54 4th St, Highlands, NJ 07732 Property Records

Monmouth County and Highlands Borough property record for 54 4th St, Highlands, NJ 07732

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 882 sqft · built 1923
Lot Size	0.057 acres (2,500 sqft)
Owner	Individual Name on Record
Last Sale	$125,000 (Jan 2018)
Tax Bill	$5,976 (2025)
Deeds & Mortgages	Jun 2023 Transfer Jan 2018 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`19-00065-0000-00032`

Property Details

APN / Parcel Number

Primary APN	`19-00065-0000-00032`
Alternative APNs	`190006500032` `00012360`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	882 sqft Living Area
1st Floor Area	466 sqft
Upper Floors Area	416 sqft

Exterior

Year Built	Built 1923
Effective Year Built	Effective 1923
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Foundation Type	Block
Roof Type	Gable
Roof Material	Other
Lot Area	2,500 sqft (0.057 acres)
Lot Dimensions	100 ft deep x 25 ft wide
Porch	Enclosed Porch
Deck Area	88 sqft

Utilities, Heating & Cooling

Heating System	Hot Water
Sewer	Connected

Location & Zoning

Account Number	00012360
Street Address	54 4TH ST
City	HIGHLANDS
State	NJ
Zip	07732-1637
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SF0
Legal Subdivision	CECELIA F HOWELL LANDS
Legal Block	65
Legal Lot Number	32
Jurisdiction	MONMOUTH NJ
Township / Civil Division	HIGHLANDS
Census Block Group	2
Census Block	2021
Census Tract	800101

Owner

Source: Monmouth County and Highlands Borough records, as of July 9, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	54 4TH ST, HIGHLANDS, NJ 07732-1637
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 6, 2023	Intrafamily Transfer, Transfer
Jan 31, 2018	Grant Deed, Transfer · Conventional Mortgage CALIBER HM LOANS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 31, 2018 · Amount on Record
Deed Sale	Jan 31, 2018 · Amount on Record
Prior Sale	Mar 15, 2004 · Amount on Record
Deed Document Number	201811604
Deed Book / Page	9271 / 2191
Last Transfer Date	Apr 20, 2023
Transfer Doc	0096473210
Record Updated	Oct 29, 2026

June 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MONMOUTH NJ
Recording Date	Jun 6, 2023
Property Address	54 4TH ST, HIGHLANDS, NJ 07732-1637
Document Number	0096473210
Book / Page	9647 / 3210
Instrument Date	Apr 20, 2023
Instrument	2023038609
Transaction Type	Transfer
Record Updated	Jun 27, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	501 KINGS HWY E, MIDDLETOWN, NJ 07748-3764

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	54 4TH ST, HIGHLANDS, NJ 07732-1637

January 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MONMOUTH NJ
Recording Date	Jan 31, 2018
Property Address	54 4TH ST, HIGHLANDS, NJ 07732-1637
Document Number	0000011604
Book / Page	009271 / 002191
Instrument Date	Dec 13, 2017
Instrument	11604
Transaction Type	Transfer
Record Updated	Aug 29, 2019
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NAT'L TITLE INS CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$125.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	501 KINGS HWY E MIDDLETOWN NJ 077483764, MIDDLETOWN, NJ 07748-3764

Mortgage

Document Number	11605
Date	Jan 31, 2018
Book Page	009271/002202
Instrument	11605

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	IRVING, NJ 75063

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 30, 2048

Tax Assessment & Valuation

Source: Monmouth County and Highlands Borough assessment roll, as of July 9, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Monmouth County
Municipality	Highlands Borough
Unified School District	Henry Hudson Regional School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$455,100 (+30.21%) Land $326,200 Building $128,900	$455,100 (+30.21%) Land $326,200 Building $128,900
2025	$5,976.00 (+16.49%)	$349,500 (+46.42%) Land $221,700 Building $127,800	$349,500 (+46.42%) Land $221,700 Building $127,800
2024	$5,130.00 (+16.06%)
2023		$238,700 (+16.27%) Land $116,200 Building $122,500	$238,700 (+16.27%) Land $116,200 Building $122,500
2022	$4,420.00 (-3.32%)	$205,300 Land $88,700 Building $116,600	$205,300 Land $88,700 Building $116,600
2021	$4,572.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	11.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 271 individual policies
Nearby Flood Policies	315 units insured incl. 44 condo units
Nearby Flood Claims	183 (1992–2023)
Most Recent Claim	Sep 2023 · rainfall accumulation
Claims by Event	Hurricane Sandy, Nov 2012 · 121 claims Hurricane Irene, Aug 2011 · 37 claims Coastal Storm, High Tides, Heavy Rain, & Flooding, Dec 1992 · 10 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - COASTAL NORTH private · serves 377,613 people · EPA ID NJ1345001
Water Source	Surface water
Last State Inspection	Sep 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Sep 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 258 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

Nearby Properties on 4th St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures