660 Peytona Beach Rd, Waddy, KY 40076 Property Records

Shelby County property record for 660 Peytona Beach Rd, Waddy, KY 40076

Property Summary

Owner	2 Individual Names on Record
Last Sale	$17,000 (Apr 2021)
Tax Bill	$3,417 (2025)
Deeds & Mortgages	Jul 2026 Line of Credit Apr 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`091-00-053F`

Property Details

APN / Parcel Number

Primary APN	`091-00-053F`
Alternative APNs	`0055893` `0055892`

Location & Zoning

Account Number	0055892
Street Address	660 PEYTONA BEACH RD
City	WADDY
State	KY
Zip	40076-6035
Property Category	Other
Property Type	Unknown
Legal Description	SOUTH SIDE US 60 .73 ACRES
Jurisdiction	SHELBY KY
Township / Civil Division	HARRISONVILLE
Census Block Group	3
Census Block	3006
Census Tract	40101

Owner

Source: Shelby County records, as of July 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	660 PEYTONA BEACH RD, WADDY, KY 40076-6035
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 21, 2026	Deed of Trust, Mortgage · Line of Credit UNION CREDIT UNION
Apr 5, 2022	Deed, Transfer · Conventional Mortgage EXPREE CU
Apr 20, 2021	Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 20, 2021 · Amount on Record
Deed Sale	Apr 20, 2021 · Amount on Record
Deed Document Number	2021471865
Deed Book / Page	680 / 797
Record Updated	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHELBY KY
Recording Date	Jul 21, 2026
Property Address	660 PEYTONA BEACH RD, WADDY, KY 40076-6035
Document Number	0000597601
Book / Page	1426 / 342
Instrument Date	Jul 10, 2026
Instrument	2026597601
Transaction Type	Mortgage
Record Updated	Jul 30, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	660 PEYTONA BEACH RD, WADDY, KY 40076-6035

Mortgage

Document Number	0000597601,
Date	Jul 21, 2026
Book Page	1426/342
Instrument	2026597601

Lender

Name	UNION CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Jul 30, 2046

Interest

Rate	6.52%
Max Rate	-1%

April 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	SHELBY KY
Recording Date	Apr 5, 2022
Property Address	660 PEYTONA BEACH RD, WADDY, KY 40076-6035
Document Number	00D697/680
Book / Page	D697 / 680
Instrument Date	Mar 30, 2022
Instrument	483005
Transaction Type	Transfer
Record Updated	Mar 13, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$300.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	319 PEYTONA BEACH RD, WADDY, KY 40076-6035

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	660 PEYTONA BEACH RD, WADDY, KY 40076-6035

Mortgage

Document Number	0000483006
Date	Apr 5, 2022
Instrument	483006

Lender

Name	EXPREE CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Mar 30, 2052

April 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	SHELBY KY
Recording Date	Apr 20, 2021
Property Address	660 PEYTONA BEACH RD, WADDY, KY 40076-6035
Document Number	0D0680/797
Book / Page	D0680 / 797
Instrument Date	Apr 9, 2021
Instrument	471865
Transaction Type	Transfer
Record Updated	Mar 13, 2023

Transaction

Amount	Amount Recorded
Tax	$17.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	TICONDA DRIVE, SHELBYVILLE, KY 40065

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9055 CHARLESTON WAY, SHELBYVILLE, KY 40065-8344

Tax Assessment & Valuation

Source: Shelby County assessment roll, as of February 17, 2026

Property Jurisdictions

Type	Name
State	Kentucky
County	Shelby County
Unified School District	Shelby County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,417.00 (-2.32%)	$299,900 (-)	$299,900 (-)
2023	$3,498.00	$299,900	$299,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	US 60 WATER DISTRICT serves 7,892 people · EPA ID KY1060436
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2024
Lead	1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frankfort Plant Board Fiber	5,000 / 5,000

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on Peytona Beach Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures