Shelby County property record for 280 Peytona Beach Rd, Waddy, KY 40076 · Last verified February 2026
| Property Type | Single Family Home |
|---|---|
| Owner | 2 Individual Names on File |
| Tax Bill | $2,575 (2025) |
| Deeds & Mortgages | May 2021 Line of Credit Jan 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 091-00-049A |
| Primary APN | 091-00-049A |
|---|---|
| Alternative APN |
|
| Account Number | 0013056 |
|---|---|
| Street Address | 280 PEYTONA BEACH RD |
| City | WADDY |
| State | KY |
| Zip | 40076-6035 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SMITH TRACT RESIDUAL 1.34 ACRES |
| Jurisdiction | SHELBY KY |
| Township / Civil Division | HARRISONVILLE |
| Census Block Group | 3 |
| Census Block | 3006 |
| Census Tract | 40101 |
Source: Shelby County records · APN 091-00-049A
Assessment roll updated April 1, 2025 · Last verified February 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 280 PEYTONA BEACH RD, WADDY, KY 40076-6035 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 28, 2021 | Deed of Trust, Mortgage · Line of Credit FIRST FINANCIAL BANK |
| Jan 11, 2021 | Deed of Trust, Mortgage FIRST FINANCIAL BANK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SHELBY KY |
| Property Address | 280 PEYTONA BEACH RD, WADDY, KY 40076-6035 |
| Transaction Type | Mortgage |
| Record Updated | Jun 16, 2021 |
| Title Company | ACCURATE EQUITY GROUP |
| Name | Verified Name |
|---|---|
| Address | 280 PEYTONA BEACH RD, WADDY, KY 40076-6035 |
| Document Number | M1225/319 |
|---|---|
| Date | May 28, 2021 |
| Book Page | M1225/319 |
| Instrument | 473215 |
| Name | FIRST FINANCIAL BANK |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45202 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | May 11, 2046 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SHELBY KY |
| Property Address | 280 PEYTONA BEACH RD, WADDY, KY 40076-6035 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | BLYTHE TITLE AND ESCROW |
| Name | Verified Name |
|---|---|
| Address | 280 PEYTONA BEACH RD, WADDY, KY 40076-6035 |
| Document Number | M1199/450 |
|---|---|
| Date | Jan 11, 2021 |
| Book Page | M1199/450 |
| Instrument | 468255 |
| Name | FIRST FINANCIAL BANK |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45202 |
| Amount | Amount Recorded |
|---|---|
| Term | 119 Months |
| Due | Dec 21, 2030 |
Source: Shelby County records · Assessment roll updated April 1, 2025 · Last verified February 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Shelby County |
| Unified School District | Shelby County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,575.00 (-2.31%) | $225,000 (-) | $225,000 (-) |
| 2023 | $2,636.00 | $225,000 | $225,000 |
Source: FEMA National Flood Hazard Layer, Shelby County (21211C), updated October 15, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 212110401013, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearby Flood Policies | 3 in force |
| Wildfire Risk | Low above 20% of the US · above 37% of Kentucky |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 18 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Electric and Water Plant Board of the City of Frankfort | Fiber | 5,000 / 5,000 |
| Verizon | Fixed Wireless | 300 / 20 |
May also be available at this address: Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.
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