53 4th St, Highlands, NJ 07732 Property Records

Monmouth County and Highlands Borough property record for 53 4th St, Highlands, NJ 07732

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 960 sqft · built 1923
Lot Size	0.057 acres (2,500 sqft)
Owner	Individual Name on Record
Last Sale	$34,900 (Oct 1994)
Tax Bill	$6,833 (2025)
Deeds & Mortgages	May 2026 Line of Credit Oct 2018 Mortgage
Flood Zone	Zone AE (high risk)
APN	`19-00064-0000-00009`

Property Details

APN / Parcel Number

Primary APN	`19-00064-0000-00009`
Alternative APNs	`190006400009` `00011880`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	960 sqft Living Area
1st Floor Area	480 sqft
Upper Floors Area	480 sqft
Basement Area	480 sqft

Exterior

Year Built	Built 1923
Effective Year Built	Effective 1923
Architectural Style	Traditional
Construction Type	Frame
Roof Type	Gable
Roof Material	Other
Lot Area	2,500 sqft (0.057 acres)
Lot Dimensions	100 ft deep x 25 ft wide

Exterior Amenities

Porch	Open Porch
Deck Area	384 sqft
Shed	1 Shed
Shed Area	64 sqft

Utilities, Heating & Cooling

Sewer	Connected

Location & Zoning

Account Number	00011880
Street Address	53 4TH ST
City	HIGHLANDS
State	NJ
Zip	07732-1636
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SF0
Legal Subdivision	CECELIA F HOWELL LANDS SEC 01
Legal Block	64
Legal Lot Number	9
Jurisdiction	MONMOUTH NJ
Township / Civil Division	HIGHLANDS
Census Block Group	2
Census Block	2024
Census Tract	800101

Owner

Source: Monmouth County and Highlands Borough records, as of July 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	53 4TH ST, HIGHLANDS, NJ 07732-1636
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 14, 2026	Deed of Trust, Mortgage · Line of Credit LOANDEPOT.COM LLC
Oct 30, 2018	Deed of Trust, Mortgage JP MORGAN CHASE BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 7, 1994 · Amount on Record
Deed Sale	Oct 7, 1994 · Amount on Record
Deed Book / Page	5353 / 535
Record Updated	Sep 20, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONMOUTH NJ
Recording Date	May 14, 2026
Property Address	53 4TH ST, HIGHLANDS, NJ 07732-1636
Document Number	0000039583
Book / Page	9793 / 3670
Instrument Date	May 5, 2026
Instrument	202639583
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	53 4TH ST, HIGHLANDS, NJ 07732-1636

Mortgage

Document Number	0000039583,
Date	May 14, 2026
Book Page	9793/3670
Instrument	202639583

Lender

Name	LOANDEPOT.COM LLC

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate	6.37%
Max Rate	-1%

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONMOUTH NJ
Property Address	53 4TH ST, HIGHLANDS, NJ 07732-1636
Document Number	0000108816
Instrument Date	Oct 30, 2018
Transaction Type	Mortgage
Record Updated	Nov 22, 2018
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	53 4TH ST HIGHLANDS NJ 077321636, HIGHLANDS, NJ 07732-1636

Mortgage

Document Number	0000108816
Date	Nov 7, 2018
Book Page	009319/009720
Instrument	108816

Lender

Name	JP MORGAN CHASE BK
Type	Bank
Address	COLUMBUS, OH 43240-2050

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Nov 6, 2048

Tax Assessment & Valuation

Source: Monmouth County and Highlands Borough assessment roll, as of July 9, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Monmouth County
Municipality	Highlands Borough
Unified School District	Henry Hudson Regional School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$505,700 (+26.55%) Land $326,200 Building $179,500	$505,700 (+26.55%) Land $326,200 Building $179,500
2025	$6,833.00 (+19.5%)	$399,600 (+49.27%) Land $221,700 Building $177,900	$399,600 (+49.27%) Land $221,700 Building $177,900
2024	$5,718.00 (+14.04%)
2023		$267,700 Land $116,200 Building $151,500	$267,700 Land $116,200 Building $151,500
2022	$5,014.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	11.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 271 individual policies
Nearby Flood Policies	315 units insured incl. 44 condo units
Nearby Flood Claims	183 (1992–2023)
Most Recent Claim	Sep 2023 · rainfall accumulation
Claims by Event	Hurricane Sandy, Nov 2012 · 121 claims Hurricane Irene, Aug 2011 · 37 claims Coastal Storm, High Tides, Heavy Rain, & Flooding, Dec 1992 · 10 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.5% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - COASTAL NORTH private · serves 377,613 people · EPA ID NJ1345001
Water Source	Surface water
Last State Inspection	Sep 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Sep 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 423 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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