Island County property record for 5296 Bounty Loop, Freeland, WA 98249
| Property Type | Mobile Home |
|---|---|
| Details | 1,421 sqft · built 1978 |
| Lot Size | 1.79 acres (77,972 sqft) |
| Owner | Individual Name on File |
| Last Sale | $119,000 (Mar 2017) |
| Tax Bill | $1,903 (2025) |
| Deeds & Mortgages | Mar 2022 Mortgage Mar 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | S7540-00-00025-0 |
| Primary APN | S7540-00-00025-0 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,421 sqft Living Area |
| 1st Floor Area | 1,421 sqft |
| Flooring | Carpet |
| Interior Walls | Plaster |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1978 |
|---|---|
| Effective Year Built | Effective 1985 |
| Architectural Style | Mobile Home |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Flat |
| Roof Material | Aluminum |
| Lot Area | 77,972 sqft (1.79 acres) |
| Garage Type | Detached |
| Garage Area | 720 sqft |
| Parking Spaces | 3 Parking Spaces |
| Cooling System | Evaporative |
|---|---|
| Heating Fuel | Electric |
| Street Address | 5296 BOUNTY LOOP |
|---|---|
| City | FREELAND |
| State | WA |
| Zip | 98249-9628 |
| Property Category | Residential |
| Property Type | Residential > Prefabricated > Mobile Home |
| Local Zoning Code | 10 |
| Legal Description | MUTINY BAY PK 1 LOT 25 |
| Legal Subdivision | MUTINY BAY PK |
| Legal Lot Number | 25 |
| Jurisdiction | ISLAND WA |
| Township / Civil Division | CENTRAL WHIDBEY ISLAND |
| Census Block Group | 1 |
| Census Block | 1008 |
| Census Tract | 971302 |
Source: Island County records · APN S7540-00-00025-0
Assessment roll updated October 20, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 5296 BOUNTY LOOP, FREELAND, WA 98249-9628 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 21, 2022 | Deed of Trust, Mortgage · FHA Mortgage RUTH RUHL PC |
| Mar 10, 2017 | Warranty Deed, Transfer · FHA Mortgage WELLS FARGO BANK NA |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Mar 10, 2017 · Amount on Record |
| Deed Sale | Mar 10, 2017 · Amount on Record |
| Prior Sale | Sep 14, 2007 · Amount on Record |
| Deed Document Number | 20174418537 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ISLAND WA |
| Property Address | 5296 BOUNTY LOOP, FREELAND, WA 98249-9628 |
| Transaction Type | Mortgage |
| Record Updated | Oct 30, 2023 |
| Name | Verified Name |
|---|---|
| Address | 5296 BOUNTY LOOP F, F, FREELAND, WA 98249-9628 |
| Document Number | 0004541899 |
|---|---|
| Date | Mar 21, 2022 |
| Instrument | 4541899 |
| Name | RUTH RUHL PC |
|---|---|
| Type | Non-Lending Institution |
| Address | DALLAS, TX 75251 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 356 Months |
| Due | Nov 01, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ISLAND WA |
| Recording Date | Mar 10, 2017 |
| Property Address | 5296 BOUNTY LOOP, FREELAND, WA 98249-9628 |
| Document Number | 0004418537 |
| Map Reference | VOL8 PG46&47 |
| Instrument Date | Mar 03, 2017 |
| Instrument | 4418537 |
| Transaction Type | Transfer |
| Record Updated | Nov 18, 2021 |
| Title Company | ATTORNEYS TITLE OF WA INC |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,123.20 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 5406 FREELAND AVE UNIT 22, 22, FREELAND, WA 98249-9692 |
| Document Number | 0004418538 |
|---|---|
| Date | Mar 10, 2017 |
| Instrument | 4418538 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2047 |
Source: Island County records · Assessment roll updated October 20, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Washington |
| County | Island County |
| Unified School District | South Whidbey School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,903.00 (+20.44%) | $280,319 (+7.01%) Land $250,000 Building $30,319 | $280,319 (+7.01%) Land $250,000 Building $30,319 |
| 2023 | $1,580.00 | $261,960 (+13.23%) Land $230,000 Building $31,960 | $261,960 (+13.23%) Land $230,000 Building $31,960 |
| 2022 | $231,347 Land $200,000 Building $31,347 | $231,347 Land $200,000 Building $31,347 |
Source: FEMA National Flood Hazard Layer as of June 26, 2019 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 15 policies |
| Nearby Flood Policies | 15 in force |
| Nearby Flood Claims | 3 (2016–2018) |
| Most Recent Claim | Dec 2018 · Severe Winter Storms, Straight-line Winds, Flooding, Landslides, Mudslides, Tornado |
| Claims by Event |
|
| Wildfire Risk | Low lower than 80% of the US · lower than 84% of Washington |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
Based on FCC filings for 32 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | Mutiny Bay Park Water Association private · serves 156 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2025 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures