5295 Rustic Ct, Cumming, GA 30040 Property Records

Forsyth County property record for 5295 Rustic Ct, Cumming, GA 30040 · Last verified June 2026

Property Summary

Property Type	Single Family Home
Details	5 bd · 4 ba · 3,709 sqft · built 2015
Lot Size	0.24 acres (10,454 sqft)
Owner	Individual Name on File
Last Sale	$350,880 (Aug 2015)
Tax Bill	$5,807 (2025)
Deeds & Mortgages	Apr 2022 Mortgage Jul 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`078-000-525`

Property Details

APN / Parcel Number

Primary APN	`078-000-525`
Alternative APNs	`000000033993` `0000147612` `078 525`

Interior

Bedrooms	5 Beds
Full Baths	4 Baths
Plumbing Fixtures	12 Plumbing Fixtures
Stories	2 Stories
Building Area	3,709 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2015
Effective Year Built	Effective 2015
Exterior Material	Other
Construction Type	Wood
Roof Material	Asphalt
Lot Area	10,454 sqft (0.24 acres)
Garage Area	441 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	272 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	0000147612
Street Address	5295 RUSTIC CT
City	CUMMING
State	GA
Zip	30040-9757
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	3-1-1093 LT 1 PH 2 ARBORS AT LAKEVIEW
Legal Subdivision	ARBORS AT LAKEVIEW PH 1 & 2
Legal Phase	2
Legal Block	2
Legal Lot Number	1
Jurisdiction	FORSYTH GA
Township / Civil Division	CUMMING
Census Block Group	1
Census Block	1015
Census Tract	130307

Owner

Source: Forsyth County records · APN 078-000-525

Assessment roll updated May 27, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	5295 RUSTIC CT, CUMMING, GA 30040-9757
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 14, 2022	Deed of Trust, Mortgage · Conventional Mortgage PHH MORTGAGE
Jul 06, 2020	Deed of Trust, Mortgage · Conventional with PMI QUICKEN LNS
Mar 02, 2020	Deed of Trust, Mortgage · Conventional with PMI UNITED WHOLESALE MTG
Mar 04, 2019	Deed of Trust, Mortgage · Conventional Mortgage DIGITAL EMP FCU

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Aug 10, 2015 · Amount on Record
Deed Sale	Aug 10, 2015 · Amount on Record
Deed Document Number	20158136
Deed Book / Page	7484 / 247
Record Updated	Sep 20, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FORSYTH GA
Property Address	5295 RUSTIC CT, CUMMING, GA 30040-9757
Transaction Type	Mortgage
Record Updated	May 16, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5295 RUSTIC CT, CUMMING, GA 30040-9757

Mortgage

Document Number	0106750000000536
Date	Apr 14, 2022
Book Page	0000010675/0000000536

Lender

Name	PHH MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 01, 2052

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FORSYTH GA
Property Address	5295 RUSTIC CT, CUMMING, GA 30040-9757
Document Number	0094570591
Instrument Date	Jul 06, 2020
Transaction Type	Mortgage
Record Updated	Aug 17, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	5295 RUSTIC CT CUMMING GA 300409757, CUMMING, GA 30040-9757

Mortgage

Document Number	0094570591
Date	Jul 13, 2020
Book Page	009457/000591

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jul 12, 2050

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FORSYTH GA
Property Address	5295 RUSTIC CT, CUMMING, GA 30040-9757
Document Number	0092500654
Instrument Date	Mar 02, 2020
Transaction Type	Mortgage
Record Updated	Mar 24, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner
Address	5295 RUSTIC CT CUMMING GA 300409757, CUMMING, GA 30040-9757

Mortgage

Document Number	0092500654
Date	Mar 09, 2020
Book Page	009250/000654

Lender

Name	UNITED WHOLESALE MTG
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Mar 08, 2050

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FORSYTH GA
Property Address	5295 RUSTIC CT, CUMMING, GA 30040-9757
Document Number	0088200057
Instrument Date	Mar 04, 2019
Transaction Type	Mortgage
Record Updated	Mar 21, 2019
Title Company	EQUITY NATIONAL TITLE LLC, EQUITY NAT'L TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5295 RUSTIC CT CUMMING GA 300409757, CUMMING, GA 30040-9757

Mortgage

Document Number	0088200057
Date	Mar 11, 2019
Book Page	008820/000057

Lender

Name	DIGITAL EMP FCU
Type	Credit Union
Address	MARLBOROUGH, MA 01752

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Mar 10, 2029

Tax Assessment & Valuation

Source: Forsyth County records · Assessment roll updated May 27, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Forsyth County
Unified School District	Forsyth County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,807.00 (+8.89%)	$280,772 (+3.89%) Land $72,000 Building $208,772	$701,930 (+3.89%) Land $180,000 Building $521,930
2023	$5,333.00 (+8.9%) Homeowner's exemption	$270,268 (+65.35%) Land $52,000 Building $218,268	$675,670 (+65.35%) Land $130,000 Building $545,670
2022	$4,897.00 Homeowner's exemption	$163,456 Land $40,000 Building $123,456	$408,640 Land $100,000 Building $308,640

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Forsyth County (13117C), updated September 3, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 131171303071, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	6 in force
Nearby Flood Claims	1 (2009)
Most Recent Claim	Sep 2009, river or lake flooding

Wildfire

Wildfire Risk	Moderate above 40% of the US · above 26% of Georgia
Wildfire Likelihood	About 1 in 1,515 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 215 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
AT&T	Fiber	5,000 / 5,000
Xfinity	Cable	2,000 / 250
Verizon	Fixed Wireless	300 / 20
T-Mobile USA	Fixed Wireless	100 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: Point Broadband Fiber Holding. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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