5281 Silver Thistle Ln, Saint Cloud, FL 34772 Property Records

Osceola County property record for 5281 Silver Thistle Ln, Saint Cloud, FL 34772 · Last verified December 2025

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,995 sqft · built 2007
Lot Size0.126 acres (5,489 sqft)
OwnerIndividual Name on File
Last Sale$235,000 (Nov 2007)
Tax Bill$3,951 (2025)
Deeds & MortgagesDec 2019 Mortgage
Flood ZoneZone X (minimal risk)
APN144621

Property Details

APN / Parcel Number

Primary APN144621
Alternative APN
  • 232630066800012660

Interior

Bedrooms4 Beds
Full Baths3 Baths
Half Baths1 Half Bath
Building Area2,995 sqft Heated Area
Gross Area3,727 sqft Gross Area
1st Floor Area1,340 sqft 1st Floor
Upper Floors Area1,655 sqft Upper Floors
Stories2 Stories
FlooringTile
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2007
Exterior MaterialStucco
Construction TypeFrame
Foundation TypeFooting
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area5,489 sqft (0.126 acres)
Lot Dimensions110 ft deep x 50 ft wide
Parking Spaces2 Parking Spaces
Garage TypeFinished
Garage Area420 sqft Garage
FenceFence
PorchFinished/Screened Porch
Porch Area312 sqft Porch

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC

Location & Zoning

Account Number144621
Street Address5281 SILVER THISTLE LN
CitySAINT CLOUD
StateFL
Zip34772-7097
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSOUTHERN PINES UNIT 2 PB 18 PG 135-140 LOT 266
Legal Range30E
Legal Township26S
Legal Section23
Legal SubdivisionSOUTHERN PINES
Legal Tract668
Legal Block1
Legal Lot Number266
Legal Unit2P
JurisdictionOSCEOLA FL
Township / Civil DivisionST. CLOUD
Census Block Group1
Census Block1008
Census Tract43303

Owner

Source: Osceola County records · APN 144621

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address5281 SILVER THISTLE LN, SAINT CLOUD, FL 34772-7097
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleNov 09, 2007 · Amount on Record
Deed SaleNov 09, 2007 · Amount on Record
Deed Document Number2007202216
Deed Book / Page3593 / 1442
Record UpdatedJun 08, 2026

December 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address5281 SILVER THISTLE LN, SAINT CLOUD, FL 34772-7097
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanyALOMA TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0056430813
DateDec 18, 2019
Book Page5643/0813
Instrument2019164373
Lender
NamePARTNERS FCU
TypeCredit Union
AddressORLANDO, FL 32821
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJan 01, 2050

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
MunicipalitySt. Cloud City
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$3,951.00 (+6.18%) Homeowner's exemption$263,658 (+5.99%)$355,400 (+6.47%) Land $75,000 Building $280,400
2023$3,721.00 (+3.56%) Homeowner's exemption$248,766 (+3%)$333,800 (+2.8%) Land $60,000 Building $273,800
2022$3,593.00 Homeowner's exemption$241,521$324,700 Land $55,000 Building $269,700

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone AE, within 100 ft

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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