53 Harding St, Biddeford, ME 04005 Property Records

York County and Biddeford City property record for 53 Harding St, Biddeford, ME 04005

Property Summary

Property TypeSingle Family Home
Details4 bd · 1.5 ba · 1,295 sqft · built 1943
Lot Size0.19 acres (8,276 sqft)
Owner2 Individual Names on File
Last Sale$177,500 (Jul 2016)
Tax Bill$4,038 (2025)
Deeds & MortgagesNov 2020 Refinance
Flood ZoneZone X (minimal risk)
APNBIDD M:28 L:118

Property Details

APN / Parcel Number

Primary APNBIDD M:28 L:118

Interior

Bedrooms4 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories2 Stories
Building Area1,295 sqft Living Area
Gross Area2,989 sqft
1st Floor Area925 sqft
AtticAttic
Attic Area925 sqft
Basement Area925 sqft
Unfinished Basement925 sqft

Exterior

Year BuiltBuilt 1943
Effective Year BuiltEffective 1943
Architectural StyleConventional
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialAsphalt
Lot Area8,276 sqft (0.19 acres)
Deck AreaDeck Area

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelOil

Location & Zoning

Street Address53 HARDING ST
CityBIDDEFORD
StateME
Zip04005-3833
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR2
Legal Lot Number118
JurisdictionBIDDEFORD ME
Township / Civil DivisionBIDDEFORD
Census Block Group1
Census Block1002
Census Tract25205

Owner

53 Harding St is owned and occupied by two individuals who bought it in July 2016.

Source: York County and Biddeford City records, as of May 22, 2026

Owner of Record2 Individual Names on File
Mailing Address53 HARDING ST, BIDDEFORD, ME 04005-3833
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 5, 2016 · Amount on File
Deed SaleJul 5, 2016 · Amount on File
Prior SaleAug 1, 2013 · Amount on File
Deed Document Number201625190
Deed Book / Page17268 / 19
Transfer Doc0172680019
Record UpdatedSep 20, 2026

November 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBIDDEFORD ME
Property Address53 HARDING ST, BIDDEFORD, ME 04005-3833
Transaction TypeMortgage
Record UpdatedNov 15, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0184630015
DateNov 24, 2020
Book Page18463/15
Instrument2020060538
Lender
NameATLANTIC REGIONAL FCU
TypeCredit Union
Agreement
TypeStand-Alone Refinance
AmountAmount on Record
Term361 Months
DueDec 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 53 Harding St was $4,038, up 6.1% from the year before.

Source: York County and Biddeford City assessment roll, as of May 22, 2026

Property Jurisdictions

TypeName
StateMaine
CountyYork County
MunicipalityBiddeford City
Unified School DistrictBiddeford (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,038.00 (+6.07%)$270,300 (+0.97%) Land $135,500 Building $134,800
2024$3,807.00 (+9.37%)$267,700 (+0.9%) Land $135,500 Building $132,200
2023$3,481.00 (-2.74%)$265,300 (+21.64%) Land $133,100 Building $132,200$360,905
2022$3,579.00$218,100 Land $77,100 Building $141,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 53 Harding St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 16, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 53 Harding St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 53% of Maine
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMAINE WATER COMPANY BIDDEFORD SACO DIV
private · serves 42,508 people · EPA ID ME0090170
Water SourceSurface water
Last State InspectionJul 2024
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityTurbidity
resolved · Aug 2021
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 472 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
GoNetspeed
Fiber
2,000 / 2,000
Fidium Fiber
Fiber
2,000 / 2,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000

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