53 E Craig St, Basking Ridge, NJ 07920 Property Records

Somerset County and Bernards Township property record for 53 E Craig St, Basking Ridge, NJ 07920

Property Summary

Property Type	Single Family Home
Details	2,428 sqft · built 1955
Lot Size	0.45 acres (19,602 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,100,000 (Jun 2024)
Tax Bill	$16,782 (2025)
Deeds & Mortgages	Jun 2026 Mortgage May 2026 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`02-01608-0000-00015`

Property Details

APN / Parcel Number

Primary APN	`02-01608-0000-00015`
Alternative APN	`0200076000000002`

Interior

Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,428 sqft Living Area

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1955
Architectural Style	Cape Cod
Construction Type	Frame
Lot Area	19,602 sqft (0.45 acres)
Garage Type	Attached
Parking Spaces	1 Parking Space

Location & Zoning

Old Parcel Number	0200076000000002
Street Address	53 E CRAIG ST
City	BASKING RIDGE
State	NJ
Zip	07920-1137
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R6
Legal Description	ADDITIONAL LOTS: 26 2
Legal Block	1608
Legal Lot Number	15
Jurisdiction	SOMERSET NJ
Township / Civil Division	BERNARDS
Census Block Group	1
Census Block	1042
Census Tract	52400

Owner

Source: Somerset County and Bernards Township records, as of July 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	53 E CRAIG ST, BASKING RIDGE, NJ 07920-1137
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Jun 15, 2026	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
May 11, 2026	Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 4, 2024 · Amount on Record
Deed Sale	Jun 4, 2024 · Amount on Record
Prior Sale	May 19, 1998 · Amount on Record
Deed Document Number	202413415
Deed Book / Page	7560 / 1115
Record Updated	Sep 20, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SOMERSET NJ
Recording Date	Jun 15, 2026
Property Address	53 E CRAIG ST, BASKING RIDGE, NJ 07920-1137
Document Number	0000016615
Book / Page	7686 / 2100
Instrument Date	Jun 10, 2026
Instrument	202616615
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	53 E CRAIG ST, BASKING RIDGE, NJ 07920-1137

Mortgage

Document Number	0000016615,
Date	Jun 15, 2026
Book Page	7686/2100
Instrument	202616615

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Jul 1, 2046

Interest

Rate Type	Fixed Rate
Rate	6.36%
Initial Type	Fixed Rate
Max Rate	-1%

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SOMERSET NJ
Recording Date	May 11, 2026
Property Address	53 E CRAIG ST, BASKING RIDGE, NJ 07920-1137
Document Number	0000013067
Book / Page	7680 / 1907
Instrument Date	May 2, 2026
Instrument	202613067
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	53 E CRAIG ST, BASKING RIDGE, NJ 07920-1137

Mortgage

Document Number	0000013067,
Date	May 11, 2026
Book Page	7680/1907
Instrument	202613067

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	4.99%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

Tax Assessment & Valuation

Source: Somerset County and Bernards Township assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Somerset County
County Subdivision	Bernards Township
Unified School District	Bernards Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,063,200 (+6.94%) Land $463,500 Building $599,700	$1,063,200 (+6.94%) Land $463,500 Building $599,700
2025	$16,782.00 (+31.22%)	$994,200 (+46.66%) Land $443,500 Building $550,700	$994,200 (+46.66%) Land $443,500 Building $550,700
2024	$12,789.00 (-3.74%)
2023		$677,900 Land $373,500 Building $304,400	$677,900 Land $373,500 Building $304,400
2022	$13,286.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 10 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	10 in force
Nearby Flood Claims	1 (1996)
Most Recent Claim	Oct 1996 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - SHORT HILLS private · serves 217,230 people · EPA ID NJ0712001
Water Source	Surface water
Last State Inspection	Nov 2022
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 207 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
T-Mobile Fixed Wireless	100 / 20

May also be available: Xfinity.

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