Mecklenburg County property record for 5329 Providence Rd, Charlotte, NC 28226
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,318 sqft · built 1968 |
| Lot Size | 0.46 acres (20,038 sqft) |
| Owner | Company Name on Record |
| Last Sale | $560,000 (Oct 2026) |
| Tax Bill | $3,995 (2025) |
| Deeds & Mortgages | Oct 2026 Sale & Construction Loan Aug 2022 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 187-161-04 |
| Primary APN | 187-161-04 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,318 sqft Living Area |
| 1st Floor Area | 2,318 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1968 |
|---|---|
| Effective Year Built | Effective 1980 |
| Exterior Material | Brick |
| Construction Type | Frame |
| Foundation Type | Raised |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 20,038 sqft (0.46 acres) |
| Porch | Slab |
| Porch Area | 185 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 5329 PROVIDENCE RD |
|---|---|
| City | CHARLOTTE |
| State | NC |
| Zip | 28226-5855 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-3 |
| Legal Description | L2 B2 M9-71 |
| Legal Subdivision | LANSDOWNE |
| Legal Block | 2 |
| Legal Lot Number | 2 |
| Jurisdiction | MECKLENBURG NC |
| Township / Civil Division | 1, CHARLOTTE |
| Census Block Group | 2 |
| Census Block | 2011 |
| Census Tract | 2004 |
Source: Mecklenburg County records, as of October 19, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 9111 GLENASHLEY DR, CORNELIUS, NC 28031-9032 |
| Owner Type | Company |
| Vesting | Limited Liability Partnership |
| Date | Document |
|---|---|
| Oct 2, 2026 | Warranty Deed, Transfer · Construction Mortgage LIMA ONE CAPITAL |
| Aug 12, 2022 | Deed of Trust, Mortgage · VA Mortgage NATIONSTAR MORTGAGE LLC |
| Apr 4, 2019 | Warranty Deed, Transfer · VA Mortgage NTFN |
| Sep 27, 2018 | Warranty Deed, Transfer ATTORNEY ONLY |
| Jun 9, 2017 | Warranty Deed, Mortgage · Conventional with PMI MIMUTUAL MTG |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 2, 2026 · Amount on Record |
| Deed Sale | Oct 2, 2026 · Amount on Record |
| Prior Sale | Apr 4, 2019 · Amount on Record |
| Deed Document Number | 2026106333 |
| Deed Book / Page | 40758 / 671 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Recording Date | Oct 2, 2026 |
| Property Address | 5329 PROVIDENCE RD, CHARLOTTE, NC 28226-5855 |
| Document Number | 0000106333 |
| Book / Page | 40758 / 671 |
| Instrument Date | Sep 25, 2026 |
| Instrument | 2026106333 |
| Transaction Type | Transfer |
| Record Updated | Oct 16, 2026 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SOLUTI |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $113,120.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Limited Liability Partnership |
| Address | 9111 GLENASHLEY DR, CORNELIUS, NC 28031-9032 |
| Document Number | 0000106334, |
|---|---|
| Date | Oct 2, 2026 |
| Instrument | 2026106334 |
| Name | LIMA ONE CAPITAL |
|---|
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Nov 1, 2027 |
| Max Rate | -1% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Property Address | 5329 PROVIDENCE RD, CHARLOTTE, NC 28226-5855 |
| Transaction Type | Mortgage |
| Record Updated | May 25, 2023 |
| Title Company | COVIUS SETTLEMENT SERVICES LLC, COVIUS SETTLEMENT SVCS LLC |
| Name | Verified Name |
|---|---|
| Address | 5329 PROVIDENCE RD, CHARLOTTE, NC 28226-5855 |
| Document Number | 0000116902 |
|---|---|
| Date | Aug 12, 2022 |
| Book Page | 37569/911 |
| Instrument | 2022116902 |
| Name | NATIONSTAR MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | COPPELL, TX 75019 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 321 Months |
| Due | May 1, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Recording Date | Apr 4, 2019 |
| Property Address | 5329 PROVIDENCE RD, CHARLOTTE, NC 28226-5855 |
| Document Number | 0000038862 |
| Book / Page | 033405 / 000121 |
| Instrument Date | Mar 22, 2019 |
| Instrument | 38862 |
| Transaction Type | Transfer |
| Record Updated | May 1, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $610.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 5329 PROVIDENCE RD CHARLOTTE NC 282265855, CHARLOTTE, NC 28226-5855 |
| Document Number | 38863 |
|---|---|
| Date | Apr 4, 2019 |
| Book Page | 033405/000123 |
| Instrument | 38863 |
| Name | NTFN |
|---|---|
| Address | LEWISVILLE, TX 75067 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 3, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Recording Date | Sep 27, 2018 |
| Property Address | 5329 PROVIDENCE RD, CHARLOTTE, NC 28226-5855 |
| Document Number | 0000122277 |
| Book / Page | 033004 / 000200 |
| Instrument Date | Sep 26, 2018 |
| Instrument | 122277 |
| Transaction Type | Transfer |
| Record Updated | Oct 19, 2018 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $635.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 405 HOWARD ST #550 SAN FRANCISCO CA 941052999, 550, SAN FRANCISCO, CA 94105-2999 |
| Investor | Possibly a Property Investor |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Recording Date | Jun 9, 2017 |
| Property Address | 5329 PROVIDENCE RD, CHARLOTTE, NC 28226-5855 |
| Document Number | 0000076483 |
| Book / Page | 031868 / 000580 |
| Instrument Date | Jun 5, 2017 |
| Instrument | 76483 |
| Transaction Type | Mortgage |
| Record Updated | Jul 14, 2017 |
| Title Company | INVESTORS TITLE COMPANY, INVESTORS TITLE CO. |
| Amount | Amount Recorded |
|---|---|
| Tax | $16.00 |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 5329 PROVIDENCE RD CHARLOTTE NC 282265855, CHARLOTTE, NC 28226-5855 |
| Document Number | 76484 |
|---|---|
| Date | Jun 9, 2017 |
| Book Page | 031868/000582 |
| Instrument | 76484 |
| Name | MIMUTUAL MTG |
|---|---|
| Address | PORT HURON, MI 48060 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 8, 2047 |
Source: Mecklenburg County assessment roll, as of September 9, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Mecklenburg County |
| Municipality | Charlotte City |
| Unified School District | Charlotte-Mecklenburg Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,995.00 | $498,300 Land $308,800 Building $189,500 | $498,300 Land $308,800 Building $189,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 2 (40% premium discount) |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 2 (1997–2000) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Sep 2000 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 98.5% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CHARLOTTE WATER serves 1,206,285 people · EPA ID NC0160010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 184 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · DSL · Fiber in parts of the area | 100 / 20 |
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