524 Nile River Dr, Oxnard, CA 93036 Property Records

Ventura County property record for 524 Nile River Dr, Oxnard, CA 93036

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 2,321 sqft · built 2016
Lot Size	0.084 acres (3,643 sqft)
Owner	2 Individual Names on Record
Last Sale	$900,000 (Aug 2024)
Tax Bill	$17,510 (2025)
Deeds & Mortgages	Feb 2021 Mortgage Dec 2021 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`133-0-120-395`

Property Details

APN / Parcel Number

Primary APN	`133-0-120-395`
Alternative APN	`1330010785`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,321 sqft Living Area
1st Floor Area	1,146 sqft
2nd Floor Area	1,175 sqft

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Lot Area	3,643 sqft (0.084 acres)
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	84 sqft

Location & Zoning

Street Address	524 NILE RIVER DR
City	OXNARD
State	CA
Zip	93036-5352
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TRACT: 564304 LOT: 143 REF: 158MR 15
Legal Subdivision	TRACT 5643 4
Legal Tract	564304
Legal Block	120
Legal Lot Number	143
Jurisdiction	VENTURA CA
Township / Civil Division	OXNARD
Census Block Group	1
Census Block	1135
Census Tract	5004

Owner

Source: Ventura County records, as of July 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	524 NILE RIVER DR, OXNARD, CA 93036-5352
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Feb 23, 2021	Deed of Trust, Mortgage · VA Mortgage HOME POINT FINANCIAL CORPORATION
Dec 23, 2021	Deed of Trust, Mortgage · VA Mortgage ROCKET MORTGAGE LLC
Dec 16, 2025	Intrafamily Transfer, Transfer · Conventional Mortgage PROVIDENT FUNDING ASSOCIATES LP
May 29, 2020	Quit Claim Deed, Transfer · VA Mortgage SUN WEST MTG
Jul 24, 2019	Deed of Trust, Mortgage · VA Mortgage CAPITAL BK NA
May 7, 2018	Grant Deed, Transfer · VA Mortgage PACIFIC UNION FIN'L

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 8, 2024 · Amount on Record
Deed Sale	Aug 8, 2024 · Amount on Record
Prior Sale	May 29, 2020
Deed Document Number	202453438
Last Transfer Date	Dec 6, 2025
Transfer Doc	0000089619
Record Updated	Sep 20, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VENTURA CA
Property Address	524 NILE RIVER DR, OXNARD, CA 93036-5352
Transaction Type	Mortgage
Record Updated	Jan 1, 2026
Title Company	WFT NATIONAL TITLE, WFG NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	524 NILE RIVER DR, OXNARD, CA 93036-5352

Mortgage

Document Number	0000038208
Date	Feb 23, 2021
Instrument	20210223-00038208

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Mortgage Company
Address	PARSIPPANY, NJ 07054

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	301 Months
Due	Mar 1, 2046

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VENTURA CA
Property Address	524 NILE RIVER DR, OXNARD, CA 93036-5352
Transaction Type	Mortgage
Record Updated	Jan 1, 2026
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	524 NILE RIVER DR, OXNARD, CA 93036-5352

Mortgage

Document Number	0001989874
Date	Dec 23, 2021
Instrument	2021001989874

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	301 Months
Due	Jan 1, 2047

December 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	VENTURA CA
Recording Date	Dec 16, 2025
Property Address	524 NILE RIVER DR, OXNARD, CA 93036-5352
Document Number	0000089619
Map Reference	MB 158 PG 15-20
Instrument Date	Dec 6, 2025
Instrument	2025000089619
Transaction Type	Transfer
Record Updated	Jan 1, 2026
Title Company	FIRST AMERICAN TITLE INSURANCE COMPANY NC, FIRST AMERICAN TITLE INS CO

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	524 NILE RIVER DR, OXNARD, CA 93036-5352

Mortgage

Document Number	0000089620
Date	Dec 16, 2025
Instrument	2025000089620

Lender

Name	PROVIDENT FUNDING ASSOCIATES LP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jan 1, 2041

May 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	VENTURA CA
Recording Date	May 29, 2020
Property Address	524 NILE RIVER DR, OXNARD, CA 93036-5352
Document Number	0000074765
Instrument Date	May 11, 2020
Instrument	74765
Transaction Type	Transfer
Record Updated	Jun 16, 2020
Title Company	FIRST AMERICAN TITLE COMPANY RESID', FIRST AMERICAN TITLE CO RESID'

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	524 NILE RIVER DR OXNARD CA 930365352, OXNARD, CA 93036-5352

Mortgage

Document Number	74766
Date	May 29, 2020
Instrument	74766

Lender

Name	SUN WEST MTG
Type	Mortgage Company
Address	BUENA PARK, CA 90620

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 28, 2050

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VENTURA CA
Property Address	524 NILE RIVER DR, OXNARD, CA 93036-5352
Document Number	0000123709
Instrument Date	Jul 24, 2019
Transaction Type	Mortgage
Record Updated	Oct 28, 2019
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	524 NILE RIVER DR OXNARD CA 930365352, OXNARD, CA 93036-5352

Mortgage

Document Number	0000123709
Date	Oct 11, 2019
Instrument	123709

Lender

Name	CAPITAL BK NA
Address	ROCKVILLE, MD 20850

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 10, 2049

May 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	VENTURA CA
Recording Date	May 7, 2018
Property Address	524 NILE RIVER DR, OXNARD, CA 93036-5352
Document Number	0000052022
Instrument Date	Mar 12, 2018
Instrument	52022
Transaction Type	Transfer
Record Updated	May 25, 2018
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$654.50
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	524 NILE RIVER DR OXNARD CA 930365352, OXNARD, CA 93036-5352

Mortgage

Document Number	52023
Date	May 7, 2018
Instrument	52023

Lender

Name	PACIFIC UNION FIN'L
Type	Funding / Finance Company
Address	IRVING, TX 75063

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 6, 2048

Tax Assessment & Valuation

Source: Ventura County assessment roll, as of July 15, 2026

Property Jurisdictions

Type	Name
State	California
County	Ventura County
Municipality	Oxnard City
Secondary School District	Oxnard Union High School District (09 - 12)
Elementary School District	Rio Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$918,000 (+2%) Land $596,700 Building $321,300
2025	$17,510.00 (+37.64%)	$900,000 (+38.31%) Land $585,000 Building $315,000
2024	$12,722.00 (-6.81%)
2023	$13,652.00 (+3.21%) Homeowner's exemption	$650,715 Land $423,239 Building $227,476
2022	$13,227.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 14 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	14 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OXNARD WATER DEPT serves 200,232 people · EPA ID CA5610007
Water Source	Purchased surface water from several systems
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 562 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	4,000 / 4,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Astound Broadband, GeoLinks.

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