123 Sun Bear Cir, Freeport, FL 32439 Property Records

Walton County property record for 123 Sun Bear Cir, Freeport, FL 32439

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,748 sqft · built 2024
Lot Size	0.231 acres (10,075 sqft)
Owner	2 Individual Names on File
Last Sale	$635,000 (May 2024)
Tax Bill	$4,048 (2025)
Deeds & Mortgages	Jun 2026 Sale Jun 2026 Sale + 3 more
Flood Zone	Zone A (high risk)
APN	`02-2S-19-24310-000-0120`

Property Details

APN / Parcel Number

Primary APN	`02-2S-19-24310-000-0120`
Alternative APNs	`02-219-24310-000-0120` `1002815`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,748 sqft Living Area
Gross Area	3,576 sqft
1st Floor Area	2,748 sqft
Flooring	Tile

Exterior

Year Built	Built 2024
Effective Year Built	Effective 2024
Roof Type	Gable/Hip
Roof Material	Other
Lot Area	10,075 sqft (0.231 acres)
Lot Dimensions	126 ft deep x 64 ft wide
Garage Type	Attached
Garage Area	580 sqft
Porch	Finished/Open Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	123 SUN BEAR CIR
City	FREEPORT
State	FL
Zip	32439-4693
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RV
Legal Description	LOT 12 BEAR CREEK COTTAGES 1ST ADD PB 17-5 OR 2693-815 OR 3324-905
Legal Range	019
Legal Township	02S
Legal Section	02
Legal Subdivision	BEAR CREEK
Legal Block	1
Legal Lot Number	12
Jurisdiction	WALTON FL
Township / Civil Division	FREEPORT
Census Block Group	1
Census Block	1053
Census Tract	950501

Owner

Source: Walton County records, as of July 7, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	123 SUN BEAR CIR, FREEPORT, FL 32439-4693
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Life Estate

Deeds, Mortgages & Sale History

Date	Document
Jun 8, 2026	Deed, Transfer NONE LISTED ON DOCUMENT
Jun 8, 2026	Deed, Transfer NONE LISTED ON DOCUMENT
Jun 22, 2023	Deed of Trust, Mortgage · Line of Credit MARYANNE GRIMSLEY ETUX
May 8, 2024	Warranty Deed, Transfer · Conventional Mortgage COMMERCE BANK
May 17, 2022	Warranty Deed, Transfer MCNEESE TITLE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 8, 2024 · Amount on File
Deed Sale	May 8, 2024 · Amount on File
Prior Sale	May 17, 2022 · Amount on File
Deed Document Number	202416293
Deed Book / Page	3324 / 905
Last Transfer Date	May 19, 2026
Transfer Doc	0034011564
Record Updated	Sep 20, 2026

June 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	WALTON FL
Recording Date	Jun 8, 2026
Property Address	123 SUN BEAR CIR, FREEPORT, FL 32439-4693
Document Number	0000023379
Book / Page	3401 / 1564
Instrument Date	May 19, 2026
Instrument	202623379
Transaction Type	Transfer
Record Updated	Jun 22, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Estate
Address	123 SUN BEAR CIR, FREEPORT, FL 32439-4693

June 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	WALTON FL
Recording Date	Jun 8, 2026
Property Address	123 SUN BEAR CIR, FREEPORT, FL 32439-4693
Document Number	0034011564
Book / Page	3401 / 1564
Instrument Date	May 19, 2026
Instrument	202623379
Transaction Type	Transfer
Record Updated	Aug 29, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Estate
Address	123 SUN BEAR CIR, FREEPORT, FL 32439-4693

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALTON FL
Property Address	123 SUN BEAR CIR, FREEPORT, FL 32439-4693
Transaction Type	Mortgage
Record Updated	Dec 18, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	94 GRIZZLY ST W, FREEPORT, FL 32439-4680

Mortgage

Document Number	0032932019
Date	Jun 22, 2023
Book Page	3293/2019
Instrument	20230022179

Lender

Name	MARYANNE GRIMSLEY ETUX
Type	Private Party
Address	7911 THOMAS DR STE 2, PANAMA CITY BEACH, FL 32408

Agreement

Type	Line of Credit
Amount	Amount on Record

May 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	May 8, 2024
Property Address	123 SUN BEAR CIR, FREEPORT, FL 32439-4693
Document Number	0033240905
Book / Page	3324 / 905
Map Reference	MB 17 PGS 5
Instrument Date	May 8, 2024
Instrument	20240016293
Transaction Type	Transfer
Record Updated	Dec 18, 2025
Title Company	RODGERS-KIEFER TITLE, RODGERSKIEFER

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,445.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	94 GRIZZLY ST W, FREEPORT, FL 32439-4680

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	123 SUN BEAR CIR, FREEPORT, FL 32439-4693

Mortgage

Document Number	20240016294
Date	May 8, 2024
Instrument	20240016294

Lender

Name	COMMERCE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2054

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	May 17, 2022
Property Address	123 SUN BEAR CIR, FREEPORT, FL 32439-4693
Document Number	0032523324
Book / Page	3252 / 3324
Map Reference	MB 17 PG 5-5C
Instrument Date	May 11, 2022
Instrument	20220023480
Transaction Type	Transfer
Record Updated	Dec 18, 2025
Title Company	MCNEESE TITLE LLC

Transaction

Amount	Amount on Record
Tax	$654.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8231 MARSH POINTE CT, MONTGOMERY, AL 36117-7439

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	101 S 12TH ST UNIT 403, 403, TAMPA, FL 33602-4220

Tax Assessment & Valuation

Source: Walton County assessment roll, as of December 3, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Walton County
Unified School District	Walton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,048.00 (+407.27%)	$519,524 (+571.22%) Land $92,400 Building $427,124	$519,524 (+571.22%) Land $92,400 Building $427,124
2024	$798.00 (+24.11%)
2023	$643.00 (+95.44%)	$77,400 (+18.8%) Land $77,400	$77,400 (+18.8%) Land $77,400
2022	$329.00	$65,150 Land $65,150	$65,150 Land $65,150

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone A high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Not determined for this zone
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 58 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	58 in force
Nearby Flood Claims	76 (1978–2023)
Claims Outside the SFHA	18 of 76
Most Recent Claim	Jul 2023 · other causes
Claims by Event	Hurricane Sally, Sep 2020 · 10 claims Severe Storms, High Winds, Tornadoes, And Flooding, Mar 1998 · 26 claims Severe Storms And Flooding (tropical Storm Alberto), Jul 1994 · 10 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 60% of the US · lower than 65% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 81 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 35
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, CenturyLink.

Cell Coverage

5G (outdoors only) and 4G LTE

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