5285 Rustic Ct, Cumming, GA 30040 Property Records

Forsyth County property record for 5285 Rustic Ct, Cumming, GA 30040

Property Summary

Property Type	Single Family Home
Details	5 bd · 5 ba · 4,465 sqft · built 2016
Lot Size	0.24 acres (10,454 sqft)
Owner	2 Individual Names on Record
Last Sale	$447,911 (Apr 2016)
Tax Bill	$8,362 (2025)
Deeds & Mortgages	Apr 2018 Mortgage Sep 2020 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`078-000-519`

Property Details

APN / Parcel Number

Primary APN	`078-000-519`
Alternative APNs	`000000076115` `0000224358` `078 519`

Interior

Bedrooms	5 Beds
Full Baths	5 Baths
Plumbing Fixtures	15 Plumbing Fixtures
Stories	2 Stories
Building Area	4,465 sqft Living Area
Basement Area	2,021 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Exterior Material	Other
Construction Type	Wood
Roof Material	Asphalt
Lot Area	10,454 sqft (0.24 acres)
Garage Area	441 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	108 sqft
Deck Area	Deck Area
Patio Area	256 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	0000224358
Street Address	5285 RUSTIC CT
City	CUMMING
State	GA
Zip	30040-9757
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RES3
Legal Description	3-1-1093 LT 91 PH 2 ARBORS AT LAKEVIEW
Legal Subdivision	ARBORS AT LAKEVIEW PH 1 & 2
Legal Phase	2
Legal Block	2
Legal Lot Number	91
Jurisdiction	FORSYTH GA
Township / Civil Division	CUMMING
Census Block Group	1
Census Block	1015
Census Tract	130307

Owner

Source: Forsyth County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	5285 RUSTIC CT, CUMMING, GA 30040-9757
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 2, 2018	Deed of Trust, Mortgage TCF NATIONAL BANK
Sep 4, 2020	Deed of Trust, Mortgage · Conventional Mortgage PROVIDENT FNDG
Aug 23, 2019	Deed of Trust, Mortgage · Conventional Mortgage PROVIDENT FNDG
Feb 8, 2019	Deed of Trust, Mortgage · Conventional Mortgage PROVIDENT FNDG
Mar 2, 2018	Deed of Trust, Mortgage · Conventional Mortgage PARKSIDE LNDG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 29, 2016 · Amount on Record
Deed Sale	Apr 29, 2016 · Amount on Record
Deed Document Number	20164046
Deed Book / Page	7745 / 405
Record Updated	Sep 20, 2026

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FORSYTH GA
Property Address	5285 RUSTIC CT, CUMMING, GA 30040-9757
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0085130272
Date	Apr 2, 2018
Book Page	8513/272

Lender

Name	TCF NATIONAL BANK
Type	Bank

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2048

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FORSYTH GA
Property Address	5285 RUSTIC CT, CUMMING, GA 30040-9757
Document Number	0096130483
Instrument Date	Sep 4, 2020
Transaction Type	Mortgage
Record Updated	Oct 6, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	5285 RUSTIC CT CUMMING GA 300409757, CUMMING, GA 30040-9757

Mortgage

Document Number	0096130483
Date	Sep 20, 2020
Book Page	009613/000483

Lender

Name	PROVIDENT FNDG
Type	Funding / Finance Company
Address	ATLANTA, GA 30326

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	300 Months
Due	Sep 19, 2045

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FORSYTH GA
Property Address	5285 RUSTIC CT, CUMMING, GA 30040-9757
Document Number	0090090001
Instrument Date	Aug 23, 2019
Transaction Type	Mortgage
Record Updated	Sep 9, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	5285 RUSTIC CT CUMMING GA 300409757, CUMMING, GA 30040-9757

Mortgage

Document Number	0090090001
Date	Aug 29, 2019
Book Page	009009/000001

Lender

Name	PROVIDENT FNDG
Type	Funding / Finance Company
Address	ATLANTA, GA 30326

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	300 Months
Due	Aug 28, 2044

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FORSYTH GA
Property Address	5285 RUSTIC CT, CUMMING, GA 30040-9757
Document Number	0087990155
Instrument Date	Feb 8, 2019
Transaction Type	Mortgage
Record Updated	Feb 26, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	285 RUSTIC CT CUMMING GA 30040, CUMMING, GA 30040

Mortgage

Document Number	0087990155
Date	Feb 14, 2019
Book Page	008799/000155

Lender

Name	PROVIDENT FNDG
Type	Funding / Finance Company
Address	ATLANTA, GA 30326

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	300 Months
Due	Feb 13, 2044

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FORSYTH GA
Property Address	5285 RUSTIC CT, CUMMING, GA 30040-9757
Document Number	0084990710
Instrument Date	Mar 2, 2018
Transaction Type	Mortgage
Record Updated	Apr 2, 2018
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	5285 RUSTIC CT CUMMING GA 300409757, CUMMING, GA 30040-9757

Mortgage

Document Number	0084990710
Date	Mar 20, 2018
Book Page	008499/000710

Lender

Name	PARKSIDE LNDG
Address	SAN FRANCISCO, CA 94103

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 19, 2048

Tax Assessment & Valuation

Source: Forsyth County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Forsyth County
Unified School District	Forsyth County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,362.00 (+12.41%)	$388,148 (+2.56%) Land $72,000 Building $316,148	$970,370 (+2.56%) Land $180,000 Building $790,370
2023	$7,439.00 (+12.34%) Homeowner's exemption	$378,452 (+81.29%) Land $52,000 Building $326,452	$946,130 (+81.29%) Land $130,000 Building $816,130
2022	$6,622.00 Homeowner's exemption	$208,752 Land $40,000 Building $168,752	$521,880 Land $100,000 Building $421,880

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	1 (2009)
Most Recent Claim	Sep 2009 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 73% of Georgia
Wildfire Likelihood	0.07% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FORSYTH CO. WATER & SEWER serves 161,200 people · EPA ID GA1170050
Water Source	Surface water
Last State Inspection	May 2024
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 215 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Point Broadband.

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