53 Sun Bear Cir, Freeport, FL 32439 Property Records

Walton County property record for 53 Sun Bear Cir, Freeport, FL 32439

Property Summary

Property Type	Vacant Land
Lot Size	0.255 acres (11,107 sqft)
Owner	2 Company Names on Record
Last Sale	$85,000 (Feb 2026)
Tax Bill	$634 (2025)
Deeds & Mortgages	Feb 2026 Sale Mar 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`02-2S-19-24310-000-0040`

Property Details

APN / Parcel Number

Primary APN	`02-2S-19-24310-000-0040`
Alternative APNs	`02-219-24310-000-0040` `1002806`

Exterior

Lot Area	11,107 sqft (0.255 acres)
Lot Dimensions	150 ft deep x 74 ft wide

Location & Zoning

Street Address	53 SUN BEAR CIR
City	FREEPORT
State	FL
Zip	32439-4692
Property Category	Vacant Land
Property Type	Vacant Land > Uncategorized
Local Zoning Code	RV
Legal Description	LOT 4 BEAR CREEK COTTAGES 1ST ADD PB 17-5 OR 2690-1462 OR 2733-1325 OR 2762-1559 OR 2862-4030 OR 2862-4033 OR 2862-4036 OR 3285-1369
Legal Range	019
Legal Township	02S
Legal Section	02
Legal Subdivision	BEAR CREEK
Legal Lot Number	4
Jurisdiction	WALTON FL
Township / Civil Division	FREEPORT
Census Block Group	1
Census Block	1053
Census Tract	950501

Owner

Source: Walton County records, as of July 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	99 CENTRAL 7TH ST, SANTA ROSA BEACH, FL 32459-7806
Owner Type	Company
Vesting	Trust, Family Revocable Trust

Deeds, Mortgages & Sale History

Date	Document
Feb 23, 2026	Warranty Deed, Transfer EMERALD COAST TITLE SERVICES INC, EMERALD COAST TITLE SVCS LLC
Mar 31, 2023	Warranty Deed, Transfer · Stand-Alone First Mortgage TOWER COMMUNITY BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 23, 2026 · Amount on Record
Deed Sale	Feb 23, 2026 · Amount on Record
Prior Sale	Mar 31, 2023 · Amount on Record
Deed Document Number	20266657
Deed Book / Page	3388 / 684
Record Updated	Sep 20, 2026

February 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Feb 23, 2026
Property Address	53 SUN BEAR CIR, FREEPORT, FL 32439-4692
Document Number	0033880684
Book / Page	3388 / 684
Map Reference	MB 17 PG 5
Instrument Date	Feb 23, 2026
Instrument	20260006657
Transaction Type	Transfer
Record Updated	Mar 11, 2026
Title Company	EMERALD COAST TITLE SERVICES INC, EMERALD COAST TITLE SVCS LLC

Transaction

Amount	Amount Recorded
Tax	$595.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	341 E MITCHELL AVE, SANTA ROSA BEACH, FL 32459-5621

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Irrevocable Trust
Address	99 CENTRAL 7TH ST, SANTA ROSA BEACH, FL 32459-7806

March 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Mar 31, 2023
Property Address	53 SUN BEAR CIR, FREEPORT, FL 32439-4692
Document Number	0032851369
Book / Page	3285 / 1369
Map Reference	MB 17 PG 5
Instrument Date	Mar 30, 2023
Instrument	20230011172
Transaction Type	Transfer
Record Updated	Apr 25, 2023
Title Company	NOT AVAILABLE, BEACH LAND AND TTL SVCS INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$770.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 295, DEFUNIAK SPRINGS, FL 32435-0295

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	341 E MITCHELL AVE, SANTA ROSA BEACH, FL 32459-5621

Mortgage

Document Number	0032851371
Date	Mar 31, 2023
Instrument	3285/1371

Lender

Name	TOWER COMMUNITY BANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	13 Months
Due	Apr 4, 2024

Tax Assessment & Valuation

Source: Walton County assessment roll, as of December 3, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Walton County
Unified School District	Walton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$634.00 (-13.62%)	$77,000 (+19.38%) Land $77,000	$77,000 (+19.38%) Land $77,000
2024	$734.00 (+128.66%)
2023	$321.00 (+1.58%)	$64,500 (+3.95%) Land $64,500	$64,500 (+3.95%) Land $64,500
2022	$316.00	$62,048 Land $62,048	$62,048 Land $62,048

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 58 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	58 in force
Nearby Flood Claims	76 (1978–2023)
Claims Outside the SFHA	18 of 76
Most Recent Claim	Jul 2023 · other causes
Claims by Event	Hurricane Sally, Sep 2020 · 10 claims Severe Storms, High Winds, Tornadoes, And Flooding, Mar 1998 · 26 claims Severe Storms And Flooding (tropical Storm Alberto), Jul 1994 · 10 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 67% of the US · above 45% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTH BAY WATER SYSTEM serves 3,171 people · EPA ID FL1664019
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 81 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 35
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, CenturyLink.

Cell Coverage

5G (outdoors only) and 4G LTE

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