Santa Rosa County property record for 5205 Emerald Dr, Milton, FL 32571
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,844 sqft · built 2022 |
| Owner | 2 Individual Names on File |
| Last Sale | $350,400 (Jan 2022) |
| Tax Bill | $2,872 (2024) |
| Deeds & Mortgages | Jan 2022 Sale Oct 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-1N-29-0815-00D00-0010 |
| Primary APN | 01-1N-29-0815-00D00-0010 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,844 sqft Heated Area |
| 1st Floor Area | 2,284 sqft |
| Flooring | Laminate Plank |
| Interior Walls | Custom/Decorative |
| Year Built | Built 2022 |
|---|---|
| Exterior Material | Brick |
| Foundation Type | Masonry |
| Roof Material | Shingle |
| RV Parking | RV Parking |
| Porch | Open Porch |
| Shed | 1 Shed |
| Shed Area | 2 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Account Number | 011N29081500D000010 |
|---|---|
| Street Address | 5205 EMERALD DR |
| City | MILTON |
| State | FL |
| Zip | 32571-9068 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | CRYSTAL CREEK LOT 1 BLK D AS DES IN OR 4236 PG 1192 |
| Legal Range | 29W |
| Legal Township | 01N |
| Legal Section | 01 |
| Legal Subdivision | CRYSTAL CREEK |
| Legal Block | D |
| Legal Lot Number | 1 |
| Jurisdiction | SANTA ROSA FL |
| Township / Civil Division | PACE |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 10301 |
Source: Santa Rosa County records · APN 01-1N-29-0815-00D00-0010
Assessment roll updated July 1, 2024 · Last verified November 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Co-owner | 2 Verified Secondary Owners |
| Mailing Address | 5205 EMERALD DR, MILTON, FL 32571-9068 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 24, 2022 | Warranty Deed, Transfer GENESIS LAND & TITLE CO LLC |
| Oct 01, 2020 | Deed of Trust, Mortgage BEACH CMNTY BK |
| May 07, 2020 | Warranty Deed, Transfer SURETY LAND TITLE/FL LLC |
| Deed Names | 4 Verified Names on Deed |
|---|---|
| Last Sale | Jan 24, 2022 · Amount on Record |
| Deed Sale | Jan 24, 2022 · Amount on Record |
| Prior Sale | May 07, 2020 · Amount on Record |
| Deed Document Number | 202204130 |
| Deed Book / Page | 4236 / 1192 |
| Record Updated | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Recording Date | Jan 24, 2022 |
| Property Address | 5205 EMERALD DR, MILTON, FL 32571-9068 |
| Document Number | 0042361192 |
| Book / Page | 4236 / 1192 |
| Map Reference | MB D PG 89 |
| Instrument Date | Jan 21, 2022 |
| Instrument | 202204130 |
| Transaction Type | Transfer |
| Record Updated | Apr 16, 2024 |
| Title Company | GENESIS LAND & TITLE CO LLC |
| Amount | Amount Recorded |
|---|---|
| Tax | $2,452.80 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1300 E OLIVE RD, PENSACOLA, FL 32514-4820 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 5205 EMERALD DR, MILTON, FL 32571-9068 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Property Address | 5205 EMERALD DR, MILTON, FL 32571-9068 |
| Document Number | 0040091017 |
| Instrument Date | Oct 01, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Oct 28, 2020 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Document Number | 0040091017 |
|---|---|
| Date | Oct 01, 2020 |
| Book Page | 004009/001017 |
| Instrument | 50546 |
| Name | BEACH CMNTY BK |
|---|---|
| Type | Bank |
| Address | PENSACOLA, FL |
| Amount | Amount Recorded |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Recording Date | May 07, 2020 |
| Property Address | 5205 EMERALD DR, MILTON, FL 32571-9068 |
| Document Number | 0039480620 |
| Book / Page | 003948 / 000620 |
| Instrument Date | Apr 20, 2020 |
| Instrument | 21668 |
| Transaction Type | Transfer |
| Record Updated | Jun 30, 2020 |
| Title Company | SURETY LAND TITLE/FL LLC |
| Amount | Amount Recorded |
|---|---|
| Tax | $280.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 1300 E OLIVE RD PENSACOLA FL 325144820, PENSACOLA, FL 32514-4820 |
| Investor | Possibly a Property Investor |
Source: Santa Rosa County records · Assessment roll updated July 1, 2024 · Last verified November 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Santa Rosa County |
| Unified School District | Santa Rosa County School District (PK - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2024 | $2,872.00 (-1.2%) Homeowner's exemption | $265,771 (+1.58%) Land $33,000 Building $232,771 | $265,771 (+1.58%) Land $33,000 Building $232,771 |
| 2023 | $2,907.00 (+568.28%) | $261,650 (+692.88%) Land $33,000 Building $228,650 | $261,650 (+692.88%) Land $33,000 Building $228,650 |
| 2022 | $435.00 | $33,000 | $33,000 Land $33,000 |
Source: FEMA National Flood Hazard Layer as of November 18, 2021 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 39 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 39 in force |
| Nearby Flood Claims | 4 (2014–2020) |
| Claims Outside the SFHA | 3 of 4 |
| Most Recent Claim | Sep 2020 · Hurricane Sally |
| Claims by Event |
|
| Wildfire Risk | Moderate above 48% of the US · lower than 81% of Florida |
|---|---|
| Wildfire Likelihood | 0.09% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Mediacom Communications Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
Based on FCC filings for 187 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | PACE WATER SYSTEM, INC. private · serves 49,328 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2024 |
| Lead | 3 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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