25 E Umbria Ct, Clayton, NC 27527 Property Records

Johnston County property record for 25 E Umbria Ct, Clayton, NC 27527

Property Summary

Property TypePatio Home
Details3 bd · 2 ba · 1,683 sqft · built 2017
Lot Size0.07 acres (3,049 sqft)
Owner2 Company Names on Record
Last Sale$205,000 (Aug 2017)
Tax Bill$2,209 (2026)
Deeds & MortgagesDec 2025 Transfer
Nov 2021 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN16J05017L

Property Details

APN / Parcel Number

Primary APN16J05017L
Alternative APNs
  • 2000203031
  • 2000286750

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,683 sqft Living Area
Gross Area2,312 sqft
1st Floor Area1,683 sqft
FlooringLaminate Plank
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2017
Effective Year BuiltEffective 2017
Architectural StylePatio Home
Exterior MaterialAluminum/Vinyl
Foundation TypeFooting
Roof TypeHip
Roof MaterialComposition Shingle
Lot Area3,049 sqft (0.07 acres)
Garage Area480 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area149 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Account Number2000286750
Street Address25 E UMBRIA CT
CityCLAYTON
StateNC
Zip27527-5415
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Patio Home
Local Zoning CodeCOP
Legal DescriptionLOT 18 COTTAGES AT TUSCANY PH 1 77/340
Legal SubdivisionCOTTAGE AT TUSCANY
Legal Phase1
Legal Lot Number18
JurisdictionJOHNSTON NC
Township / Civil DivisionWILDERS
Census Block Group4
Census Block4004
Census Tract40207

Owner

Source: Johnston County records, as of September 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on Record
Mailing Address25 E UMBRIA CT, CLAYTON, NC 27527-5415
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust, Revocable Trust

Deeds, Mortgages & Sale History

DateDocument
Dec 22, 2025Intrafamily Transfer, Transfer
Nov 16, 2021Deed of Trust, Mortgage · Conventional Mortgage
ROCKET MORTGAGE LLC
Aug 14, 2017Warranty Deed, Transfer
CORNERSTONE HM LNDG

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 14, 2017 · Amount on Record
Deed SaleAug 14, 2017 · Amount on Record
Deed Document Number2017540570
Deed Book / Page5008 / 231
Last Transfer DateDec 22, 2025
Transfer Doc0000040680
Record UpdatedOct 29, 2026

December 2025: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionJOHNSTON NC
Recording DateDec 22, 2025
Property Address25 E UMBRIA CT, CLAYTON, NC 27527-5415
Document Number0000040680
Book / PageDEED7024 / 27
Map ReferenceMB 77 PG 339-341
Instrument DateDec 22, 2025
Instrument2025040680
Transaction TypeTransfer
Record UpdatedDec 31, 2025

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address25 E UMBRIA CT, CLAYTON, NC 27527-5415

Transferred To (Grantee/Buyer)

NameVerified Name
Address25 E UMBRIA CT, CLAYTON, NC 27527-5415

November 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionJOHNSTON NC
Property Address25 E UMBRIA CT, CLAYTON, NC 27527-5415
Transaction TypeMortgage
Record UpdatedNov 26, 2021
Title CompanyAMROCK INC, AMROCK

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000782002
DateNov 16, 2021
Book Page6110/261
Instrument2021782002
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueDec 1, 2051

August 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionJOHNSTON NC
Recording DateAug 14, 2017
Property Address25 E UMBRIA CT, CLAYTON, NC 27527-5415
Document Number0000540570
Book / Page005008 / 000231
Instrument DateAug 14, 2017
Instrument540570
Transaction TypeTransfer
Record UpdatedAug 23, 2017
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address11837 REGENTS PARK DR GERMANTOWN MD 208762757, GERMANTOWN, MD 20876-2757

Mortgage

Document Number540571
DateAug 14, 2017
Book Page005008/000233
Instrument540571
Lender
NameCORNERSTONE HM LNDG
AddressHOUSTON, TX 77027
Agreement
AmountAmount Recorded
Term360 Months
DueAug 13, 2047

Tax Assessment & Valuation

Source: Johnston County assessment roll, as of September 24, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyJohnston County
Unified School DistrictJohnston County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$2,209.00 (-1.56%)$353,540 (-) Land $70,000 Building $283,540$353,540 (-) Land $70,000 Building $283,540
2025$2,244.00 (+27.14%)$353,540 (+62.22%) Land $70,000 Building $283,540$353,540 (+62.22%) Land $70,000 Building $283,540
2023$1,765.00$217,940 Land $38,000 Building $179,940$217,940 Land $38,000 Building $179,940

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 11 policies
Nearby Flood Policies11 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemBUFFALO CREEK S/D
private · serves 721 people · EPA ID NC0351189
Water SourceGroundwater
Last State InspectionOct 2024
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 115 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Brightspeed
Fiber
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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