Frederick County property record for 5301 Sovereign Pl, Frederick, MD 21703
| Property Type | Single Family Home |
|---|---|
| Details | 3.5 ba · 3,467 sqft · built 1992 |
| Lot Size | 0.278 acres (12,099 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $716,929 (Oct 2025) |
| Tax Bill | $7,383 (2025) |
| Deeds & Mortgages | Oct 2025 Sale & Mortgage May 2025 Foreclosure |
| Flood Zone | Zone X (minimal risk) |
| APN | 28-566328 |
| Primary APN | 28-566328 |
|---|---|
| Alternative APN |
|
| Full Baths | 3.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 3,467 sqft Living Area |
| Gross Area | 4,107 sqft |
| 1st Floor Area | 1,517 sqft |
| Basement Area | 650 sqft |
| Finished Basement | 650 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1992 |
|---|---|
| Effective Year Built | Effective 1992 |
| Architectural Style | Conventional |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 12,099 sqft (0.278 acres) |
| Garage Type | Attached |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 272 sqft |
| Deck Area | 204 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Account Number | 566328 |
|---|---|
| Street Address | 5301 SOVEREIGN PL |
| City | FREDERICK |
| State | MD |
| Zip | 21703-8381 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PUD |
| Legal Description | LOT 7 SECT 1 12,099 SQ FT KINGSBROOK P.U.D. |
| Legal Subdivision | KINGSBROOK PUD |
| Legal Lot Number | 7 |
| Jurisdiction | FREDERICK MD |
| Township / Civil Division | 2, FREDERICK |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 751002 |
Source: Frederick County records, as of October 19, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 5301 SOVEREIGN PL, FREDERICK, MD 21703-8381 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Oct 31, 2025 | Deed, Transfer · Conventional Mortgage STATE EMPLOYEES CU OF MARYLAND INC |
| May 15, 2025 | Trustee's Deed, Foreclosure · Stand-Alone First Mortgage LSHG INVESTMENTS LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 31, 2025 · Amount on Record |
| Deed Sale | Oct 31, 2025 · Amount on Record |
| Prior Sale | May 15, 2025 · Amount on Record |
| Deed Book / Page | 17584 / 128 |
| Prior Transfer Date | May 9, 2025 |
| Prior Transfer Doc | 1734000363 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | FREDERICK MD |
| Recording Date | Oct 31, 2025 |
| Property Address | 5301 SOVEREIGN PL, FREDERICK, MD 21703-8381 |
| Document Number | 0175840128 |
| Book / Page | 17584 / 128 |
| Map Reference | MB 43 PG 189 |
| Instrument Date | Oct 30, 2025 |
| Transaction Type | Transfer |
| Record Updated | Apr 3, 2026 |
| Title Company | SECU TITLE SERVICES LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,584.65 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 5301 SOVEREIGN PL, FREDERICK, MD 21703-8381 |
| Document Number | 0017584134 |
|---|---|
| Date | Oct 31, 2025 |
| Instrument | 17584/134 |
| Name | STATE EMPLOYEES CU OF MARYLAND INC |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.5% |
| Type Change Date | Nov 1, 2032 |
| Change Frequency | Annually |
| Min Rate At Change | 2.5% |
| Max Rate At Change | 10.5% |
| Index | 1-Year T-Bill |
| Max Rate | 10.5% |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | FREDERICK MD |
| Recording Date | May 15, 2025 |
| Property Address | 5301 SOVEREIGN PL, FREDERICK, MD 21703-8381 |
| Document Number | 0173430363 |
| Book / Page | 17343 / 363 |
| Map Reference | MB 43 PG 189 |
| Instrument Date | May 9, 2025 |
| Transaction Type | Foreclosure |
| Record Updated | Jun 9, 2025 |
| Title Company | COMMUNITY TITLE NETWORK LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,650.00 |
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1806 SPARROWS DR, WOODBINE, MD 21797-9454 |
| Document Number | 0173430367 |
|---|---|
| Date | May 15, 2025 |
| Book Page | 17343/367 |
| Name | LSHG INVESTMENTS LLC |
|---|---|
| Type | Non-Lending Institution |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 6 Months |
| Due | Nov 8, 2025 |
Source: Frederick County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Frederick County |
| Unified School District | Frederick County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $633,633 (+6.14%) | $706,900 (+18.41%) Land $162,100 Building $544,800 | |
| 2025 | $7,383.00 (+24.97%) | $597,000 (+20.22%) Land $100,400 Building $496,600 | $597,000 (-) Land $100,400 Building $496,600 |
| 2023 | $5,908.00 | $496,600 | $597,000 Land $100,400 Building $496,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 14 policies |
| Nearby Flood Policies | 14 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 96% of Maryland |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NEW DESIGN - FREDERICK COUNTY serves 74,911 people · EPA ID MD0100030 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jan 2025 |
| Lead | 3 ppb (2019) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 324 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| Verizon Fixed Wireless · Fiber in parts of the area | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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