Westerly Town property record for 45 Canal St, Westerly, RI 02891
| Property Type | Mixed Use Commercial Office / Residential |
|---|---|
| Lot Size | 0.505 acres (22,000 sqft) |
| Owner | Company Name on Record |
| Last Sale | $310,000 (Dec 2020) |
| Tax Bill | $2,997 (2025) |
| Deeds & Mortgages | May 2022 Transfer Dec 2020 Sale & Mortgage |
| Flood Zone | Zone X (moderate risk) |
| APN | WEST M:46 B:21 |
| Primary APN | WEST M:46 B:21 |
|---|---|
| Alternative APNs |
|
| Units | 6 Units |
|---|
| Lot Area | 22,000 sqft (0.505 acres) |
|---|---|
| Total Buildings | 3 Buildings |
| Account Number | 20089100 |
|---|---|
| Street Address | 45 CANAL ST |
| City | WESTERLY |
| State | RI |
| Zip | 02891-6210 |
| Property Category | Commercial |
| Property Type | Commercial > Office > Mixed Use Commercial Office / Residential |
| Legal Block | 21 |
| Jurisdiction | WESTERLY RI |
| Township / Civil Division | WESTERLY |
| Census Block Group | 5 |
| Census Block | 5010 |
| Census Tract | 50801 |
Source: Westerly Town records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 112 ASHAWAY RD, WESTERLY, RI 02891-1437 |
| Owner Type | Company |
| Vesting | Company |
| Date | Document |
|---|---|
| May 26, 2022 | Quit Claim Deed, Transfer Quitclaim |
| Dec 30, 2020 | Warranty Deed, Transfer · Conventional with PMI FRANK A TOSCANO |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 30, 2020 · Amount on Record |
| Deed Sale | Dec 30, 2020 · Amount on Record |
| Deed Document Number | 20206771 |
| Deed Book / Page | 2020 / 29624 |
| Last Transfer Date | May 26, 2022 |
| Transfer Doc | 02022-9993 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | WESTERLY RI |
| Recording Date | May 26, 2022 |
| Property Address | 45 CANAL ST, WESTERLY, RI 02891-6210 |
| Document Number | 02022-9993 |
| Book / Page | 2022 / 9993 |
| Instrument Date | May 26, 2022 |
| Instrument | 2022-2346 |
| Transaction Type | Transfer |
| Record Updated | Jun 9, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 45 CANAL ST, WESTERLY, RI 02891-6210 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WESTERLY RI |
| Recording Date | Dec 30, 2020 |
| Property Address | 45 CANAL ST, WESTERLY, RI 02891-6210 |
| Document Number | 2020-9624 |
| Book / Page | 002020 / 029624 |
| Instrument Date | Dec 30, 2020 |
| Instrument | 6771 |
| Transaction Type | Transfer |
| Record Updated | Jan 19, 2021 |
| Title Company | NOT AVAILABLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $310.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 189 S BROAD ST PAWCATUCK CT 063791920, PAWCATUCK, CT 06379-1920 |
| Document Number | 2020-9627 |
|---|---|
| Date | Dec 30, 2020 |
| Book Page | 002020/029627 |
| Instrument | 6772 |
| Name | FRANK A TOSCANO |
|---|---|
| Special Notes | Seller Financed |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Dec 29, 2035 |
Source: Westerly Town assessment roll, as of June 22, 2026
| Type | Name |
|---|---|
| State | Rhode Island |
| County Subdivision | Westerly Town |
| Unified School District | Westerly School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,997.00 (+19.45%) | $385,200 (+56.01%) Land $125,200 Building $260,000 | $459,820 |
| 2023 | $2,509.00 (+0.6%) | $246,900 (-) Land $113,200 Building $133,700 | |
| 2022 | $2,494.00 | $246,900 Land $113,200 Building $133,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 31 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 31 in force |
| Nearby Flood Claims | 34 (1979–2010) |
| Most Recent Claim | Apr 2010 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WESTERLY WATER DEPARTMENT serves 35,298 people · EPA ID RI1559512 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2025 |
| Lead | 4 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 22 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 346 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Xfinity Cable | 2,000 / 250 |
| Cox Communications Cable | 2,000 / 100 |
| Breezeline Cable | 1,000 / 50 |
| Verizon Fiber · Fixed Wireless | 980 / 880 |
| Starlink Satellite | 280 / 30 |
| AT&T Fixed Wireless | 25 / 3 |
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