York County and Biddeford City property record for 49 Harding St, Biddeford, ME 04005 · Last verified June 2026
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,569 sqft · built 1939 |
| Lot Size | 0.19 acres (8,276 sqft) |
| Owner | Individual Name on File |
| Last Sale | $400,000 (Mar 2026) |
| Tax Bill | $4,382 (2025) |
| Deeds & Mortgages | Mar 2026 Sale & Mortgage Aug 2022 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | BIDD M:28 L:116 |
| Primary APN | BIDD M:28 L:116 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Stories | 2 Stories |
| Building Area | 1,569 sqft Living Area |
| Gross Area | 2,768 sqft |
| 1st Floor Area | 880 sqft |
| Basement Area | 780 sqft |
| Unfinished Basement | 640 sqft |
| Year Built | Built 1939 |
|---|---|
| Effective Year Built | Effective 1939 |
| Architectural Style | Conventional |
| Exterior Material | Asbestos |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 8,276 sqft (0.19 acres) |
| Deck Area | Deck Area |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Street Address | 49 HARDING ST |
|---|---|
| City | BIDDEFORD |
| State | ME |
| Zip | 04005-3833 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Lot Number | 116 |
| Jurisdiction | BIDDEFORD ME |
| Township / Civil Division | BIDDEFORD |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 25205 |
Source: York County and Biddeford City records · APN BIDD M:28 L:116
Assessment roll updated May 22, 2026 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 109 MELISSA DR, YARMOUTH, ME 04096-7718 |
| Owner Type | Individual |
| Vesting | Individual(s) |
| Date | Document |
|---|---|
| Mar 06, 2026 | Warranty Deed, Transfer PROVIDENT FUNDING GROUP INC |
| Aug 10, 2022 | Personal Representative Deed, Transfer · Stand-Alone First Mortgage GUILD MORTGAGE CO |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Mar 06, 2026 · Amount on Record |
| Deed Sale | Mar 06, 2026 · Amount on Record |
| Prior Sale | Aug 10, 2022 · Amount on Record |
| Deed Document Number | 20267601 |
| Deed Book / Page | 19856 / 863 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BIDDEFORD ME |
| Recording Date | Mar 06, 2026 |
| Property Address | 49 HARDING ST, BIDDEFORD, ME 04005-3833 |
| Document Number | 0198560863 |
| Book / Page | 19856 / 863 |
| Instrument Date | Feb 27, 2026 |
| Instrument | 2026007601 |
| Transaction Type | Transfer |
| Record Updated | Mar 25, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 109 MELISSA DR, YARMOUTH, ME 04096-7718 |
| Document Number | 0198560866 |
|---|---|
| Date | Mar 06, 2026 |
| Book Page | 19856/866 |
| Instrument | 2026007602 |
| Name | PROVIDENT FUNDING GROUP INC |
|---|---|
| Type | Mortgage Company |
| Amount | Amount Recorded |
|---|---|
| Term | 181 Months |
| Due | Apr 01, 2041 |
| Document Type | Personal Representative Deed |
|---|---|
| Jurisdiction | BIDDEFORD ME |
| Recording Date | Aug 10, 2022 |
| Property Address | 49 HARDING ST, BIDDEFORD, ME 04005-3833 |
| Document Number | 0190880661 |
| Book / Page | 19088 / 661 |
| Instrument Date | Aug 10, 2022 |
| Instrument | 2022034008 |
| Transaction Type | Transfer |
| Record Updated | Nov 20, 2025 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Venture |
| Address | PO BOX 1612, WELLS, ME 04090-1612 |
| Document Number | 2022034010 |
|---|---|
| Date | Aug 10, 2022 |
| Instrument | 2022034010 |
| Name | GUILD MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: York County and Biddeford City records · Assessment roll updated May 22, 2026 · Last verified June 2026
| Type | Name |
|---|---|
| State | Maine |
| County | York County |
| Municipality | Biddeford City |
| Unified School District | Biddeford (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,382.00 (+6.13%) | $293,300 (+1%) Land $135,500 Building $157,800 | |
| 2024 | $4,129.00 (+9.26%) | $290,400 (+0.83%) Land $135,500 Building $154,900 | |
| 2023 | $3,779.00 (+7.91%) | $288,000 (+34.96%) Land $133,100 Building $154,900 | $446,500 |
| 2022 | $3,502.00 | $213,400 Land $77,100 Building $136,300 |
Source: FEMA National Flood Hazard Layer, York County (23031C), updated April 16, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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