Monroe County property record for 46 Inlet Dr, Key Largo, FL 33037
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 1,672 sqft · built 2000 |
| Lot Size | 0.149 acres (6,500 sqft) |
| Owner | Individual Name on File |
| Last Sale | $540,000 (May 2016) |
| Tax Bill | $4,442 (2024) |
| Flood Zone | Zone AE (high risk) |
| APN | 00529740-000000 |
| Primary APN | 00529740-000000 |
|---|---|
| Alternative APNs |
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| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 2 Stories |
| Building Area | 1,672 sqft Living Area |
| Gross Area | 2,508 sqft |
| 1st Floor Area | 1,672 sqft |
| Flooring | Ceramic Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2000 |
|---|---|
| Effective Year Built | Effective 2005 |
| Exterior Material | Concrete Block |
| Construction Type | Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 6,500 sqft (0.149 acres) |
| Lot Dimensions | 100 ft deep x 65 ft wide |
| View / Lot | Canal |
| Garage Type | Attached |
| Garage Area | 836 sqft |
| Porch | Open Porch |
|---|---|
| Porch Area | 855 sqft |
| Patio Area | 207 sqft |
| Boat Access | Boat Access |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 1648965 |
|---|---|
| Street Address | 46 INLET DR |
| City | KEY LARGO |
| State | FL |
| Zip | 33037-2505 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | IS |
| Legal Description | BK 1 LT 4 SUNSET WATERWAYS PB4-31 KEY LARGO OR536-618 OR822-1802 OR2078-1680 OR2796-765/66 |
| Legal Range | 39E |
| Legal Township | 61S |
| Legal Section | 28 |
| Legal Subdivision | SUNSET WATERWAYS |
| Legal Block | 1 |
| Legal Lot Number | 4 |
| Jurisdiction | MONROE FL |
| Township / Civil Division | UPPER KEYS |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 970500 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Listed Area | Within John Pennekamp Coral Reef State Park and Reserve listed 1972 · 10 contributing resources · NRIS 72000340 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
46 Inlet Dr is owned and occupied by an individual who bought it in May 2016.
Source: Monroe County records, as of December 8, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 46 INLET DR, KEY LARGO, FL 33037-2505 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 12, 2016 · Amount on File |
| Deed Sale | May 12, 2016 · Amount on File |
| Prior Sale | Dec 1, 1980 · Amount on File |
| Deed Document Number | 20162075248 |
| Deed Book / Page | 2796 / 765 |
| Prior Transfer Date | Jan 11, 2005 |
| Prior Transfer Doc | 0020781680 |
| Record Updated | Jun 8, 2026 |
Source: Monroe County assessment roll, as of December 8, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Monroe County |
| Unified School District | Monroe County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $550,366 | $1,004,302 Land $706,160 Building $298,142 | |
| 2024 | $4,442.00 (+4.42%) | ||
| 2023 | $4,254.00 (+6.48%) Homeowner's exemption | $519,278 (+3%) | $979,862 (+12.23%) Land $691,600 Building $288,262 |
| 2022 | $3,995.00 Homeowner's exemption | $504,154 | $873,081 Land $582,400 Building $290,681 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 46 Inlet Dr in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 9.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 177 individual policies |
| Community Rating System | Class 3 (35% premium discount) |
| Nearby Flood Policies | 204 units insured incl. 27 condo units |
| Nearby Flood Claims | 50 (1984–2025) |
| Claims Outside the SFHA | 8 of 50 |
| Most Recent Claim | Jun 2025 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 46 Inlet Dr is moderate, ranking above 40% of the US, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · lower than 87% of Florida |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 380 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| AT&T Fixed Wireless · Fiber, DSL in parts of the area | 100 / 20 |
May also be available: T-Mobile.
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