5290 Silver Thistle Ln, Saint Cloud, FL 34772 Property Records

Osceola County property record for 5290 Silver Thistle Ln, Saint Cloud, FL 34772 · Last verified December 2025

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,995 sqft · built 2007
Lot Size	0.146 acres (6,403 sqft)
Owner	Individual Name on File
Last Sale	$365,000 (Jul 2021)
Tax Bill	$5,434 (2025)
Deeds & Mortgages	Jul 2021 Sale & Mortgage May 2021 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`144642`

Property Details

APN / Parcel Number

Primary APN	`144642`
Alternative APN	`232630066800012870`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	2,995 sqft Heated Area
Gross Area	3,436 sqft
1st Floor Area	1,340 sqft
Upper Floors Area	1,655 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2007
Exterior Material	Stucco
Construction Type	Frame
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	6,403 sqft (0.146 acres)
Lot Dimensions	111 ft deep x 50 ft wide
Garage Type	Finished
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	21 sqft
Patio Area	180 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	144642
Street Address	5290 SILVER THISTLE LN
City	SAINT CLOUD
State	FL
Zip	34772-7096
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SOUTHERN PINES UNIT 2 PB 18 PG 135-140 LOT 287 AND N 1/2 OF VAC R/W ABUTTING THE S SIDE
Legal Range	30E
Legal Township	26S
Legal Section	23
Legal Subdivision	SOUTHERN PINES
Legal Tract	668
Legal Block	1
Legal Lot Number	287
Legal Unit	2P
Jurisdiction	OSCEOLA FL
Township / Civil Division	ST. CLOUD
Census Block Group	1
Census Block	1000
Census Tract	43303

Owner

Source: Osceola County records · APN 144642

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	5290 SILVER THISTLE LN, SAINT CLOUD, FL 34772-7096
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 19, 2021	Special Warranty Deed, Transfer · Conventional Mortgage BROKER SOLUTIONS INC
May 12, 2021	Warranty Deed, Transfer ZILLOW CLOSING SERVICES LLC
Mar 16, 2020	Deed of Trust, Mortgage · Conventional with PMI QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 19, 2021 · Amount on Record
Deed Sale	Jul 19, 2021 · Amount on Record
Prior Sale	May 12, 2021 · Amount on Record
Deed Document Number	2021111828
Deed Book / Page	6005 / 681
Record Updated	Jun 08, 2026

July 2021: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Jul 19, 2021
Property Address	5290 SILVER THISTLE LN, SAINT CLOUD, FL 34772-7096
Document Number	0060050681
Book / Page	6005 / 681
Map Reference	MB 8 PG 135-140
Instrument Date	Jul 02, 2021
Instrument	2021111828
Transaction Type	Transfer
Record Updated	Aug 01, 2022
Title Company	ZILLOW CLOSING SERVICES LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$2,555.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4343 N SCOTTSDALE RD STE 390, 4343, SCOTTSDALE, AZ 85251-3347

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	139 S 4TH ST APT 3R, 3R, BROOKLYN, NY 11211-5575

Mortgage

Document Number	0006005684
Date	Jul 19, 2021
Instrument	6005/684

Lender

Name	BROKER SOLUTIONS INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 01, 2051

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	May 12, 2021
Property Address	5290 SILVER THISTLE LN, SAINT CLOUD, FL 34772-7096
Document Number	0059562519
Book / Page	5956 / 2519
Map Reference	MB 18 PG 135-140
Instrument Date	May 10, 2021
Instrument	2021073293
Transaction Type	Transfer
Record Updated	Aug 01, 2022
Title Company	ZILLOW CLOSING SERVICES LLC

Transaction

Amount	Amount Recorded
Tax	$2,177.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5290 SILVER THISTLE LN, 5290, SAINT CLOUD, FL 34772-7096

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4343 N SCOTTSDALE RD STE 390, 390, SCOTTSDALE, AZ 85251-3347
Investor	Possibly a Property Investor

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSCEOLA FL
Property Address	5290 SILVER THISTLE LN, SAINT CLOUD, FL 34772-7096
Document Number	0056961085
Instrument Date	Mar 16, 2020
Transaction Type	Mortgage
Record Updated	Jun 09, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	5290 SILVER THISTLE LN ST CLOUD FL 347727096, ST CLOUD, FL 34772-7096

Mortgage

Document Number	0056961085
Date	Mar 20, 2020
Book Page	005696/001085
Instrument	40846

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Mar 19, 2050

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Municipality	St. Cloud City
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,434.00 (+5.97%) Homeowner's exemption	$346,471 (+5.99%)	$348,700 (+6.67%) Land $75,000 Building $273,700
2023	$5,128.00 (+3.22%) Homeowner's exemption	$326,900 (+2.86%) Land $60,000 Building $266,900	$326,900 (+2.86%) Land $60,000 Building $266,900
2022	$4,968.00 Homeowner's exemption	$317,800 Land $55,000 Building $262,800	$317,800 Land $55,000 Building $262,800

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120970433031, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Cost	Premium on Record median of 133 individual NFIP policies nearby
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	133 in force
Nearby Flood Claims	1 (2017)
Most Recent Claim	Sep 2017, river or lake flooding, Hurricane Irma

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 367 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
AT&T	Fiber	5,000 / 5,000
Spectrum	Cable	1,000 / 35

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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