143 Sun Bear Cir, Freeport, FL 32439 Property Records

Walton County property record for 143 Sun Bear Cir, Freeport, FL 32439

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,531 sqft · built 2021
Lot Size	0.239 acres (10,405 sqft)
Owner	2 Company Names on Record
Last Sale	$32,000 (Apr 2020)
Tax Bill	$3,320 (2025)
Deeds & Mortgages	Jul 2026 Mortgage Feb 2026 Transfer + 4 more
Flood Zone	Zone X (minimal risk)
APN	`02-2S-19-24310-000-0140`

Property Details

APN / Parcel Number

Primary APN	`02-2S-19-24310-000-0140`
Alternative APNs	`02-219-24310-000-0140` `1002817`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	2,531 sqft Living Area
Gross Area	3,820 sqft
Flooring	Wood

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Exterior Material	Concrete
Roof Type	Cathedral/Clerestory
Roof Material	Other
Lot Area	10,405 sqft (0.239 acres)
Lot Dimensions	152 ft deep x 60 ft wide
Garage Type	Attached
Garage Area	668 sqft
Porch	Finished/Open Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	143 SUN BEAR CIR
City	FREEPORT
State	FL
Zip	32439-4693
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RV
Legal Description	LOT 14 BEAR CREEK COTTAGES 1ST ADDITION PB 17-5 OR 2692-1613 OR 3084-3452 OR 3097-1058 OR 3138-3287
Legal Range	019
Legal Township	02S
Legal Section	02
Legal Subdivision	BEAR CREEK
Legal Block	1
Legal Lot Number	14
Jurisdiction	WALTON FL
Township / Civil Division	FREEPORT
Census Block Group	1
Census Block	1053
Census Tract	950501

Owner

Source: Walton County records, as of March 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	143 SUN BEAR CIR, FREEPORT, FL 32439-4693
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Life Tenant

Deeds, Mortgages & Sale History

Date	Document
Jul 24, 2026	Deed of Trust, Mortgage · Conventional Mortgage MISSION VIEJO HOME LOANS
Feb 27, 2026	Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION
Nov 6, 2023	Deed of Trust, Mortgage · Line of Credit TRUSTMARK NATIONAL BANK
Aug 23, 2023	Deed of Trust, Mortgage · Conventional Mortgage MORTGAGE ONE OF THE SOUTH INC
Apr 2, 2020	Warranty Deed, Transfer ATTORNEY ONLY
Sep 11, 2018	Tax Deed, Foreclosure

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 2, 2020 · Amount on Record
Deed Sale	Apr 2, 2020 · Amount on Record
Prior Sale	Sep 11, 2018 · Amount on Record
Deed Document Number	202011815
Deed Book / Page	3138 / 3287
Last Transfer Date	Feb 10, 2026
Transfer Doc	0033883474
Record Updated	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALTON FL
Recording Date	Jul 24, 2026
Property Address	143 SUN BEAR CIR, FREEPORT, FL 32439-4693
Document Number	0000030508
Book / Page	3406 / 4410
Instrument Date	Jul 18, 2026
Instrument	202630508
Transaction Type	Mortgage
Record Updated	Aug 7, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Tenant, 269
Address	143 SUN BEAR CIR, FREEPORT, FL 32439-4693
Investor	Possibly a Property Investor

Mortgage

Document Number	0000030508,
Date	Jul 24, 2026
Book Page	3406/4410
Instrument	202630508

Lender

Name	MISSION VIEJO HOME LOANS

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.47%
Initial Type	Fixed Rate
Max Rate	-1%

February 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	WALTON FL
Recording Date	Feb 27, 2026
Property Address	143 SUN BEAR CIR, FREEPORT, FL 32439-4693
Document Number	0033883474
Book / Page	3388 / 3474
Map Reference	MB 17 PG 5
Instrument Date	Feb 10, 2026
Instrument	20260007337
Transaction Type	Transfer
Record Updated	Mar 11, 2026
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	143 SUN BEAR CIR, FREEPORT, FL 32439-4693

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	143 SUN BEAR CIR, FREEPORT, FL 32439-4693
Investor	Possibly a Property Investor

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALTON FL
Property Address	143 SUN BEAR CIR, FREEPORT, FL 32439-4693
Transaction Type	Mortgage
Record Updated	Dec 13, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	143 SUN BEAR CIR, FREEPORT, FL 32439-4693

Mortgage

Document Number	0033070559
Date	Nov 6, 2023
Book Page	3307/559
Instrument	20230040184

Lender

Name	TRUSTMARK NATIONAL BANK
Type	Bank
Address	NICEVILLE, FL 32578

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALTON FL
Property Address	143 SUN BEAR CIR, FREEPORT, FL 32439-4693
Transaction Type	Mortgage
Record Updated	Sep 8, 2023
Title Company	AQUA TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	143 SUN BEAR CIR, FREEPORT, FL 32439-4693

Mortgage

Document Number	0032993914
Date	Aug 23, 2023
Book Page	3299/3914
Instrument	20230030345

Lender

Name	MORTGAGE ONE OF THE SOUTH INC
Type	Mortgage Company
Address	FORT WALTON BEACH, FL 32548

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2053

April 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Apr 2, 2020
Property Address	143 SUN BEAR CIR, FREEPORT, FL 32439-4693
Document Number	0031383287
Book / Page	003138 / 003287
Instrument Date	Apr 2, 2020
Instrument	11815
Transaction Type	Transfer
Record Updated	Jun 12, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$224.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	90 SPIRES LN #8B SANTA ROSA BEACH FL 324598735, 8B, SANTA ROSA BEACH, FL 32459-8735

September 2018: Tax Deed, Foreclosure

Document Type	Tax Deed
Jurisdiction	WALTON FL
Recording Date	Sep 11, 2018
Property Address	143 SUN BEAR CIR, FREEPORT, FL 32439-4693
Document Number	0030843452
Book / Page	003084 / 003452
Instrument Date	Sep 11, 2018
Instrument	30573
Transaction Type	Foreclosure
Record Updated	Sep 26, 2018

Transaction

Amount	Amount Recorded
Tax	$105.70
Amount Accuracy	Confirmed

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	404 KELLY PLANTATION DR #1208 DESTIN FL 325418470, 1208, DESTIN, FL 32541-8470

Tax Assessment & Valuation

Source: Walton County assessment roll, as of December 3, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Walton County
Unified School District	Walton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,320.00 (+1.72%) Homeowner's exemption	$431,229 (-9.53%)	$523,373 (+9.8%) Land $80,850 Building $442,523
2024	$3,264.00 (+3.65%)
2023	$3,149.00 (+0.61%) Homeowner's exemption	$476,660 (+1.76%) Land $67,725 Building $408,935	$476,660 (+1.76%) Land $67,725 Building $408,935
2022	$3,130.00 Homeowner's exemption	$468,424 Land $65,150 Building $403,274	$468,424 Land $65,150 Building $403,274

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 58 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	58 in force
Nearby Flood Claims	76 (1978–2023)
Claims Outside the SFHA	18 of 76
Most Recent Claim	Jul 2023 · other causes
Claims by Event	Hurricane Sally, Sep 2020 · 10 claims Severe Storms, High Winds, Tornadoes, And Flooding, Mar 1998 · 26 claims Severe Storms And Flooding (tropical Storm Alberto), Jul 1994 · 10 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 60% of the US · lower than 65% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 81 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 35
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, CenturyLink.

Cell Coverage

5G (outdoors only) and 4G LTE

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