Island County property record for 5295 Bounty Loop, Freeland, WA 98249
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,711 sqft · built 1999 |
| Lot Size | 0.96 acres (41,818 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $685,000 (Jun 2026) |
| Tax Bill | $767 (2025) |
| Deeds & Mortgages | Jun 2026 Sale & Mortgage Dec 2018 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | S7540-00-00020-2 |
| Primary APN | S7540-00-00020-2 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,711 sqft Living Area |
| 1st Floor Area | 1,711 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 2000 |
| Exterior Material | Aluminum/Vinyl |
| Roof Material | Asphalt |
| Lot Area | 41,818 sqft (0.96 acres) |
| Garage Type | Detached |
| Garage Area | 711 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 424 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Street Address | 5295 BOUNTY LOOP |
|---|---|
| City | FREELAND |
| State | WA |
| Zip | 98249-9628 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 10 |
| Legal Description | MUTINY BAY PK 1 LOT 2 SP 10-94.7540.00-00020-0 V3 SP P39 AF#95013898 |
| Legal Subdivision | MUTINY BAY PK |
| Legal Lot Number | 2 |
| Jurisdiction | ISLAND WA |
| Township / Civil Division | CENTRAL WHIDBEY ISLAND |
| Census Block Group | 1 |
| Census Block | 1012 |
| Census Tract | 971302 |
Source: Island County records, as of June 12, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 5295 BOUNTY LOOP, FREELAND, WA 98249-9628 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Unmarried |
| Date | Document |
|---|---|
| Jun 4, 2026 | Warranty Deed, Transfer · Conventional Mortgage AMERICAN PACIFIC MORTGAGE CORPORATION |
| Dec 14, 2018 | Warranty Deed, Transfer PREMIER TITLE/ISLAND COUNTY, PREMIER TITLE/ISLAND CNTY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 4, 2026 · Amount on Record |
| Deed Sale | Jun 4, 2026 · Amount on Record |
| Prior Sale | Dec 14, 2018 · Amount on Record |
| Deed Document Number | 20264601465 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ISLAND WA |
| Recording Date | Jun 4, 2026 |
| Property Address | 5295 BOUNTY LOOP, FREELAND, WA 98249-9628 |
| Document Number | 0004601465 |
| Instrument Date | Jun 1, 2026 |
| Instrument | 20264601465 |
| Transaction Type | Transfer |
| Record Updated | Jun 12, 2026 |
| Title Company | E-CHICAGO TITLE, CHICAGO TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,136,553.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 5295 BOUNTY LOOP, FREELAND, WA 98249-9628 |
| Document Number | 0004601466, |
|---|---|
| Date | Jun 4, 2026 |
| Instrument | 20264601466 |
| Name | AMERICAN PACIFIC MORTGAGE CORPORATION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.23% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ISLAND WA |
| Recording Date | Dec 14, 2018 |
| Property Address | 5295 BOUNTY LOOP, FREELAND, WA 98249-9628 |
| Document Number | 0004456537 |
| Instrument Date | Dec 13, 2018 |
| Instrument | 4456537 |
| Transaction Type | Transfer |
| Record Updated | Dec 27, 2018 |
| Title Company | PREMIER TITLE/ISLAND COUNTY, PREMIER TITLE/ISLAND CNTY |
| Amount | Amount Recorded |
|---|---|
| Tax | $7,125.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | PO BOX 437 GREENBANK WA 982530150, GREENBANK, WA 98253-0150 |
Source: Island County assessment roll, as of October 20, 2025
| Type | Name |
|---|---|
| State | Washington |
| County | Island County |
| Unified School District | South Whidbey School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $767.00 (-58.41%) Senior Citizen's exemption | $554,278 (+2.27%) Land $250,000 Building $304,278 | $554,278 (+2.27%) Land $250,000 Building $304,278 |
| 2023 | $1,844.00 Senior Citizen's exemption | $541,958 (+11.53%) Land $230,000 Building $311,958 | $541,958 (+11.53%) Land $230,000 Building $311,958 |
| 2022 | $485,943 Land $200,000 Building $285,943 | $485,943 Land $200,000 Building $285,943 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 26, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 15 policies |
| Nearby Flood Policies | 15 in force |
| Nearby Flood Claims | 3 (2016–2018) |
| Most Recent Claim | Dec 2018 · Severe Winter Storms, Straight-line Winds, Flooding, Landslides, Mudslides, Tornado |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 84% of Washington |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Mutiny Bay Park Water Association private · serves 156 people · EPA ID WA5357740 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2025 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 32 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
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