53 E Umbria Ct, Clayton, NC 27527 Property Records

Johnston County property record for 53 E Umbria Ct, Clayton, NC 27527

Property Summary

Property TypePatio Home
Details3 bd · 2 ba · 1,683 sqft · built 2016
Lot Size0.07 acres (3,049 sqft)
Owner2 Individual Names on Record
Last Sale$207,500 (May 2017)
Tax Bill$2,130 (2026)
Deeds & MortgagesSep 2018 Line of Credit
Flood ZoneZone X (minimal risk)
APN16J05017N

Property Details

APN / Parcel Number

Primary APN16J05017N
Alternative APN
  • 2000200815

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,683 sqft Living Area
Gross Area2,312 sqft
1st Floor Area1,683 sqft
FlooringLaminate Plank
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2016
Effective Year BuiltEffective 2016
Architectural StylePatio Home
Exterior MaterialAluminum/Vinyl
Foundation TypeFooting
Roof TypeHip
Roof MaterialComposition Shingle
Lot Area3,049 sqft (0.07 acres)
Garage Area480 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area149 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Account Number2000200815
Street Address53 E UMBRIA CT
CityCLAYTON
StateNC
Zip27527-5415
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Patio Home
Local Zoning CodeCOP
Legal DescriptionLOT 20 COTTAGES PH 1 AT TUSCANY 77/339-341
Legal SubdivisionCOTTAGES AT TUSCANY SUBDIVISION
Legal Phase1
Legal Lot Number20
JurisdictionJOHNSTON NC
Township / Civil DivisionWILDERS
Census Block Group4
Census Block4004
Census Tract40207

Owner

Source: Johnston County records, as of September 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address53 E UMBRIA CT, CLAYTON, NC 27527-5415
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 16, 2017 · Amount on Record
Deed SaleMay 16, 2017 · Amount on Record
Deed Document Number2017530131
Deed Book / Page4958 / 315
Record UpdatedOct 29, 2026

September 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionJOHNSTON NC
Property Address53 E UMBRIA CT, CLAYTON, NC 27527-5415
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyAMERICAN TITLE INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000585210
DateSep 18, 2018
Book Page5218/0176
Instrument2018585210
Lender
NameWELLS FARGO BANK NA
TypeBank
AddressSIOUX FALLS, SD 57104
Agreement
TypeLine of Credit
AmountAmount Recorded
Term361 Months
DueOct 5, 2048
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Johnston County assessment roll, as of September 24, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyJohnston County
Unified School DistrictJohnston County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$2,130.00 (+27.01%)$340,840 (+64.59%) Land $70,000 Building $270,840$340,840 (+64.59%) Land $70,000 Building $270,840
2023$1,677.00$207,080 Land $38,000 Building $169,080$207,080 Land $38,000 Building $169,080

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 11 policies
Nearby Flood Policies11 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemBUFFALO CREEK S/D
private · serves 721 people · EPA ID NC0351189
Water SourceGroundwater
Last State InspectionOct 2024
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 40 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless in parts of the area
5,000 / 5,000
Spectrum
Cable
1,000 / 1,000
Brightspeed
Fiber
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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