530 Nile River Dr, Oxnard, CA 93036 Property Records

Ventura County property record for 530 Nile River Dr, Oxnard, CA 93036

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,977 sqft · built 2016
Lot Size	0.084 acres (3,643 sqft)
Owner	2 Individual Names on File
Last Sale	$625,000 (Jul 2020)
Tax Bill	$13,552 (2025)
Deeds & Mortgages	Mar 2020 Line of Credit Jul 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`133-0-120-385`

Property Details

APN / Parcel Number

Primary APN	`133-0-120-385`
Alternative APN	`1330010785`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,977 sqft Living Area
1st Floor Area	1,033 sqft
2nd Floor Area	944 sqft

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Lot Area	3,643 sqft (0.084 acres)
Garage Area	427 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	85 sqft

Location & Zoning

Street Address	530 NILE RIVER DR
City	OXNARD
State	CA
Zip	93036-5352
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TRACT: 564304 LOT: 142 REF: 158MR 15
Legal Subdivision	TRACT 5643 4
Legal Tract	564304
Legal Block	120
Legal Lot Number	142
Jurisdiction	VENTURA CA
Township / Civil Division	OXNARD
Census Block Group	1
Census Block	1135
Census Tract	5004

Owner

530 Nile River Dr is owned and occupied by two individuals who bought it in July 2020.

Source: Ventura County records, as of July 15, 2026

Owner of Record	2 Individual Names on File
Mailing Address	530 NILE RIVER DR, OXNARD, CA 93036-5352
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 19, 2020	Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC
Jul 23, 2020	Grant Deed, Transfer · Conventional Mortgage GOLDEN EMPIRE MORTGAGE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 23, 2020 · Amount on File
Deed Sale	Jul 23, 2020 · Amount on File
Prior Sale	Mar 1, 2016 · Amount on File
Deed Document Number	2020107322
Prior Transfer Date	Feb 20, 2015
Prior Transfer Doc	0000028665
Record Updated	Sep 20, 2026

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VENTURA CA
Property Address	530 NILE RIVER DR, OXNARD, CA 93036-5352
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000040285
Date	Mar 19, 2020
Instrument	20200319-00040285

Lender

Name	FIGURE LENDING LLC
Type	Mortgage Company
Address	SAN FRANCISCO, CA 94108

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	VENTURA CA
Recording Date	Jul 23, 2020
Property Address	530 NILE RIVER DR, OXNARD, CA 93036-5352
Document Number	0000107322
Map Reference	MB 158 PG 10-15
Instrument Date	Jul 10, 2020
Instrument	20200723-00107322
Transaction Type	Transfer
Record Updated	Aug 19, 2021
Title Company	PRIORITY TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	530 NILE RIVER DR, OXNARD, CA 93036-5352

Mortgage

Document Number	0000107323
Date	Jul 23, 2020
Instrument	20200723-00107323

Lender

Name	GOLDEN EMPIRE MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 530 Nile River Dr was $13,552 with a homeowner's exemption, up 1.3% from the year before.

Source: Ventura County assessment roll, as of July 15, 2026

Property Jurisdictions

Type	Name
State	California
County	Ventura County
Municipality	Oxnard City
Secondary School District	Oxnard Union High School District (09 - 12)
Elementary School District	Rio Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$690,050 (+2%) Land $448,810 Building $241,240
2025	$13,552.00 (+1.32%) Homeowner's exemption	$676,520 Land $440,010 Building $236,510
2024	$13,375.00 (+6.58%)
2023	$12,549.00 (+3.17%) Homeowner's exemption	$650,250 Land $422,923 Building $227,327
2022	$12,163.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 530 Nile River Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 14 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	14 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 530 Nile River Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OXNARD WATER DEPT serves 200,232 people · EPA ID CA5610007
Water Source	Purchased surface water from several systems
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 562 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	4,000 / 4,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Astound Broadband, GeoLinks.

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