50 Harding St, Biddeford, ME 04005 Property Records

York County and Biddeford City property record for 50 Harding St, Biddeford, ME 04005

Property Summary

Property TypeSingle Family Home
Details5 bd · 2 ba · 1,562 sqft · built 1937
Lot Size0.25 acres (10,890 sqft)
Owner2 Individual Names on File
Last Sale$430,000 (Mar 2023)
Tax Bill$4,809 (2025)
Deeds & MortgagesMar 2023 Sale & Mortgage
Aug 2020 Refinance
+ 5 more
Flood ZoneZone X (minimal risk)
APNBIDD M:28 L:151

Property Details

APN / Parcel Number

Primary APNBIDD M:28 L:151

Interior

Bedrooms5 Beds
Full Baths2 Baths
Total Rooms8 Rooms
Stories2 Stories
Building Area1,562 sqft Living Area
Gross Area2,924 sqft
1st Floor Area814 sqft
Basement Area748 sqft
Unfinished Basement748 sqft

Exterior

Year BuiltBuilt 1937
Effective Year BuiltEffective 1937
Architectural StyleConventional
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialAsphalt
Lot Area10,890 sqft (0.25 acres)
Deck AreaDeck Area

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelOil

Location & Zoning

Street Address50 HARDING ST
CityBIDDEFORD
StateME
Zip04005-3834
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR2
Legal Lot Number151
JurisdictionBIDDEFORD ME
Township / Civil DivisionBIDDEFORD
Census Block Group1
Census Block1004
Census Tract25205

Owner

50 Harding St is owned and occupied by two individuals who bought it in March 2023.

Source: York County and Biddeford City records, as of July 30, 2026

Owner of Record2 Individual Names on File
Mailing Address50 HARDING ST, BIDDEFORD, ME 04005-3834
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Mar 24, 2023Warranty Deed, Transfer · Stand-Alone First Mortgage
SACO & BIDDEFORD SAVINGS
Aug 24, 2020Deed of Trust, Mortgage · Stand-Alone Refinance
TOWN & COUNTRY FCU
Sep 13, 2022Quit Claim Deed, Transfer
Quitclaim
Jun 13, 2022Warranty Deed, Transfer · Stand-Alone First Mortgage
BIDDEFORD SAVINGS BANK
Sep 25, 2019Quit Claim Deed, Transfer
NOT AVAILABLE
Sep 25, 2019Quit Claim Deed, Transfer
NOT AVAILABLE
Sep 25, 2019Warranty Deed, Transfer · Stand-Alone First Mortgage
CMG MORTGAGE INC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 24, 2023 · Amount on File
Deed SaleMar 24, 2023 · Amount on File
Prior SaleJun 13, 2022 · Amount on File
Deed Document Number20237818
Deed Book / Page19213 / 517
Prior Transfer DateSep 12, 2022
Prior Transfer Doc0191100890
Record UpdatedSep 20, 2026

March 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBIDDEFORD ME
Recording DateMar 24, 2023
Property Address50 HARDING ST, BIDDEFORD, ME 04005-3834
Document Number0192130517
Book / Page19213 / 517
Instrument DateMar 24, 2023
Instrument2023007818
Transaction TypeTransfer
Record UpdatedNov 20, 2025

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address197 NEW GORHAM RD, GORHAM, ME 04038

Mortgage

Document Number2023007819
DateMar 24, 2023
Instrument2023007819
Lender
NameSACO & BIDDEFORD SAVINGS
TypeBank
Agreement
TypeStand-Alone First Mortgage
AmountAmount on Record

August 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBIDDEFORD ME
Property Address50 HARDING ST, BIDDEFORD, ME 04005-3834
Transaction TypeMortgage
Record UpdatedNov 15, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0183530306
DateAug 24, 2020
Book Page18353/306
Instrument2020040865
Lender
NameTOWN & COUNTRY FCU
TypeCredit Union
Agreement
TypeStand-Alone Refinance
AmountAmount on Record
Term109 Months
DueSep 1, 2029

September 2022: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionBIDDEFORD ME
Recording DateSep 13, 2022
Property Address50 HARDING ST, BIDDEFORD, ME 04005-3834
Document Number0191100890
Book / Page19110 / 890
Instrument DateSep 12, 2022
Instrument2022039210
Transaction TypeTransfer
Record UpdatedNov 15, 2022

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address161 SACO AVE # UT414, UT414, OLD ORCHARD BEACH, ME 04064-1643

June 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBIDDEFORD ME
Recording DateJun 13, 2022
Property Address50 HARDING ST, BIDDEFORD, ME 04005-3834
Document Number0190470911
Book / Page19047 / 911
Instrument DateJun 13, 2022
Instrument2022025180
Transaction TypeTransfer
Record UpdatedNov 15, 2022

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address439 MAIN ST, SACO, ME 04072-1593

Mortgage

Document Number2022025181
DateJun 13, 2022
Instrument2022025181
Lender
NameBIDDEFORD SAVINGS BANK
TypeBank
Agreement
TypeStand-Alone First Mortgage
AmountAmount on Record

September 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionBIDDEFORD ME
Recording DateSep 25, 2019
Property Address50 HARDING ST, BIDDEFORD, ME 04005-3834
Document Number0180540853
Book / Page018054 / 000853
Instrument DateSep 25, 2019
Instrument40677
Transaction TypeTransfer
Record UpdatedOct 15, 2019
Title CompanyNOT AVAILABLE

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address50 HARDING ST BIDDEFORD ME 040053834, BIDDEFORD, ME 04005-3834

September 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionBIDDEFORD ME
Recording DateSep 25, 2019
Property Address50 HARDING ST, BIDDEFORD, ME 04005-3834
Document Number0180540852
Book / Page018054 / 000852
Instrument DateSep 25, 2019
Instrument40676
Transaction TypeTransfer
Record UpdatedOct 15, 2019
Title CompanyNOT AVAILABLE

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address50 HARDING ST BIDDEFORD ME 040053834, BIDDEFORD, ME 04005-3834

September 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBIDDEFORD ME
Recording DateSep 25, 2019
Property Address50 HARDING ST, BIDDEFORD, ME 04005-3834
Document Number0180540854
Book / Page18054 / 854
Instrument DateSep 25, 2019
Instrument2019040678
Transaction TypeTransfer
Record UpdatedNov 15, 2022

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address26 BERNARD AVE, BIDDEFORD, ME 04005-4004

Mortgage

Document Number2019040679
DateSep 25, 2019
Instrument2019040679
Lender
NameCMG MORTGAGE INC
TypeMortgage Company
Agreement
TypeStand-Alone First Mortgage
AmountAmount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 50 Harding St was $4,809, up 6.1% from the year before.

Source: York County and Biddeford City assessment roll, as of July 30, 2026

Property Jurisdictions

TypeName
StateMaine
CountyYork County
MunicipalityBiddeford City
Unified School DistrictBiddeford (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,809.00 (+6.09%)$321,900 (+0.97%) Land $147,600 Building $174,300
2024$4,533.00 (+25.19%)$318,800 (+15.51%) Land $147,600 Building $171,200
2023$3,621.00 (-0.47%)$276,000 (+24.49%) Land $144,900 Building $131,100$394,820
2022$3,638.00$221,700 Land $81,700 Building $140,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 50 Harding St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 16, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 50 Harding St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 53% of Maine
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMAINE WATER COMPANY BIDDEFORD SACO DIV
private · serves 42,508 people · EPA ID ME0090170
Water SourceSurface water
Last State InspectionJul 2024
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityTurbidity
resolved · Aug 2021
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 472 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
GoNetspeed
Fiber
2,000 / 2,000
Fidium Fiber
Fiber
2,000 / 2,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000

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