53 Inlet Dr, Key Largo, FL 33037 Property Records

Monroe County property record for 53 Inlet Dr, Key Largo, FL 33037

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,508 sqft · built 1999
Lot Size	0.158 acres (6,860 sqft)
Owner	2 Individual Names on Record
Last Sale	$450,000 (Jul 2020)
Tax Bill	$3,622 (2024)
Deeds & Mortgages	Jul 2020 Sale & Mortgage Jul 2020 Transfer
Flood Zone	Zone AE (high risk)
APN	`00529750-000000`

Property Details

APN / Parcel Number

Primary APN	`00529750-000000`
Alternative APNs	`28613900529750000000` `1648973`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	1,508 sqft Living Area
1st Floor Area	1,508 sqft
Attic	Attic
Attic Area	928 sqft
Flooring	Concrete/Cement
Interior Walls	Plaster

Exterior

Year Built	Built 1999
Effective Year Built	Effective 2005
Exterior Material	Concrete Block
Construction Type	Concrete Block
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	6,860 sqft (0.158 acres)
View / Lot	Canal
Garage Type	Carport
Garage Area	928 sqft
Carport	Carport
Carport Area	928 sqft
Porch	Open Porch
Porch Area	248 sqft
Patio Area	4,339 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	1648973
Street Address	53 INLET DR
City	KEY LARGO
State	FL
Zip	33037-2533
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	IS
Legal Description	BK 1 LT 5 SUNSET WATERWAYS PB4-31 KEY LARGO OR536-618 OR822-1797 OR1492-594 OR2428-394 OR3032-1180 OR3032-1186
Legal Range	39E
Legal Township	61S
Legal Section	28
Legal Subdivision	SUNSET WATERWAYS
Legal Block	1
Legal Lot Number	5
Jurisdiction	MONROE FL
Township / Civil Division	UPPER KEYS
Census Block Group	1
Census Block	1001
Census Tract	970500

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Listed Area	Within John Pennekamp Coral Reef State Park and Reserve listed 1972 · 10 contributing resources · NRIS 72000340

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Monroe County records, as of December 8, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	53 INLET DR, KEY LARGO, FL 33037-2533
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 17, 2020	Warranty Deed, Transfer · Conventional with PMI PENNYMAC
Jul 17, 2020	Correction Deed ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 17, 2020 · Amount on Record
Deed Sale	Jul 17, 2020 · Amount on Record
Prior Sale	Jul 17, 2020
Deed Document Number	20202273625
Deed Book / Page	3032 / 1186
Transfer Doc	1492000594
Record Updated	Oct 29, 2026

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE FL
Recording Date	Jul 17, 2020
Property Address	53 INLET DR, KEY LARGO, FL 33037-2533
Document Number	0030321186
Book / Page	003032 / 001186
Instrument Date	Jul 17, 2020
Instrument	2273625
Transaction Type	Transfer
Record Updated	Aug 28, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,150.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	53 INLET DR KEY LARGO FL 330372533, KEY LARGO, FL 33037-2533

Mortgage

Document Number	30321188
Date	Jul 17, 2020
Book Page	003032/001188
Instrument	2273626

Lender

Name	PENNYMAC
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jul 16, 2050

July 2020: Correction Deed

Document Type	Correction Deed
Jurisdiction	MONROE FL
Recording Date	Jul 17, 2020
Property Address	53 INLET DR, KEY LARGO, FL 33037-2533
Document Number	0030321180
Book / Page	003032 / 001180
Instrument Date	Jul 17, 2020
Instrument	2273623
Record Updated	Aug 26, 2020
Title Company	ATTORNEY ONLY

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	6165 SW 160TH TER DAVIE FL 333313451, DAVIE, FL 33331-3451

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Monroe County
Unified School District	Monroe County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$409,933 (+5.99%)	$551,426 (+3.35%) Land $295,732 Building $255,694
2024	$3,622.00 (+4.56%)
2023	$3,464.00 (+5.64%) Homeowner's exemption	$386,777 (+3%)	$533,529 (+8.88%) Land $293,257 Building $240,272
2022	$3,279.00 Homeowner's exemption	$375,512	$490,008 Land $246,237 Building $243,771

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	9.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 177 individual policies
Community Rating System	Class 3 (35% premium discount)
Nearby Flood Policies	204 units insured incl. 27 condo units
Nearby Flood Claims	50 (1984–2025)
Claims Outside the SFHA	8 of 50
Most Recent Claim	Jun 2025 · rainfall accumulation
Claims by Event	Hurricane Irma, Sep 2017 · 8 claims Hurricane Wilma, Oct 2005 · 20 claims Hurricane Georges, Sep 1998 · 9 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 87% of Florida
Wildfire Likelihood	0.04% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 380 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless · Fiber, DSL in parts of the area	100 / 20

May also be available: T-Mobile.

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