36 Nelly St, Freeport, FL 32439 Property Records

Walton County property record for 36 Nelly St, Freeport, FL 32439

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,119 sqft · built 2021
Lot Size	0.123 acres (5,401 sqft)
Owner	2 Individual Names on File
Last Sale	$28,000 (Sep 2018)
Tax Bill	$4,755 (2024)
Deeds & Mortgages	Oct 2020 Line of Credit Sep 2018 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`17-1S-19-23090-000-0020`

Property Details

APN / Parcel Number

Primary APN	`17-1S-19-23090-000-0020`
Alternative APN	`1028376`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,119 sqft Living Area
Gross Area	2,701 sqft
Interior Walls	Custom/Decorative

Exterior

Year Built	Built 2021
Exterior Material	Fiber Cement Siding
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	5,401 sqft (0.123 acres)
Lot Dimensions	11.3 ft deep x 4.8 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Account Number	1028376
Street Address	36 NELLY ST
City	FREEPORT
State	FL
Zip	32439-7615
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	HAMBAY
Legal Description	LOT 2 SCHOONER LANDING AT HAMMOCK BAY PB 18-20 OR 2779-2723 OR 3073-4553 OR 3073-4856 OR 3086-510
Legal Range	19W
Legal Township	01S
Legal Section	17
Legal Subdivision	SCHOONER LANDING AT HAMMOCK
Legal Lot Number	2
Jurisdiction	WALTON FL
Township / Civil Division	FREEPORT
Census Block Group	2
Census Block	2146
Census Tract	950502

Owner

36 Nelly St is owned by two individuals who bought it in September 2018.

Source: Walton County records, as of December 17, 2025

Owner of Record	2 Individual Names on File
Mailing Address	21 HAVEN WAY, FREEPORT, FL 32439-2326
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 23, 2020	Deed of Trust, Construction Loan · Line of Credit PNB CMNTY BK
Sep 26, 2018	Warranty Deed, Transfer ATTORNEY ONLY
May 17, 2018	Warranty Deed, Transfer AMERICAS TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 26, 2018 · Amount on File
Deed Sale	Sep 26, 2018 · Amount on File
Prior Sale	May 18, 2018 · Amount on File
Deed Document Number	2018000032566
Deed Book / Page	3086 / 0510
Record Updated	Jun 8, 2026

October 2020: Deed of Trust, Construction Loan

Document Type	Deed of Trust
Jurisdiction	WALTON FL
Recording Date	Oct 23, 2020
Property Address	36 NELLY ST, FREEPORT, FL 32439-7615
Document Number	0031653632
Book / Page	003165 / 003632
Instrument Date	Oct 16, 2020
Instrument	42651
Transaction Type	Construction Loan
Record Updated	Nov 13, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	21 HAVEN WAY FREEPORT FL 324392326, FREEPORT, FL 32439-2326

Mortgage

Document Number	31653632
Date	Oct 23, 2020
Book Page	003165/003632
Instrument	42651

Lender

Name	PNB CMNTY BK
Address	NICEVILLE, FL 32578

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	12 Months
Due	Oct 22, 2021

Interest

Rate Type	Adjustable Rate

September 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Sep 26, 2018
Property Address	36 NELLY ST, FREEPORT, FL 32439-7615
Document Number	0030860510
Book / Page	003086 / 000510
Instrument Date	Sep 25, 2018
Instrument	32566
Transaction Type	Transfer
Record Updated	Oct 11, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$196.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	21 HAVEN WAY FREEPORT FL 324392326, FREEPORT, FL 32439-2326

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	May 17, 2018
Property Address	36 NELLY ST, FREEPORT, FL 32439-7615
Document Number	0030734553
Book / Page	003073 / 004553
Instrument Date	May 9, 2018
Instrument	16283
Transaction Type	Transfer
Record Updated	Jun 14, 2018
Title Company	AMERICAS TITLE

Transaction

Amount	Amount on Record
Tax	$119.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	PO BOX 1406 DEFUNIAK SPRINGS FL 324357406, DEFUNIAK SPRINGS, FL 32435-7406

Tax Assessment & Valuation

Source: Walton County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Walton County
Municipality	Freeport City
Unified School District	Walton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$365,640 Land $50,000 Building $315,640	$365,640 Land $50,000 Building $315,640
2024	$4,755.00 (-2.58%)
2023	$4,881.00 (+12.26%)	$383,813 (+10.7%) Land $42,178 Building $341,635	$383,813 (+10.7%) Land $42,178 Building $341,635
2022	$4,348.00	$346,716 Land $46,818 Building $299,898	$346,716 Land $46,818 Building $299,898

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 36 Nelly St in Zone X, an area of minimal flood risk, though there have been 56 flood claims nearby since 1989.

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 296 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	296 in force
Nearby Flood Claims	56 (1989–2020)
Claims Outside the SFHA	8 of 56
Most Recent Claim	Sep 2020 · Hurricane Sally
Claims by Event	Hurricane Sally, Sep 2020 · 12 claims Hurricane Frances, Sep 2004 · 18 claims Hurricane Opal, Oct 1995 · 13 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 36 Nelly St is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · lower than 89% of Florida
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTH BAY WATER SYSTEM serves 3,171 people · EPA ID FL1664019
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 391 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	1,000 / 1,000
Wildstar Networks Fixed Wireless	200 / 50

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Nelly St

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