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5300 Silver Thistle Ln, Saint Cloud, FL 34772 Property Records

Osceola County property record for 5300 Silver Thistle Ln, Saint Cloud, FL 34772 · Last verified December 2025

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,636 sqft · built 2007
Lot Size0.146 acres (6,403 sqft)
OwnerIndividual Name on File
Last Sale$205,100 (Aug 2007)
Tax Bill$1,309 (2025)
Deeds & MortgagesNov 2025 Line of Credit
Oct 2021 Line of Credit
+ 1 more
Flood ZoneZone X (minimal risk)
APN144643

Property Details

APN / Parcel Number

Primary APN144643
Alternative APN
  • 232630066800012880

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,636 sqft Heated Area
Gross Area2,054 sqft
1st Floor Area1,636 sqft
FlooringTile
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2007
Exterior MaterialConcrete Block
Foundation TypeFooting
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area6,403 sqft (0.146 acres)
Lot Dimensions111 ft deep x 50 ft wide
Garage TypeFinished
Garage Area400 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchOpen Porch
Porch Area18 sqft
Patio Area180 sqft
FenceFence

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemHVAC

Location & Zoning

Account Number144643
Street Address5300 SILVER THISTLE LN
CitySAINT CLOUD
StateFL
Zip34772-7098
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSOUTHERN PINES UNIT 2 PB 18 PG 135-140 LOT 288 AND N 1/2 OF VAC R/W ABUTTING THE S SIDE
Legal Range30E
Legal Township26S
Legal Section23
Legal SubdivisionSOUTHERN PINES
Legal Tract668
Legal Block1
Legal Lot Number288
Legal Unit2P
JurisdictionOSCEOLA FL
Township / Civil DivisionST. CLOUD
Census Block Group1
Census Block1000
Census Tract43303

Owner

Source: Osceola County records · APN 144643

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address5300 SILVER THISTLE LN, SAINT CLOUD, FL 34772-7098
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 04, 2025Deed of Trust, Mortgage · Line of Credit
COASTAL COMMUNITY BANK
Oct 01, 2021Deed of Trust, Mortgage · Line of Credit
FIGURE LENDING LLC
Jun 10, 2021Deed of Trust, Mortgage · Conventional Mortgage
CARRINGTON MORTGAGE SERVICES LLC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleAug 27, 2007 · Amount on Record
Deed SaleAug 27, 2007 · Amount on Record
Deed Document Number2007157623
Deed Book / Page3550 / 0979
Record UpdatedJun 08, 2026

November 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address5300 SILVER THISTLE LN, SAINT CLOUD, FL 34772-7098
Transaction TypeMortgage
Record UpdatedNov 13, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address5300 SILVER THISTLE LN, SAINT CLOUD, FL 34772-7098

Mortgage

Document Number0068750081
DateNov 04, 2025
Book Page6875/81
Instrument2025136247
Lender
NameCOASTAL COMMUNITY BANK
TypeBank
AddressCAMPBELL, CA 95008
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

October 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address5300 SILVER THISTLE LN, SAINT CLOUD, FL 34772-7098
Transaction TypeMortgage
Record UpdatedOct 14, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address5300 SILVER THISTLE LN, SAINT CLOUD, FL 34772-7098

Mortgage

Document Number0060560531
DateOct 01, 2021
Book Page6056/531
Instrument2021152675
Lender
NameFIGURE LENDING LLC
TypeMortgage Company
AddressCHARLOTTE, NC 28277
Agreement
TypeLine of Credit
AmountAmount Recorded
Term180 Months
DueOct 22, 2036
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

June 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address5300 SILVER THISTLE LN, SAINT CLOUD, FL 34772-7098
Transaction TypeMortgage
Record UpdatedJun 24, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address5300 SILVER THISTLE LN, SAINT CLOUD, FL 34772-7098

Mortgage

Document Number0059782193
DateJun 10, 2021
Book Page5978/2193
Instrument2021090918
Lender
NameCARRINGTON MORTGAGE SERVICES LLC
TypeMortgage Company
AddressANAHEIM, CA 92806
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term229 Months
DueJul 01, 2040

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
MunicipalitySt. Cloud City
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$1,309.00 (+7.91%) Homeowner's exemption$116,055 (+5.99%)$281,500 (+7.65%) Land $75,000 Building $206,500
2023$1,213.00 (+4.93%) Homeowner's exemption$109,500 (+3%)$261,500 (+3.16%) Land $60,000 Building $201,500
2022$1,156.00 Homeowner's exemption$106,311$253,500 Land $55,000 Building $198,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120970433031, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance CostPremium on Record
median of 133 individual NFIP policies nearby
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies133 in force
Nearby Flood Claims1 (2017)
Most Recent ClaimSep 2017, river or lake flooding, Hurricane Irma

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 367 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
AT&TFiber5,000 / 5,000
SpectrumCable1,000 / 35

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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