26 E Umbria Ct, Clayton, NC 27527 Property Records

Johnston County property record for 26 E Umbria Ct, Clayton, NC 27527

Property Summary

Property TypePatio Home
Details3 bd · 2 ba · 1,620 sqft · built 2015
Lot Size0.07 acres (3,049 sqft)
OwnerIndividual Name on Record
Last Sale$191,000 (Apr 2016)
Tax Bill$2,085 (2026)
Deeds & MortgagesOct 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN16J05017I

Property Details

APN / Parcel Number

Primary APN16J05017I
Alternative APNs
  • 2000191664
  • 2000258262

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,620 sqft Living Area
Gross Area2,282 sqft
1st Floor Area1,620 sqft
FlooringLaminate Plank
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2015
Effective Year BuiltEffective 2015
Architectural StylePatio Home
Exterior MaterialAluminum/Vinyl
Foundation TypeFooting
Roof TypeHip
Roof MaterialComposition Shingle
Lot Area3,049 sqft (0.07 acres)
Garage Area480 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area182 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Account Number2000258262
Street Address26 E UMBRIA CT
CityCLAYTON
StateNC
Zip27527-5416
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Patio Home
Local Zoning CodeCOP
Legal DescriptionLT 7 COTTAGES PH 1 @ TUSCANY 77/340
Legal SubdivisionCOTTAGES AT TUSCANY SUBDIVISION
Legal Phase1
Legal Lot Number7
JurisdictionJOHNSTON NC
Township / Civil DivisionWILDERS
Census Block Group4
Census Block4004
Census Tract40207

Owner

Source: Johnston County records, as of September 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address26 E UMBRIA CT, CLAYTON, NC 27527-5416
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 8, 2016 · Amount on Record
Deed SaleApr 8, 2016 · Amount on Record
Deed Document Number2016485223
Deed Book / Page4744 / 928
Record UpdatedOct 29, 2026

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionJOHNSTON NC
Property Address26 E UMBRIA CT, CLAYTON, NC 27527-5416
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000682276
DateOct 7, 2020
Book Page5719/149
Instrument2020682276
Lender
NameRED OAK MORTGAGE INC
TypeMortgage Company
AddressADELPHIA, NJ 07710
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueOct 1, 2050

Tax Assessment & Valuation

Source: Johnston County assessment roll, as of September 24, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyJohnston County
Unified School DistrictJohnston County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$2,085.00 (+28.15%)$333,610 (+66.02%) Land $70,000 Building $263,610$333,610 (+66.02%) Land $70,000 Building $263,610
2023$1,627.00$200,940 Land $38,000 Building $162,940$200,940 Land $38,000 Building $162,940

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 11 policies
Nearby Flood Policies11 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemBUFFALO CREEK S/D
private · serves 721 people · EPA ID NC0351189
Water SourceGroundwater
Last State InspectionOct 2024
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 115 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Brightspeed
Fiber
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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