53 E Point Rd, Palmyra, VA 22963 Property Records

Fluvanna County property record for 53 E Point Rd, Palmyra, VA 22963 · Last verified August 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Bathrooms2.5 Baths
Year BuiltBuilt 2016
Square Footage2,440 sqft Living Area
Lot Size89,777 sqft (2.06 acres)
OccupancyOwner Occupied
Last Sale$292,500 (2020)
Tax Bill$3,081.00 (2025)

Property Details

APN / Parcel Number

Primary APN18A 6 185
Alternative APN
  • 3406

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Partial Baths1 Partial Baths
Total Rooms9 Rooms
Building Area2,440 sqft Living Area
Gross Area3,586 sqft Gross Area
1st Floor2,128 sqft 1st Floor
Stories2 Stories
Primary FlooringSoftwood Flooring
Interior StructureWallboard/Drywall Interior Structure
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 2006
Effective Year BuiltEffective 2016
Exterior MaterialVinyl Exterior
Roof ConstructionGable Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area89,777 sqft (2.06 acres)
Parking Spaces2 Parking Spaces
Garage Area624 sqft Garage
Deck Area18 sqft Deck
Porch Area228 sqft Porch
TopographyRolling Topography

Utilities and HVAC

Cooling SystemHVAC Cooling
Heating SystemHeat Pump Heating
Heating FuelElectric Heating Fuel
SewageMunicipal Sewage
Water SourceCommercial Water Source

Location & Zoning

Account Number3406
Street Address53 E POINT RD
CityPALMYRA
StateVA
Zip22963-2048
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionINST 200001457 RIVERSIDE-6 LOT 185 89,780 SF
Legal SubdivisionRIVERSIDE ADDITION ONE
Legal Block18
Legal Lot Number185
JurisdictionFLUVANNA VA
Minor Civil DivisionPALMYRA
Census Blockgroup4
Census Block4002
Census Tract20101

Owner

Source: Fluvanna County records · APN 18A 6 185

Assessment roll updated June 25, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address53 E POINT RD, PALMYRA, VA 22963-2048
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Oct 16, 2025Deed of Trust, Mortgage · Stand Alone Second Mortgage
NAVY FCU
Apr 29, 2020Deed, Transfer · Veterans Administration Mortgage
NATIONSTAR MORTGAGE

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleApr 29, 2020 · Amount on Record
Deed SaleApr 29, 2020 · Amount on Record
Prior SaleDec 04, 2008 · Amount on Record
Deed Doc Number20201457
Record RefreshedSep 20, 2026

October 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFLUVANNA VA
Property Address53 E POINT RD, PALMYRA, VA 22963-2048
Transaction TypeMortgage
Record UpdatedNov 06, 2025
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0250003191
DateOct 16, 2025
Instrument250003191
Lender
NameNAVY FCU
TypeCredit Union
AddressVIENNA, VA 22180
Agreement
TypeStand Alone Second Mortgage
AmountAmount Recorded
Term180 Months
DueOct 01, 2040

April 2020: Deed, Transfer

Document TypeDeed
JurisdictionFLUVANNA VA
Recording DateApr 29, 2020
Property Address53 E POINT RD, PALMYRA, VA 22963-2048
Document Number0200001457
Map ReferenceDB 83 PG 224
Instrument DateApr 07, 2020
Instrument200001457
Transaction TypeTransfer
Record UpdatedJun 13, 2023
Title CompanyOLD REPUBLIC NATIONAL TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$292.50
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address53 E POINT RD, PALMYRA, VA 22963-2048

Mortgage

Document Number0200001458
DateApr 29, 2020
Instrument200001458
Lender
NameNATIONSTAR MORTGAGE
TypeMortgage Company
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term360 Months
DueMay 01, 2050
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

Source: Fluvanna County records · Assessment roll updated June 25, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateVirginia
CountyFluvanna County
Unified School DistrictFluvanna County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$408,100 (-) Land $40,600 Building $367,500$408,100 (-) Land $40,600 Building $367,500
2025$3,081.00 (+9.45%)$408,100 (+22.33%) Land $40,600 Building $367,500$408,100 (+22.33%) Land $40,600 Building $367,500
2023$333,600 Land $40,600 Building $293,000$333,600 Land $40,600 Building $293,000
2022$2,815.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Fluvanna County (51065C), updated March 25, 2016 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone AE, within 100 ft

Wildfire

Wildfire RiskLow
above 20% of the US · above 29% of Virginia
Wildfire LikelihoodAbout 1 in 5,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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