40 E Craig St, Basking Ridge, NJ 07920 Property Records

Somerset County and Bernards Township property record for 40 E Craig St, Basking Ridge, NJ 07920

Property Summary

Property Type	Single Family Home
Details	2,647 sqft · built 1963
Lot Size	1.4 acres (60,984 sqft)
Owner	2 Individual Names on Record
Last Sale	$900,000 (Jul 2023)
Tax Bill	$15,572 (2025)
Deeds & Mortgages	Jul 2023 Sale & Mortgage Sep 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`02-01001-0000-00016`

Property Details

APN / Parcel Number

Primary APN	`02-01001-0000-00016`
Alternative APN	`0200075000000016`

Interior

Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,647 sqft Living Area

Exterior

Year Built	Built 1963
Effective Year Built	Effective 1963
Architectural Style	Bi-Level
Construction Type	Frame
Lot Area	60,984 sqft
Garage Type	Attached
Parking Spaces	2 Parking Spaces

Location & Zoning

Old Parcel Number	0200075000000016
Street Address	40 E CRAIG ST
City	BASKING RIDGE
State	NJ
Zip	07920-1140
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R6
Legal Description	ADDITIONAL LOTS: 25 15-1
Legal Block	1001
Legal Lot Number	16
Jurisdiction	SOMERSET NJ
Township / Civil Division	BERNARDS
Census Block Group	1
Census Block	1019
Census Tract	52400

Owner

Source: Somerset County and Bernards Township records, as of July 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	40 E CRAIG ST, BASKING RIDGE, NJ 07920-1140
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 21, 2023	Bargain and Sale Deed, Transfer · Conventional Mortgage AMERICAN FEDERAL MORTGAGE CORP
Sep 30, 2019	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Jun 19, 2018	Deed, Transfer · Conventional Mortgage FIRSTBANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 21, 2023 · Amount on Record
Deed Sale	Jul 21, 2023 · Amount on Record
Prior Sale	Jun 19, 2018 · Amount on Record
Deed Document Number	202318537
Deed Book / Page	7515 / 2319
Prior Transfer Date	Oct 6, 2010
Prior Transfer Doc	0000047415
Record Updated	Sep 20, 2026

July 2023: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	SOMERSET NJ
Recording Date	Jul 21, 2023
Property Address	40 E CRAIG ST, BASKING RIDGE, NJ 07920-1140
Document Number	0000018537
Book / Page	7515 / 2319
Instrument Date	Jul 13, 2023
Instrument	2023018537
Transaction Type	Transfer
Record Updated	Aug 2, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$8,415.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	300 E 85TH ST # ST1501, ST1501, NEW YORK, NY 10028-4500

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	40 E CRAIG ST, BASKING RIDGE, NJ 07920-1140

Mortgage

Document Number	0000018538
Date	Jul 21, 2023
Instrument	2023018538

Lender

Name	AMERICAN FEDERAL MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2053

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SOMERSET NJ
Property Address	40 E CRAIG ST, BASKING RIDGE, NJ 07920-1140
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000036800
Date	Sep 30, 2019
Book Page	7154/3706
Instrument	2019036800

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2049

June 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	SOMERSET NJ
Recording Date	Jun 19, 2018
Property Address	40 E CRAIG ST, BASKING RIDGE, NJ 07920-1140
Document Number	0000022248
Book / Page	7050 / 0971
Instrument Date	Jun 5, 2018
Instrument	2018022248
Transaction Type	Transfer
Record Updated	Nov 5, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,067.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	40 E CRAIG ST, 40, BASKING RIDGE, NJ 07920-1140

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	40 E CRAIG ST, BASKING RIDGE, NJ 07920-1140

Mortgage

Document Number	0000022249
Date	Jun 19, 2018
Instrument	2018022249

Lender

Name	FIRSTBANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2048

Tax Assessment & Valuation

Source: Somerset County and Bernards Township assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Somerset County
County Subdivision	Bernards Township
Unified School District	Bernards Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$973,200 (+5.5%) Land $492,000 Building $481,200	$973,200 (+5.5%) Land $492,000 Building $481,200
2025	$15,572.00 (+8.12%)	$922,500 (+36.71%) Land $472,000 Building $450,500	$922,500 (+36.71%) Land $472,000 Building $450,500
2024	$14,402.00 (+8.76%)
2023		$674,800 (+2.48%) Land $402,000 Building $272,800	$674,800 (+2.48%) Land $402,000 Building $272,800
2022	$13,242.00	$658,500 Land $392,000 Building $266,500	$658,500 Land $392,000 Building $266,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 10 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	10 in force
Nearby Flood Claims	1 (1996)
Most Recent Claim	Oct 1996 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - SHORT HILLS private · serves 217,230 people · EPA ID NJ0712001
Water Source	Surface water
Last State Inspection	Nov 2022
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 207 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
T-Mobile Fixed Wireless	100 / 20

May also be available: Xfinity.

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