530 Peytona Beach Rd, Waddy, KY 40076 Property Records

Shelby County property record for 530 Peytona Beach Rd, Waddy, KY 40076

Property Summary

Property Type	Single Family Home
Details	2 bd · 3 ba · 1,432 sqft · built 2001
Lot Size	5.15 acres (224,770 sqft)
Owner	Individual Name on File
Last Sale	$330,000 (Aug 2020)
Tax Bill	$4,047 (2025)
Deeds & Mortgages	Dec 2022 Line of Credit Aug 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`091-00-045B`

Property Details

APN / Parcel Number

Primary APN	`091-00-045B`
Alternative APN	`0052142`

Interior

Bedrooms	2 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,432 sqft Living Area
Basement Area	1,080 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2001
Exterior Material	Other
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Metal
Lot Area	224,770 sqft (5.15 acres)
Porch	Porch
Porch Area	460 sqft
Deck Area	760 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Heating Fuel	Electric

Location & Zoning

Account Number	0052142
Street Address	530 PEYTONA BEACH RD
City	WADDY
State	KY
Zip	40076-6035
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RESIDENTIAL
Legal Description	BESSIE SMITH PROP SOUTH DIV TR 2
Legal Subdivision	BESSIE SMITH PROPERTY
Legal Tract	2
Jurisdiction	SHELBY KY
Township / Civil Division	HARRISONVILLE
Census Block Group	3
Census Block	3006
Census Tract	40101

Owner

530 Peytona Beach Rd is owned and occupied by an individual who bought it in August 2020.

Source: Shelby County records, as of February 13, 2026

Owner of Record	Individual Name on File
Mailing Address	530 PEYTONA BEACH RD, WADDY, KY 40076-6035
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 21, 2022	Deed of Trust, Mortgage · Line of Credit COMMONWEALTH CREDIT UNION
Aug 3, 2020	Deed, Transfer · FHA Mortgage STOCKTON MORTGAGE CORP
Jun 26, 2018	Warranty Deed, Transfer · Conventional Mortgage PROVIDENT FUNDING ASSOCIATES LP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 3, 2020 · Amount on File
Deed Sale	Aug 3, 2020 · Amount on File
Prior Sale	Jun 26, 2018 · Amount on File
Deed Document Number	462491
Deed Book / Page	D0667 / 533
Record Updated	Jun 8, 2026

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHELBY KY
Property Address	530 PEYTONA BEACH RD, WADDY, KY 40076-6035
Transaction Type	Mortgage
Record Updated	Jan 5, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0M1300/396
Date	Dec 21, 2022
Book Page	M1300/396
Instrument	492776

Lender

Name	COMMONWEALTH CREDIT UNION
Type	Credit Union
Address	FRANKFORT, KY 40602

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	SHELBY KY
Recording Date	Aug 3, 2020
Property Address	530 PEYTONA BEACH RD, WADDY, KY 40076-6035
Document Number	0D0667/533
Book / Page	D0667 / 533
Map Reference	CAB 5 SL 319
Instrument Date	Jul 22, 2020
Instrument	462491
Transaction Type	Transfer
Record Updated	Jan 21, 2022
Title Company	CLEAR TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$330.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	361 MASTERSON STATION DR, 361, LEXINGTON, KY 40511-8790

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	530 PEYTONA BEACH RD, WADDY, KY 40076-6035

Mortgage

Document Number	0000462492
Date	Aug 3, 2020
Instrument	462492

Lender

Name	STOCKTON MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2050

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SHELBY KY
Recording Date	Jun 26, 2018
Property Address	530 PEYTONA BEACH RD, WADDY, KY 40076-6035
Document Number	0D0639/396
Book / Page	D0639 / 396
Map Reference	CAB 5 SL 319
Instrument Date	Jun 8, 2018
Instrument	442006
Transaction Type	Transfer
Record Updated	Jan 21, 2022
Title Company	FREIBERT AND MATTINGLY TITLE GROUP, FREIBERT & MATTINGLY TITLE G

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$250.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	530 PEYTONA BEACH RD, 530, WADDY, KY 40076-6035

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	530 PEYONA BEACH RD, WADDY, KY 40076-6035

Mortgage

Document Number	0000442007
Date	Jun 26, 2018
Instrument	442007

Lender

Name	PROVIDENT FUNDING ASSOCIATES LP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 530 Peytona Beach Rd was $4,047.

Source: Shelby County assessment roll, as of April 1, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Shelby County
Unified School District	Shelby County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,047.00	$356,000	$356,000
2023	$3,844.00	$330,000	$330,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 530 Peytona Beach Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 15, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 530 Peytona Beach Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	US 60 WATER DISTRICT serves 7,892 people · EPA ID KY1060436
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2024
Lead	1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 18 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frankfort Plant Board Fiber	5,000 / 5,000
Verizon Fixed Wireless	300 / 20

May also be available: Spectrum.

Cell Coverage

5G (outdoors only) and 4G LTE

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