53 Rustic Ln, Gardiner, ME 04345 Property Records

Kennebec County and Gardiner City property record for 53 Rustic Ln, Gardiner, ME 04345

Property Summary

Property TypeSingle Family Home
Details2 bd · 2.5 ba · 1,221 sqft · built 2006
Lot Size1.09 acres (47,480 sqft)
OwnerIndividual Name on Record
Last Sale$278,600 (Oct 2021)
Tax Bill$4,663 (2025)
Deeds & MortgagesApr 2023 Line of Credit
Oct 2021 Mortgage
Flood ZoneZone X (minimal risk)
APNM:015 L:013-005

Property Details

APN / Parcel Number

Primary APNM:015 L:013-005
Alternative APNs
  • GARR M:015 B:013 L:005
  • 2721

Interior

Bedrooms2 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms5 Rooms
Stories2 Stories
Building Area1,221 sqft Living Area
Gross Area3,872 sqft

Exterior

Year BuiltBuilt 2006
Effective Year BuiltEffective 2006
Architectural StyleRustic
Exterior MaterialLogs
Roof TypeGable
Roof MaterialAsphalt
Lot Area47,480 sqft (1.09 acres)

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelOil

Location & Zoning

Account Number2721
Street Address53 RUSTIC LN
CityGARDINER
StateME
Zip04345-6283
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code13
Legal Block13
Legal Lot Number5
JurisdictionGARDINER ME
Township / Civil DivisionGARDINER
Census Block Group4
Census Block4007
Census Tract11000

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Listed AreaWithin Arnold Trail to Quebec
listed 1969 · 1 contributing resources · NRIS 69000018

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Kennebec County and Gardiner City records, as of May 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address53 RUSTIC LN, GARDINER, ME 04345-6283
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 3, 2023Deed of Trust, Mortgage · Line of Credit
GARDINER FEDERAL CREDIT UNION
Oct 25, 2021Warranty Deed, Transfer · FHA Mortgage
NORTHPOINT MORTGAGE INC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 25, 2021 · Amount on Record
Deed SaleOct 25, 2021 · Amount on Record
Prior SaleSep 15, 2005 · Amount on Record
Deed Document Number20212021030873
Deed Book / Page14223 / 150
Record UpdatedSep 20, 2026

April 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGARDINER ME
Property Address53 RUSTIC LN, GARDINER, ME 04345-6283
Transaction TypeMortgage
Record UpdatedApr 17, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2023005646
DateApr 3, 2023
Book Page14725/16
Instrument2023005646
Lender
NameGARDINER FEDERAL CREDIT UNION
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

October 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionGARDINER ME
Recording DateOct 25, 2021
Property Address53 RUSTIC LN, GARDINER, ME 04345-6283
Document Number2021030873
Book / Page14223 / 150
Instrument DateOct 22, 2021
Instrument2021030873
Transaction TypeTransfer
Record UpdatedFeb 3, 2022

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1 HAY MEADOW LN, NEW MILFORD, CT 06776-5439

Mortgage

Document Number2021030874
DateOct 25, 2021
Instrument2021030874
Lender
NameNORTHPOINT MORTGAGE INC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Kennebec County and Gardiner City assessment roll, as of May 21, 2026

Property Jurisdictions

TypeName
StateMaine
CountyKennebec County
MunicipalityGardiner City
Unified School DistrictSchool Administrative District 11 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,663.00 (+2.73%)$177,300 (-) Land $24,600 Building $152,700
2024$4,539.00 (+8.46%)$177,300 (+0.4%) Land $24,600 Building $152,700$443,365
2023$4,185.00 (+6.73%)$176,600 (-) Land $24,600 Building $152,000
2022$3,921.00$176,600 Land $24,600 Building $152,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 53% of Maine
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemGARDINER WATER DISTRICT
serves 9,000 people · EPA ID ME0090610
Water SourceGroundwater
Last State InspectionJul 2024
Lead3 ppb (2025–2027)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 36 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Fidium Fiber
Fiber
2,000 / 2,000
Spectrum
Cable
1,000 / 35
T-Mobile
Fixed Wireless
100 / 20

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