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5224 Emerald Dr, Milton, FL 32571 Property Records

Santa Rosa County property record for 5224 Emerald Dr, Milton, FL 32571 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,508 sqft · built 2017
Lot Size1 acres (43,865 sqft)
Owner2 Individual Names on File
Last Sale$30,000 (Jul 2015)
Tax Bill$2,600 (2025)
Deeds & MortgagesMay 2019 Line of Credit
Jan 2017 Loan Modification
Flood ZoneZone X (minimal risk)
APN01-1N-29-0815-00C00-0380

Property Details

APN / Parcel Number

Primary APN01-1N-29-0815-00C00-0380
Alternative APN
  • N29101081500C000380

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area2,508 sqft Living Area
Gross Area5,056 sqft
1st Floor Area2,508 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2017
Effective Year BuiltEffective 2017
Exterior MaterialBrick
Construction TypeWood
Roof TypeGable/Hip
Roof MaterialWood Shingle
Lot Area43,865 sqft (1 acres)
Garage TypeAttached
Garage Area678 sqft
Parking Spaces7 Parking Spaces
PorchFinished/Open Porch
Porch Area670 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address5224 EMERALD DR
CityMILTON
StateFL
Zip32571-9067
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionCRYSTAL CREEK LOT 38 BLK C AS DES IN OR 3442 PG 1867
Legal Range29W
Legal Township1N
Legal Section01
Legal SubdivisionCRYSTAL CREEK
Legal BlockC
Legal Lot Number38
JurisdictionSANTA ROSA FL
Township / Civil DivisionPACE
Census Block Group2
Census Block2006
Census Tract10301

Owner

Source: Santa Rosa County records · APN 01-1N-29-0815-00C00-0380

Assessment roll updated December 8, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address5224 EMERALD DR, MILTON, FL 32571-9067
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 16, 2019Deed of Trust, Mortgage · Line of Credit
PNC BANK NA
Jan 18, 2017Loan Modification, Mortgage · Conventional Mortgage
SYNOVUS BK

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJul 07, 2015 · Amount on Record
Deed SaleJul 07, 2015 · Amount on Record
Deed Document Number201524738
Deed Book / Page3442 / 1867
Record UpdatedSep 20, 2026

May 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA ROSA FL
Property Address5224 EMERALD DR, PACE, FL 32571-9067
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0038291093
DateMay 16, 2019
Book Page3829/1093
Instrument201920121
Lender
NamePNC BANK NA
TypeBank
AddressCLEVELAND, OH 44101
Agreement
TypeLine of Credit
AmountAmount Recorded
Term479 Months
DueApr 05, 2059
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

January 2017: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionSANTA ROSA FL
Property Address5224 EMERALD DR, PACE, FL 32571-9067
Document Number0035921940
Instrument DateJan 18, 2017
Transaction TypeMortgage
Record UpdatedAug 15, 2018
Title CompanyCLEAR TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address5224 EMERALD DR PACE FL 32571, PACE, FL 32571

Mortgage

Document Number0035921940
DateJan 24, 2017
Book Page003592/001940
Instrument2638
Lender
NameSYNOVUS BK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueJan 23, 2032
Interest
Rate TypeFixed Rate
Rate3.5%

Tax Assessment & Valuation

Source: Santa Rosa County records · Assessment roll updated December 8, 2025 · Last verified July 2026

Property Jurisdictions

TypeName
StateFlorida
CountySanta Rosa County
Unified School DistrictSanta Rosa County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$2,600.00 (+2.85%) Homeowner's exemption$229,000 (+2.9%)$344,400 (+2.41%) Land $36,000 Building $308,400
2024$2,528.00 (+9.44%) Homeowner's exemption$222,546 (+3%)$336,306 (+0.75%) Land $33,000 Building $303,306
2023$2,310.00 (+2.71%) Homeowner's exemption$216,064 (+3%)$333,790 (-0.05%) Land $33,000 Building $300,790
2022$2,249.00 Homeowner's exemption$209,771$333,954 Land $33,000 Building $300,954

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Santa Rosa County (12113C), updated November 18, 2021 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121130103012, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 39 individual NFIP policies nearby
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies39 in force
Nearby Flood Claims4 (2014–2020)
Claims Outside the SFHA3 of 4
Most Recent ClaimSep 2020, rainfall accumulation, Hurricane Sally
Claims By Storm
  • Severe Storms, Tornadoes, Straight-line Winds, And Flooding, Apr 2014 · 2 claims

Wildfire

Wildfire RiskModerate
above 51% of the US · above 21% of Florida
Wildfire LikelihoodAbout 1 in 885 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 187 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
AT&TFiber5,000 / 5,000
Mediacom CommunicationsCable1,000 / 50
VerizonFixed Wireless300 / 20
AT&TDSL100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

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