Westerly Town property record for 53 Canal St, Westerly, RI 02891
| Property Type | Single Family Home |
|---|---|
| Details | 1 bd · 1 ba · 825 sqft · built 1930 |
| Lot Size | 0.07 acres (3,049 sqft) |
| Owner | Individual Name on File |
| Last Sale | $300,000 (Mar 2008) |
| Tax Bill | $2,529 (2025) |
| Deeds & Mortgages | Feb 2024 Refinance May 2017 Transfer |
| Flood Zone | Zone X (moderate risk) |
| APN | WEST M:46 B:17 |
| Primary APN | WEST M:46 B:17 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 1 Bed |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 3 Rooms |
| Stories | 1 Story |
| Building Area | 825 sqft Living Area |
| Gross Area | 3,294 sqft |
| 1st Floor Area | 322 sqft |
| Year Built | Built 1930 |
|---|---|
| Effective Year Built | Effective 1930 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 3,049 sqft (0.07 acres) |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Account Number | 23059056 |
|---|---|
| Street Address | 53 CANAL ST |
| City | WESTERLY |
| State | RI |
| Zip | 02891-1527 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Block | 17 |
| Jurisdiction | WESTERLY RI |
| Township / Civil Division | WESTERLY |
| Census Block Group | 5 |
| Census Block | 5010 |
| Census Tract | 50801 |
53 Canal St is owned by an individual who acquired it in June 2024.
Source: Westerly Town records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 44 ROBIN HOLLOW LN, WESTERLY, RI 02891-4924 |
| Owner Type | Individual |
| Vesting | Individual(s) |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 7, 2024 | Deed of Trust, Mortgage · Stand-Alone Refinance SEACOAST MORTGAGE CORPORATION |
| May 19, 2017 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 31, 2008 · Amount on File |
| Deed Sale | Mar 31, 2008 · Amount on File |
| Deed Book / Page | 1715 / 269 |
| Last Transfer Date | Jun 26, 2024 |
| Transfer Doc | 02024-7765 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WESTERLY RI |
| Property Address | 53 CANAL ST, WESTERLY, RI 02891-1527 |
| Transaction Type | Mortgage |
| Record Updated | Feb 22, 2024 |
| Name | Verified Name |
|---|
| Document Number | 02024-1355 |
|---|---|
| Date | Feb 7, 2024 |
| Book Page | 2024/1355 |
| Instrument | 2024-385 |
| Name | SEACOAST MORTGAGE CORPORATION |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2054 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | WESTERLY RI |
| Recording Date | May 19, 2017 |
| Property Address | 53 CANAL ST, WESTERLY, RI 02891-1527 |
| Document Number | 2017-8536 |
| Book / Page | 002017 / 008536 |
| Instrument Date | May 15, 2017 |
| Instrument | 2110 |
| Transaction Type | Transfer |
| Record Updated | Jun 9, 2017 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 52 RIIDAM WAY CHARLESTOWN RI 028132724, CHARLESTOWN, RI 02813-2724 |
The 2025 property tax bill for 53 Canal St was $2,529.
Source: Westerly Town assessment roll, as of June 22, 2026
| Type | Name |
|---|---|
| State | Rhode Island |
| County Subdivision | Westerly Town |
| Unified School District | Westerly School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,529.00 | $325,100 Land $137,500 Building $187,600 | $327,236 |
| 2023 | $1,364.00 (+0.59%) | $134,300 (-) Land $59,500 Building $74,800 | |
| 2022 | $1,356.00 | $134,300 Land $59,500 Building $74,800 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 53 Canal St in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective December 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 31 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 31 in force |
| Nearby Flood Claims | 34 (1979–2010) |
| Most Recent Claim | Apr 2010 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 53 Canal St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WESTERLY WATER DEPARTMENT serves 35,298 people · EPA ID RI1559512 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2025 |
| Lead | 4 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 22 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 346 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Xfinity Cable | 2,000 / 250 |
| Cox Communications Cable | 2,000 / 100 |
| Breezeline Cable | 1,000 / 50 |
| Verizon Fiber · Fixed Wireless | 980 / 880 |
| Starlink Satellite | 280 / 30 |
| AT&T Fixed Wireless | 25 / 3 |
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