31 E Craig St, Basking Ridge, NJ 07920 Property Records

Somerset County and Bernards Township property record for 31 E Craig St, Basking Ridge, NJ 07920

Property Summary

Property Type	Single Family Home
Details	3,925 sqft · built 2022
Lot Size	1.61 acres (70,132 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,725,000 (Mar 2022)
Tax Bill	$29,795 (2025)
Deeds & Mortgages	Mar 2022 Sale & Mortgage Mar 2021 Sale
Flood Zone	Zone X (minimal risk)
APN	`02-01608-0000-00010-02`

Property Details

APN / Parcel Number

Primary APN	`02-01608-0000-00010-02`
Alternative APN	`02016080000000100002`

Interior

Building Area	3,925 sqft Living Area

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Lot Area	70,132 sqft

Location & Zoning

Street Address	31 E CRAIG ST
City	BASKING RIDGE
State	NJ
Zip	07920-1137
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R6
Legal Block	1608
Legal Lot Number	10.2
Jurisdiction	SOMERSET NJ
Township / Civil Division	BERNARDS
Census Block Group	1
Census Block	1042
Census Tract	52400

Owner

Source: Somerset County and Bernards Township records, as of July 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	31 E CRAIG ST, BASKING RIDGE, NJ 07920-1137
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 2, 2022	Deed, Transfer · Conventional Mortgage TD BANK NA
Mar 1, 2021	Deed, Transfer CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 2, 2022 · Amount on Record
Deed Sale	Mar 2, 2022 · Amount on Record
Prior Sale	Mar 1, 2021 · Amount on Record
Deed Document Number	20229023
Deed Book / Page	7428 / 1098
Record Updated	Oct 29, 2026

March 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	SOMERSET NJ
Recording Date	Mar 2, 2022
Property Address	31 E CRAIG ST, BASKING RIDGE, NJ 07920-1137
Document Number	0000009023
Book / Page	7428 / 1098
Instrument Date	Feb 17, 2022
Instrument	2022009023
Transaction Type	Transfer
Record Updated	Apr 23, 2024
Title Company	WIN TITLE AGENCY LLC, ZINN TITLE AGENCY LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$18,347.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	21 COLUMBIA RD, BASKING RIDGE, NJ 07920-1525

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	31 E CRAIG ST, BASKING RIDGE, NJ 07920-1137

Mortgage

Document Number	0000009024
Date	Mar 2, 2022
Instrument	2022009024

Lender

Name	TD BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2052

March 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	SOMERSET NJ
Recording Date	Mar 1, 2021
Property Address	31 E CRAIG ST, BASKING RIDGE, NJ 07920-1137
Document Number	0000013513
Book / Page	7314 / 1712
Instrument Date	Feb 24, 2021
Instrument	2021013513
Transaction Type	Transfer
Record Updated	Apr 23, 2024
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO

Transaction

Amount	Amount Recorded
Tax	$1,325.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1 STATION CT, BELLPORT, NY 11713-2453

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	21 COLUMBIA RD, BASKING RIDGE, NJ 07920-1525
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Somerset County and Bernards Township assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Somerset County
County Subdivision	Bernards Township
Unified School District	Bernards Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,798,900 (+1.91%) Land $473,400 Building $1,325,500	$1,798,900 (+1.91%) Land $473,400 Building $1,325,500
2025	$29,795.00 (-1.63%)	$1,765,100 (+9.5%) Land $454,400 Building $1,310,700	$1,765,100 (+9.5%) Land $454,400 Building $1,310,700
2024	$30,289.00 (-6.15%)
2023		$1,611,900 Land $387,900 Building $1,224,000	$1,611,900 Land $387,900 Building $1,224,000
2022	$32,274.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 10 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	10 in force
Nearby Flood Claims	1 (1996)
Most Recent Claim	Oct 1996 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - SHORT HILLS private · serves 217,230 people · EPA ID NJ0712001
Water Source	Surface water
Last State Inspection	Nov 2022
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 207 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
T-Mobile Fixed Wireless	100 / 20

May also be available: Xfinity.

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