHIAN, VA 23112-6312
Transaction Type	Mortgage
Record Updated	Sep 6, 2022
Title Company	WEST HUNDRED TITLE CO LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	013432-858
Date	May 24, 2021
Book Page	13432/858
Instrument	2021033891

Lender

Name	ALCOVA MORTGAGE LLC

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	241 Months
Due	Jun 1, 2041

Interest

Rate Type	Fixed Rate
Rate	3.75%

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESTERFIELD VA
Property Address	5309 CHESTNUT BLUFF TER, MIDLOTHIAN, VA 23112-6312
Transaction Type	Mortgage
Record Updated	Sep 6, 2022
Title Company	TITLE FIRST AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00013682-7
Date	Oct 15, 2021
Book Page	13682/7
Instrument	2021066329

Lender

Name	VIRGINIA CREDIT UNION INC

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Oct 9, 2041

Interest

Rate Type	Adjustable Rate

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESTERFIELD VA
Property Address	5309 CHESTNUT BLUFF TER, MIDLOTHIAN, VA 23112-6312
Document Number	12376109
Instrument Date	Jul 12, 2019
Transaction Type	Mortgage
Record Updated	Jul 30, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9 CHESTNUT BLUFF TER MIDLOTHIAN VA 23112, MIDLOTHIAN, VA 23112

Mortgage

Document Number	12376109
Date	Jul 17, 2019
Book Page	012376/000109
Instrument	26636

Lender

Name	VIRGINIA CU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Jul 16, 2039

Interest

Rate Type	Adjustable Rate

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESTERFIELD VA
Property Address	5309 CHESTNUT BLUFF TER, MIDLOTHIAN, VA 23112-6312
Document Number	1151175
Book / Page	011511 / 000075
Instrument Date	Jan 13, 2017
Transaction Type	Mortgage
Record Updated	Feb 3, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	5309 CHESTNUT BLUFF TER MIDLOTHIAN VA 231126312, MIDLOTHIAN, VA 23112-6312

Mortgage

Document Number	1151175
Date	Jan 23, 2017
Book Page	011511/000075
Instrument	2891

Lender

Name	DITECH FIN'L
Address	TAMPA, FL 33607

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Jan 22, 2037

Tax Assessment & Valuation

Source: Chesterfield County assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Chesterfield County
Unified School District	Chesterfield County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,509.00 (+9.76%)	$391,500 (+2.73%) Land $77,000 Building $314,500	$391,500 (+2.73%) Land $77,000 Building $314,500
2025		$381,100 (+9.32%) Land $75,000 Building $306,100	$381,100 (+9.32%) Land $75,000 Building $306,100
2023	$3,197.00	$348,600 Land $70,000 Building $278,600	$348,600 Land $70,000 Building $278,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 96% of Virginia
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHESTERFIELD CO CENTRAL WATER SYSTEM serves 389,897 people · EPA ID VA4041845
Water Source	Surface water
Last State Inspection	Aug 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 332 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fiber	980 / 880

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Chestnut Bluff Ter

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures