5304 Emerald Dr, Milton, FL 32571 Property Records

Santa Rosa County property record for 5304 Emerald Dr, Milton, FL 32571

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,959 sqft · built 1993
Lot Size	0.784 acres (34,151 sqft)
Owner	Individual Name on Record
Last Sale	$164,000 (Sep 2014)
Tax Bill	$1,650 (2024)
Deeds & Mortgages	Feb 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`01-1N-29-0815-00C00-0250`

Property Details

APN / Parcel Number

Primary APN	`01-1N-29-0815-00C00-0250`
Alternative APN	`N29101081500C000250`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,959 sqft Living Area
Gross Area	2,983 sqft
1st Floor Area	1,959 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1993
Exterior Material	Brick
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Wood Shingle
Lot Area	34,151 sqft (0.784 acres)
Garage Type	Attached
Garage Area	648 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	376 sqft
Patio Area	300 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	5304 EMERALD DR
City	MILTON
State	FL
Zip	32571-6229
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	CRYSTAL CREEK LOT 25 BLK C AS DES IN OR 3369 PG 1119 & IN OR 4077 PG 1
Legal Range	29W
Legal Township	1N
Legal Section	01
Legal Subdivision	CRYSTAL CREEK
Legal Block	C
Legal Lot Number	25
Jurisdiction	SANTA ROSA FL
Township / Civil Division	PACE
Census Block Group	2
Census Block	2006
Census Tract	10301

Owner

Source: Santa Rosa County records, as of December 8, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	5304 EMERALD DR, MILTON, FL 32571-6229
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 3, 2014 · Amount on Record
Deed Sale	Sep 3, 2014 · Amount on Record
Prior Sale	Jun 17, 2014 · Amount on Record
Deed Document Number	201430608
Deed Book / Page	3369 / 1119
Last Transfer Date	Jan 4, 2021
Transfer Doc	0040770001
Record Updated	Jun 8, 2026

February 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SANTA ROSA FL
Recording Date	Feb 25, 2021
Property Address	5304 EMERALD DR, PACE, FL 32571-6229
Document Number	0040770001
Book / Page	4077 / 1
Map Reference	MB D PG 89
Instrument Date	Jan 4, 2021
Instrument	202112155
Transaction Type	Transfer
Record Updated	Dec 14, 2021
Title Company	RELIABLE LAND TITLE CORPORATION, RELIABLE LAND TITLE CORP

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	546B MARINER DR, 546B, MILTON, FL 32570-4138

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	530 EMERALD DRIVE, PACE, FL 32571

Mortgage

Document Number	0000040773
Date	Feb 25, 2021
Instrument	4077/3

Lender

Name	NAVY FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2051

Tax Assessment & Valuation

Source: Santa Rosa County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Santa Rosa County
Unified School District	Santa Rosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$159,388 (+2.9%)	$243,483 (+3.11%) Land $36,000 Building $207,483
2024	$1,650.00 (+13.79%) Homeowner's exemption	$154,896 (+3%)	$236,130 (+1%) Land $33,000 Building $203,130
2023	$1,450.00 (+3.06%) Homeowner's exemption	$150,384 (+3%)	$233,783 (-0.02%) Land $33,000 Building $200,783
2022	$1,407.00 Homeowner's exemption	$146,004	$233,835 Land $33,000 Building $200,835

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 39 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	39 in force
Nearby Flood Claims	4 (2014–2020)
Claims Outside the SFHA	3 of 4
Most Recent Claim	Sep 2020 · Hurricane Sally
Claims by Event	Severe Storms, Tornadoes, Straight-line Winds, And Flooding, Apr 2014 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 52% of the US · lower than 77% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PACE WATER SYSTEM, INC. private · serves 49,328 people · EPA ID FL1570671
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 187 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20