Mecklenburg County property record for 5301 Providence Rd, Charlotte, NC 28226
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 2,245 sqft · built 1968 |
| Lot Size | 0.65 acres (28,314 sqft) |
| Owner | Company Name on Record |
| Last Sale | $260,092 (Sep 2009) |
| Tax Bill | $3,681 (2024) |
| Deeds & Mortgages | Dec 2019 Loan Modification Oct 2017 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 187-161-01 |
| Primary APN | 187-161-01 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,245 sqft Living Area |
| 1st Floor Area | 2,245 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1968 |
|---|---|
| Effective Year Built | Effective 1980 |
| Exterior Material | Brick |
| Construction Type | Frame |
| Foundation Type | No Foundation |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 28,314 sqft (0.65 acres) |
| Porch | Finished/Open Porch |
| Porch Area | 182 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Street Address | 5301 PROVIDENCE RD |
|---|---|
| City | CHARLOTTE |
| State | NC |
| Zip | 28226-5855 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-3 |
| Legal Description | L5 B2 M9-71 |
| Legal Subdivision | LANSDOWNE |
| Legal Block | 2 |
| Legal Lot Number | 5 |
| Jurisdiction | MECKLENBURG NC |
| Township / Civil Division | 1, CHARLOTTE |
| Census Block Group | 2 |
| Census Block | 2011 |
| Census Tract | 2004 |
Source: Mecklenburg County records, as of April 16, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | PO BOX 4900, SCOTTSDALE, AZ 85261-4900 |
| Owner Type | Company |
| Vesting | Limited Liability Company |
| Date | Document |
|---|---|
| Dec 12, 2019 | Loan Modification, Mortgage · Line of Credit MORGAN STANLEY ASSET FNDG |
| Oct 25, 2017 | Grant Deed, Transfer OS NATIONAL LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 14, 2009 · Amount on Record |
| Deed Sale | Sep 14, 2009 · Amount on Record |
| Prior Sale | Jan 26, 2007 · Amount on Record |
| Deed Document Number | 2009129687 |
| Deed Book / Page | 25078 / 565 |
| Record Updated | Jun 8, 2026 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Property Address | 5301 PROVIDENCE RD, CHARLOTTE, NC 28226-5855 |
| Document Number | 0000175636 |
| Instrument Date | Dec 12, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jan 31, 2020 |
| Title Company | OS NATIONAL LLC, OS NAT'L LLC |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 1508 BROOKHOLLOW DR SANTA ANA CA 927055426, SANTA ANA, CA 92705-5426 |
| Document Number | 0000175636 |
|---|---|
| Date | Dec 23, 2019 |
| Book Page | 034151/000395 |
| Instrument | 175636 |
| Name | MORGAN STANLEY ASSET FNDG |
|---|---|
| Type | Funding / Finance Company |
| Address | 1585 BROADWAY # 24TH, NEW YORK, NY 10036-8200 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Recording Date | Oct 25, 2017 |
| Property Address | 5301 PROVIDENCE RD, CHARLOTTE, NC 28226-5855 |
| Document Number | 0000144153 |
| Book / Page | 032219 / 000488 |
| Instrument Date | Oct 24, 2017 |
| Instrument | 144153 |
| Transaction Type | Transfer |
| Record Updated | Nov 7, 2017 |
| Title Company | OS NATIONAL LLC |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 1508 BROOKHOLLOW DR SANTA ANA CA 927055433, SANTA ANA, CA 92705-5433 |
| Investor | Possibly a Property Investor |
Source: Mecklenburg County assessment roll, as of September 9, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Mecklenburg County |
| Municipality | Charlotte City |
| Unified School District | Charlotte-Mecklenburg Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $465,900 Land $356,300 Building $109,600 | $465,900 Land $356,300 Building $109,600 | |
| 2024 | $3,681.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 2 (40% premium discount) |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 2 (1997–2000) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Sep 2000 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 99% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CHARLOTTE WATER serves 1,206,285 people · EPA ID NC0160010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 161 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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