Mecklenburg County property record for 5139 Providence Rd, Charlotte, NC 28226
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,773 sqft · built 1955 |
| Lot Size | 0.58 acres (25,265 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $285,000 (Sep 2020) |
| Tax Bill | $3,784 (2025) |
| Deeds & Mortgages | Sep 2020 Sale & Mortgage Jan 2018 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 187-163-01 |
| Primary APN | 187-163-01 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,773 sqft Living Area |
| 1st Floor Area | 1,773 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1955 |
|---|---|
| Effective Year Built | Effective 1980 |
| Exterior Material | Brick |
| Construction Type | Frame |
| Foundation Type | Raised |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 25,265 sqft (0.58 acres) |
| Garage Area | 293 sqft |
| Porch | Slab |
| Porch Area | 147 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 5139 PROVIDENCE RD |
|---|---|
| City | CHARLOTTE |
| State | NC |
| Zip | 28226-5851 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-3 |
| Legal Description | L23 M6-783 |
| Legal Subdivision | PROVIDENCE PINES |
| Legal Block | 3 |
| Legal Lot Number | 23 |
| Jurisdiction | MECKLENBURG NC |
| Township / Civil Division | 1, CHARLOTTE |
| Census Block Group | 1 |
| Census Block | 1012 |
| Census Tract | 2004 |
Source: Mecklenburg County records, as of July 14, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 2708 SPRINGWAY DR, CHARLOTTE, NC 28205-2252 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 16, 2020 | Warranty Deed, Transfer · Conventional Mortgage HOMETOWN LENDERS INC |
| Jan 3, 2018 | Warranty Deed, Transfer · ARM US BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 16, 2020 · Amount on Record |
| Deed Sale | Sep 16, 2020 · Amount on Record |
| Prior Sale | Jan 3, 2018 · Amount on Record |
| Deed Document Number | 2020149972 |
| Deed Book / Page | 35062 / 419 |
| Prior Transfer Date | Jun 5, 2015 |
| Prior Transfer Doc | 0000072298 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Recording Date | Sep 16, 2020 |
| Property Address | 5139 PROVIDENCE RD, CHARLOTTE, NC 28226-5851 |
| Document Number | 0000149972 |
| Book / Page | 35062 / 419 |
| Map Reference | MB 6 PG 783 |
| Instrument Date | Sep 16, 2020 |
| Instrument | 2020149972 |
| Transaction Type | Transfer |
| Record Updated | Jun 15, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $570.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1439 PINE TREE DR, 1439, CHARLOTTE, NC 28270-5912 |
| Name | Verified Name |
|---|---|
| Address | 1221 KENNON ST, CHARLOTTE, NC 28205-2931 |
| Document Number | 0000149973 |
|---|---|
| Date | Sep 16, 2020 |
| Instrument | 2020149973 |
| Name | HOMETOWN LENDERS INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Recording Date | Jan 3, 2018 |
| Property Address | 5139 PROVIDENCE RD, CHARLOTTE, NC 28226-5851 |
| Document Number | 0000000664 |
| Book / Page | 32384 / 023 |
| Map Reference | MB6 PG783 |
| Instrument Date | Sep 22, 2017 |
| Instrument | 2018000664 |
| Transaction Type | Transfer |
| Record Updated | Jun 15, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $570.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 6515 VALEN WAY # WAYH104, 6515, NAPLES, FL 34108-8233 |
| Name | Verified Name |
|---|---|
| Address | 5139 PROVIDENCE RD, CHARLOTTE, NC 28226-5851 |
| Document Number | 0000000665 |
|---|---|
| Date | Jan 3, 2018 |
| Book Page | 32384/025 |
| Instrument | 2018000665 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | FARGO, ND 58103 |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4% |
| Change Frequency | Annually |
| Index | 1-Year LIBOR |
Source: Mecklenburg County assessment roll, as of September 9, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Mecklenburg County |
| Municipality | Charlotte City |
| Unified School District | Charlotte-Mecklenburg Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,784.00 | $470,800 Land $308,800 Building $162,000 | $470,800 Land $308,800 Building $162,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 2 (40% premium discount) |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 3 (1979–2010) |
| Claims Outside the SFHA | 1 of 3 |
| Most Recent Claim | Jul 2010 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 96% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CHARLOTTE WATER serves 1,206,285 people · EPA ID NC0160010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 161 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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