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47 Inlet Dr, Key Largo, FL 33037 Property Records

Monroe County property record for 47 Inlet Dr, Key Largo, FL 33037

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,104 sqft · built 2001
Lot Size0.325 acres (14,136 sqft)
Owner2 Individual Names on File
Last Sale$829,600 (Jun 2003)
Tax Bill$6,001 (2024)
Deeds & MortgagesAug 2020 Reverse Mortgage
Flood ZoneZone AE (high risk)
APN00529730-000000

Property Details

APN / Parcel Number

Primary APN00529730-000000
Alternative APNs
  • 28613900529730000000
  • 1648957

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories2 Stories
Building Area2,104 sqft Living Area
Gross Area2,974 sqft
1st Floor Area2,104 sqft
AtticAttic
Attic Area1,230 sqft
FlooringCeramic Tile
Interior WallsWallboard/Drywall
ElevatorElevator

Exterior

Year BuiltBuilt 2001
Effective Year BuiltEffective 2010
Exterior MaterialConcrete Block
Construction TypeConcrete Block
Foundation TypePile
Roof TypeCathedral/Clerestory
Roof MaterialMetal
Lot Area14,136 sqft (0.325 acres)
View / LotCanal
Garage TypeAttached
Garage Area870 sqft

Exterior Amenities

PorchOpen Porch
Porch Area1,344 sqft
Patio Area2,100 sqft
Boat AccessBoat Access

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Account Number1648957
Street Address47 INLET DR
CityKEY LARGO
StateFL
Zip33037-2533
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeIS
Legal DescriptionSUNSET WATERWAYS PB4-31 KEY LARGO LOTS 3 - 3A & ADJ FILLED BAY BTM OR536-618 OR1260-513/15 OR1283-1633 OR1283-1634 OR1586-1308/11 OR1419-1720 OR1894-2076/78
Legal Range39E
Legal Township61S
Legal Section28
Legal SubdivisionSUNSET WATERWAYS
Legal Lot Number3
JurisdictionMONROE FL
Township / Civil DivisionUPPER KEYS
Census Block Group1
Census Block1001
Census Tract970500

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Listed AreaWithin John Pennekamp Coral Reef State Park and Reserve
listed 1972 · 10 contributing resources · NRIS 72000340

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

47 Inlet Dr is owned and occupied by two individuals who bought it in June 2003.

Source: Monroe County records, as of March 24, 2026

Owner of Record2 Individual Names on File
Mailing Address47 INLET DR, KEY LARGO, FL 33037-2533
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 5, 2003 · Amount on File
Deed SaleJun 5, 2003 · Amount on File
Prior SaleNov 1, 1993 · Amount on File
Deed Document Number20031374203
Deed Book / Page1894 / 2076
Record UpdatedOct 29, 2026

August 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONROE FL
Property Address47 INLET DR, KEY LARGO, FL 33037-2533
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address47 INLET DR, KEY LARGO, FL 33037-2533

Mortgage

Document Number0030391084
DateAug 21, 2020
Book Page3039/1084
Instrument2278500
Lender
NameFINANCE OF AMERICA REVERSE LLC
TypeReverse Mortgage Lender
AddressTULSA, OK 74133
Agreement
TypeReverse Mortgage
AmountAmount on Record
Term849 Months
DueMay 27, 2091
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of December 8, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyMonroe County
Unified School DistrictMonroe County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$720,490$1,720,623 Land $1,206,606 Building $514,017
2024$6,001.00 (+3.64%)
2023$5,790.00 (+6.12%) Homeowner's exemption$679,792 (+3%)$1,636,144 (+11.86%) Land $1,195,157 Building $440,987
2022$5,456.00 Homeowner's exemption$659,993$1,462,628 Land $1,006,448 Building $456,180

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 47 Inlet Dr in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation9.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on File
median of 177 individual policies
Community Rating SystemClass 3 (35% premium discount)
Nearby Flood Policies204 units insured
incl. 27 condo units
Nearby Flood Claims50 (1984–2025)
Claims Outside the SFHA8 of 50
Most Recent ClaimJun 2025 · rainfall accumulation
Claims by Event
  • Hurricane Irma, Sep 2017 · 8 claims
  • Hurricane Wilma, Oct 2005 · 20 claims
  • Hurricane Georges, Sep 1998 · 9 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 47 Inlet Dr is moderate, ranking above 40% of the US, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 40% of the US · lower than 87% of Florida
Wildfire Likelihood0.04% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 380 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
AT&T
Fixed Wireless · Fiber, DSL in parts of the area		100 / 20

May also be available: T-Mobile.

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