Kennebec County and Gardiner City property record for 47 Rustic Ln, Gardiner, ME 04345
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,996 sqft · built 2005 |
| Lot Size | 1.06 acres (46,174 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $525,000 (Aug 2026) |
| Tax Bill | $6,123 (2025) |
| Deeds & Mortgages | Aug 2026 Sale & Mortgage May 2021 Refinance |
| Flood Zone | Zone X (minimal risk) |
| APN | M:015 L:013-006 |
| Primary APN | M:015 L:013-006 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,996 sqft Living Area |
| Gross Area | 5,508 sqft |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Architectural Style | Cape Cod |
| Exterior Material | Wood Siding |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 46,174 sqft (1.06 acres) |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Account Number | 2715 |
|---|---|
| Street Address | 47 RUSTIC LN |
| City | GARDINER |
| State | ME |
| Zip | 04345-6283 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 13 |
| Legal Subdivision | STREAMSIDE ESTS |
| Legal Block | 13 |
| Legal Lot Number | 6 |
| Jurisdiction | GARDINER ME |
| Township / Civil Division | GARDINER |
| Census Block Group | 4 |
| Census Block | 4007 |
| Census Tract | 11000 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Listed Area | Within Arnold Trail to Quebec listed 1969 · 1 contributing resources · NRIS 69000018 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
47 Rustic Ln is owned by two individuals who bought it in August 2026.
Source: Kennebec County and Gardiner City records, as of August 19, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 7 FIDDLEHEAD FERN TRL, BRUNSWICK, ME 04011-3300 |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 3, 2026 | Warranty Deed, Transfer · Conventional Mortgage KENNEBEC SAVINGS BANK |
| May 3, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance KENNEBEC SAVINGS BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 3, 2026 · Amount on File |
| Deed Sale | Aug 3, 2026 · Amount on File |
| Prior Sale | Mar 14, 2016 · Amount on File |
| Deed Document Number | 202617202 |
| Deed Book / Page | 15811 / 204 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | GARDINER ME |
| Recording Date | Aug 3, 2026 |
| Property Address | 47 RUSTIC LN, GARDINER, ME 04345-6283 |
| Document Number | 0000017202 |
| Book / Page | 15811 / 204 |
| Instrument Date | Aug 3, 2026 |
| Instrument | 202617202 |
| Transaction Type | Transfer |
| Record Updated | Aug 19, 2026 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 7 FIDDLEHEAD FERN TRL, BRUNSWICK, ME 04011-3300 |
| Date | Aug 3, 2026 |
|---|
| Name | KENNEBEC SAVINGS BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate | 6.47% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GARDINER ME |
| Property Address | 47 RUSTIC LN, GARDINER, ME 04345-6283 |
| Transaction Type | Mortgage |
| Record Updated | Jul 25, 2022 |
| Name | Verified Name |
|---|
| Document Number | 2021011499 |
|---|---|
| Date | May 3, 2021 |
| Book Page | 13990/201 |
| Instrument | 2021011499 |
| Name | KENNEBEC SAVINGS BANK |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 313 Months |
| Due | Jun 1, 2047 |
The 2025 property tax bill for 47 Rustic Ln was $6,123, up 2.7% from the year before.
Source: Kennebec County and Gardiner City assessment roll, as of July 30, 2026
| Type | Name |
|---|---|
| State | Maine |
| County | Kennebec County |
| Municipality | Gardiner City |
| Unified School District | School Administrative District 11 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,123.00 (+2.73%) | $232,800 (-) Land $24,500 Building $208,300 | |
| 2024 | $5,960.00 (+8.03%) | $232,800 (-) Land $24,500 Building $208,300 | $540,360 |
| 2023 | $5,517.00 (+6.75%) | $232,800 (-) Land $24,500 Building $208,300 | |
| 2022 | $5,168.00 | $232,800 Land $24,500 Building $208,300 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 47 Rustic Ln in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective February 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 47 Rustic Ln is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 53% of Maine |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GARDINER WATER DISTRICT serves 9,000 people · EPA ID ME0090610 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2024 |
| Lead | 3 ppb (2025–2027) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 36 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Fidium Fiber Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 35 |
| T-Mobile Fixed Wireless | 100 / 20 |
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