Island County property record for 5271 Bounty Loop, Freeland, WA 98249
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,293 sqft · built 1990 |
| Lot Size | 1 acres (43,560 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $275,000 (Jan 2019) |
| Tax Bill | $3,078 (2023) |
| Deeds & Mortgages | Dec 2021 Mortgage Nov 2020 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | S7540-00-00019-3 |
| Primary APN | S7540-00-00019-3 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,293 sqft Living Area |
| 1st Floor Area | 952 sqft |
| 2nd Floor Area | 341 sqft |
| Upper Floors Area | 341 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1990 |
|---|---|
| Exterior Material | Wood Siding |
| Foundation Type | Concrete |
| Roof Material | Asphalt |
| Lot Area | 43,560 sqft (1 acres) |
| Garage Type | Mixed |
| Garage Area | 416 sqft |
| Carport | Carport |
| Carport Area | 312 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 550 sqft |
| Heating System | Baseboard |
|---|---|
| Heating Fuel | Electric |
| Account Number | 668968 |
|---|---|
| Street Address | 5271 BOUNTY LOOP |
| City | FREELAND |
| State | WA |
| Zip | 98249-9628 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 10 |
| Legal Description | MUTINY BAY PK 1 LOT 3 SP 30-89.7540.00-00019-0 V2 SP P349 AF#92006301 DRAINFIELD LOC 00019-2 AF#92001349 |
| Legal Subdivision | MUTINY BAY PARK |
| Legal Lot Number | 3 |
| Jurisdiction | ISLAND WA |
| Township / Civil Division | CENTRAL WHIDBEY ISLAND |
| Census Block Group | 1 |
| Census Block | 1012 |
| Census Tract | 971302 |
Source: Island County records, as of October 29, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 10505 NE 21ST PL, BELLEVUE, WA 98004-2807 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 3, 2021 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Nov 2, 2020 | Deed of Trust, Mortgage · Line of Credit US BANK NA |
| Jul 9, 2020 | Deed of Trust, Mortgage · Conventional with PMI PENNYMAC |
| Jan 15, 2019 | Warranty Deed, Transfer · Conventional with PMI BANK OF THE PACIFIC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 15, 2019 · Amount on Record |
| Deed Sale | Jan 15, 2019 · Amount on Record |
| Deed Document Number | 4457928 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ISLAND WA |
| Property Address | 5271 BOUNTY LOOP, FREELAND, WA 98249-9628 |
| Transaction Type | Mortgage |
| Record Updated | Dec 16, 2021 |
| Title Company | AMROCK INC, AMROCK LLC |
| Name | Verified Name |
|---|
| Document Number | 0004535121 |
|---|---|
| Date | Dec 3, 2021 |
| Instrument | 4535121 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ISLAND WA |
| Property Address | 5271 BOUNTY LOOP, FREELAND, WA 98249-9628 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | RADIAN SETTLEMENT SERVICES |
| Name | Verified Name |
|---|
| Document Number | 0004501109 |
|---|---|
| Date | Nov 2, 2020 |
| Instrument | 4501109 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45202 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Oct 6, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ISLAND WA |
| Property Address | 5271 BOUNTY LOOP, FREELAND, WA 98249-9628 |
| Document Number | 0004491998 |
| Instrument Date | Jul 9, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Aug 25, 2020 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 5271 BOUNTY LOOP FREELAND WA 982499628, FREELAND, WA 98249-9628 |
| Document Number | 0004491998 |
|---|---|
| Date | Jul 24, 2020 |
| Instrument | 4491998 |
| Name | PENNYMAC |
|---|---|
| Address | WESTLAKE VILLAGE, CA 91361 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 23, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ISLAND WA |
| Recording Date | Jan 15, 2019 |
| Property Address | 5271 BOUNTY LOOP, FREELAND, WA 98249-9628 |
| Document Number | 0004457928 |
| Instrument Date | Jan 14, 2019 |
| Instrument | 4457928 |
| Transaction Type | Transfer |
| Record Updated | Jan 29, 2019 |
| Title Company | STEWART TITLE, STEWART TITLE GUARANTY CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $4,900.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 5271 BOUNTY LOOP FREELAND WA 982499628, FREELAND, WA 98249-9628 |
| Document Number | 4457929 |
|---|---|
| Date | Jan 15, 2019 |
| Instrument | 4457929 |
| Name | BANK OF THE PACIFIC |
|---|---|
| Type | Bank |
| Address | BELLINGHAM, WA 98225 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 14, 2049 |
Source: Island County assessment roll, as of May 31, 2025
| Type | Name |
|---|---|
| State | Washington |
| County | Island County |
| Unified School District | South Whidbey School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $517,366 (+1.45%) Land $250,000 Building $267,366 | $517,366 (+1.45%) Land $250,000 Building $267,366 | |
| 2023 | $3,078.00 | $509,956 (+11.59%) Land $230,000 Building $279,956 | $509,956 (+11.59%) Land $230,000 Building $279,956 |
| 2022 | $457,007 Land $200,000 Building $257,007 | $457,007 Land $200,000 Building $257,007 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 26, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 15 policies |
| Nearby Flood Policies | 15 in force |
| Nearby Flood Claims | 3 (2016–2018) |
| Most Recent Claim | Dec 2018 · Severe Winter Storms, Straight-line Winds, Flooding, Landslides, Mudslides, Tornado |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 84% of Washington |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Mutiny Bay Park Water Association private · serves 156 people · EPA ID WA5357740 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2025 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 32 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
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