Westerly Town property record for 55 Canal St, Westerly, RI 02891
| Property Type | Mixed Use Commercial Office / Residential |
|---|---|
| Lot Size | 0.147 acres (6,390 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $285,000 (Apr 2019) |
| Tax Bill | $3,120 (2025) |
| Deeds & Mortgages | Apr 2019 Sale & Mortgage Apr 2017 Sale & Mortgage |
| Flood Zone | Zone X (moderate risk) |
| APN | WEST M:46 B:16 |
| Primary APN | WEST M:46 B:16 |
|---|---|
| Alternative APNs |
|
| Lot Area | 6,390 sqft (0.147 acres) |
|---|---|
| Total Buildings | 2 Buildings |
| Account Number | 20105375 |
|---|---|
| Street Address | 55 CANAL ST |
| City | WESTERLY |
| State | RI |
| Zip | 02891-1527 |
| Property Category | Commercial |
| Property Type | Commercial > Office > Mixed Use Commercial Office / Residential |
| Legal Block | 16 |
| Jurisdiction | WESTERLY RI |
| Township / Civil Division | WESTERLY |
| Census Block Group | 5 |
| Census Block | 5006 |
| Census Tract | 50801 |
55 Canal St, a commercial property, is owned by two individuals who bought it in April 2019.
Source: Westerly Town records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 492 W HILL RD, GLEN GARDNER, NJ 08826-3257 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 5, 2019 | Warranty Deed, Transfer · Conventional Mortgage WASHINGTON TR CO |
| Apr 12, 2017 | Warranty Deed, Transfer · Commercial Mortgage WESTERLY COMMUNITY CU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 5, 2019 · Amount on File |
| Deed Sale | Apr 5, 2019 · Amount on File |
| Prior Sale | Apr 12, 2017 · Amount on File |
| Deed Document Number | 20191348 |
| Deed Book / Page | 2019 / 5131 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WESTERLY RI |
| Recording Date | Apr 5, 2019 |
| Property Address | 55 CANAL ST, WESTERLY, RI 02891-1527 |
| Document Number | 2019-5131 |
| Book / Page | 002019 / 005131 |
| Instrument Date | Apr 5, 2019 |
| Instrument | 1348 |
| Transaction Type | Transfer |
| Record Updated | Apr 23, 2019 |
| Title Company | NOT AVAILABLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $285.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 492 W HILL RD GLEN GARDNER NJ 088263257, GLEN GARDNER, NJ 08826-3257 |
| Document Number | 2019-5134 |
|---|---|
| Date | Apr 5, 2019 |
| Book Page | 002019/005134 |
| Instrument | 1349 |
| Name | WASHINGTON TR CO |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 4, 2049 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WESTERLY RI |
| Recording Date | Apr 12, 2017 |
| Property Address | 55 CANAL ST, WESTERLY, RI 02891-1527 |
| Document Number | 2017-5676 |
| Book / Page | 2017 / 5676 |
| Instrument | 1426 |
| Transaction Type | Transfer |
| Record Updated | Jun 4, 2021 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $22.94 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 20175678 |
|---|---|
| Date | Apr 12, 2017 |
| Instrument | 02017/5678 |
| Name | WESTERLY COMMUNITY CU |
|---|---|
| Type | Credit Union |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 300 Months |
| Due | Apr 12, 2042 |
The 2025 property tax bill for 55 Canal St was $3,120.
Source: Westerly Town assessment roll, as of June 22, 2026
| Type | Name |
|---|---|
| State | Rhode Island |
| County Subdivision | Westerly Town |
| Unified School District | Westerly School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,120.00 | $401,000 Land $90,900 Building $310,100 | $521,593 |
| 2023 | $3,035.00 (+0.6%) | $298,700 (-) Land $82,200 Building $216,500 | |
| 2022 | $3,017.00 | $298,700 Land $82,200 Building $216,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 55 Canal St in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective December 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 31 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 31 in force |
| Nearby Flood Claims | 34 (1979–2010) |
| Most Recent Claim | Apr 2010 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 55 Canal St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WESTERLY WATER DEPARTMENT serves 35,298 people · EPA ID RI1559512 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2025 |
| Lead | 4 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 22 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 346 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Xfinity Cable | 2,000 / 250 |
| Cox Communications Cable | 2,000 / 100 |
| Breezeline Cable | 1,000 / 50 |
| Verizon Fiber · Fixed Wireless | 980 / 880 |
| Starlink Satellite | 280 / 30 |
| AT&T Fixed Wireless | 25 / 3 |
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