Kennebec County and Gardiner City property record for 44 Rustic Ln, Gardiner, ME 04345
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1.5 ba · 1,362 sqft · built 2007 |
| Lot Size | 2.68 acres (116,741 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $299,800 (Aug 2007) |
| Tax Bill | $5,247 (2025) |
| Deeds & Mortgages | Aug 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | M:015 L:013-012 |
| Primary APN | M:015 L:013-012 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 4 Rooms |
| Stories | 2 Stories |
| Building Area | 1,362 sqft Living Area |
| Gross Area | 3,524 sqft |
| Year Built | Built 2007 |
|---|---|
| Effective Year Built | Effective 2007 |
| Architectural Style | Rustic |
| Exterior Material | Logs |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 116,741 sqft (2.68 acres) |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Oil |
| Account Number | 2727 |
|---|---|
| Street Address | 44 RUSTIC LN |
| City | GARDINER |
| State | ME |
| Zip | 04345-6284 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 13 |
| Legal Subdivision | STREAMSIDE ESTS |
| Legal Block | 13 |
| Legal Lot Number | 12 |
| Jurisdiction | GARDINER ME |
| Township / Civil Division | GARDINER |
| Census Block Group | 4 |
| Census Block | 4007 |
| Census Tract | 11000 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Listed Area | Within Arnold Trail to Quebec listed 1969 · 1 contributing resources · NRIS 69000018 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Kennebec County and Gardiner City records, as of May 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 44 RUSTIC LN, GARDINER, ME 04345-6284 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 17, 2007 · Amount on Record |
| Deed Sale | Aug 17, 2007 · Amount on Record |
| Prior Sale | Jun 8, 2005 · Amount on Record |
| Deed Document Number | 200723431 |
| Deed Book / Page | 9467 / 119 |
| Transfer Doc | 0000015477 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GARDINER ME |
| Property Address | 44 RUSTIC LN, GARDINER, ME 04345-6284 |
| Transaction Type | Mortgage |
| Record Updated | Feb 3, 2022 |
| Name | Verified Name |
|---|
| Document Number | 2018017964 |
|---|---|
| Date | Aug 13, 2018 |
| Book Page | 12993/0177 |
| Instrument | 2018017964 |
| Name | CAMDEN NATIONAL BANK |
|---|
| Amount | Amount Recorded |
|---|---|
| Term | 121 Months |
| Due | Aug 31, 2028 |
Source: Kennebec County and Gardiner City assessment roll, as of May 21, 2026
| Type | Name |
|---|---|
| State | Maine |
| County | Kennebec County |
| Municipality | Gardiner City |
| Unified School District | School Administrative District 11 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,247.00 (+2.74%) | $199,500 (-) Land $28,200 Building $171,300 | |
| 2024 | $5,107.00 (+8.02%) | $199,500 (-) Land $28,200 Building $171,300 | $388,740 |
| 2023 | $4,728.00 (+6.75%) | $199,500 (-) Land $28,200 Building $171,300 | |
| 2022 | $4,429.00 | $199,500 Land $28,200 Building $171,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective February 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 53% of Maine |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GARDINER WATER DISTRICT serves 9,000 people · EPA ID ME0090610 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2024 |
| Lead | 3 ppb (2025–2027) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 36 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Fidium Fiber Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 35 |
| T-Mobile Fixed Wireless | 100 / 20 |
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